Belinda Austin isn't the person to call when all you want is a quick rate quote for your new mortgage or refinance -- although she can do that. She is the person to call when you want a mortgage that fits your long-term financial plans.
Austin, a loan officer with Ranch & Coast Mortgage Group, a brokerage in Encinitas, looks for long-term mortgage planning relationships with her clients, for whom she is constantly monitoring market and legislative trends.
"I'm more focused on the mortgage as a tool in your big financial picture," Austin said. "My opinion is every person needs three things to grow and sustain wealth: a good CPA, good financial planner and a good loan officer."