Timothy C. Earl

Law School
University of San Diego School of Law

Major Cases
Timothy Earl recently secured insurance coverage on behalf of a residential developer client under numerous additional insured endorsements after insurance carriers had denied coverage to said client in a multimillion dollar construction defect case. Earl compelled an umbrella insurance carrier to drop down over an insolvent primary insurer and afford first dollar insurance to a residential developer in a construction defect case. Earl also enforced a contractual indemnity provision on behalf of a general contractor against a subcontractor without a finding of fault by the subcontractor in Centex Golden Const. Co. v. Dale Tile Company, 78 Cal. App. 4th 992 (2000).

Professional Background
Earl is the chairman of Sullivan Hill’s Insurance Coverage Practice Group. His insurance coverage practice involves representation of policyholders and insurance companies in a variety of insurance coverage disputes primarily involving property damage or bodily injury arising out of construction defect and asbestos claims. He represents policyholders in declaratory relief, bad faith and Ins. Code Section 11580 actions against insurers.

Professional Affiliations
Earl was admitted to the California State Bar in 1994, and is a member of the American Bar Association, San Diego County Bar Association, and Association of Business Trial Lawyers.

Personal Background
Earl is a native of Northern California, but a San Diego resident for more than half of his life. He enjoys practicing Taekwondo, playing soccer and spending time with his wife Kim, daughter Brianna, and son Tyler.