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Trustee's Sale
PUBLISHED: Wednesday October 10, 2012

NOTICE OF TRUSTEE’S SALE
UNDER DEED OF TRUST
LOAN:BEGLEY/HEACOCK/SD PROP
FILE: 1042-DRF
APN: 416-552-08-00

YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED MARCH 24, 2004, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.
NOTICE is hereby given that FORECLOSURE SPECIALISTS, INC., A CALIFORNIA CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by CHARLES C. BEGLEY AND LEILA PAIVA HEACOCK
Recorded on 04/20/2004 as Instrument No. 2004-0344426 in Book Page of Official records in the office of the County Recorder of SAN DIEGO County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 07/03/2012 in Book, Page, as Instrument No. 2012-0386541 of said Official Records, WILL SELL on 10/31/2012 at THE ENTRANCE TO ZENITH TRUSTEE SERVICES 217 CIVIC CENTER DRIVE #2 VISTA, CA 92084 at 10:00 A.M. AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at the time of sale in lawful money of the united states), all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State hereinafter described: As more fully described on said Deed of Trust.
APN: 416-552-08-00

The property address and other common designation, if any, of the real property described above is purported to be:
2121 EMERALD STREET
SAN DIEGO, CA 92109-3621

The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein.
The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $135,174.02.
In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right.
Said sale will be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note secured by said Deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and the trusts created by said Deed of Trust.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these sources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee or a court pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date h as been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (760) 758-7622, or visit this internet Web site WWW.ZENITHTRUSTEE.COM, using the file number assigned to this case shown on the front of this notice of trustee sale as File, information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.
AS REQUIRED BY LAW, YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORT AGENCY IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS. IF YOU HAVE PREVIOUSLY BEEN DISCHARGED THROUGH BANKRUPTCY, YOU MAY HAVE BEEN RELEASED OF PERSONAL LIABILITY FOR THIS LOAN, IN WHICH CASE, THIS LETTER IS INTENDED TO EXERCISE THE NOTE HOLDER’S RIGHT AGAINST THE REAL PROPERTY ONLY.
Dated:10/03/2012
FORECLOSURE SPECIALISTS, INC.,
A CALIFORNIA CORPORATION, AS TRUSTEE DBA ZENITH TRUSTEE SERVICES, 217 CIVIC CENTER DRIVE, #2, VISTA, CA 92084
(760) 758-7622
FOR ALL SALES INFORMATION LOGON TO WWW.ZENITHTRUSTEE.COM
BY:/S/DANA A. FAZIO, SECRETARY
PUB. OCT 10, 17, 24 -00103731

NOTICE OF TRUSTEE’S SALE
---
APN: 643-052-31-14
PLEASE BE ADVISED, PETERS & FREEDMAN IS ACTING IN THE ROLE OF A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
RE: Treviana at Lomas Verdes Homeowners Association 
Recorded Owners:                 
Antonio M. & Blanca E. Alvillar
Property Address:
1584 Caminito Zaragoza, Unit 168, Chula Vista, CA 91913
Mailing Address:
601 VFA 102, FPO, AP 96601-6116

YOU ARE IN DEFAULT UNDER A NOTICE OF ASSESSMENT LIEN (CIVIL CODE SECTION 1367) DATED June 11, 2010 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONSULT A LAWYER.
NOTICE IS HEREBY GIVEN that on November 1, 2012 at 10:30am, PETERS & FREEDMAN, L.L.P. as Trustee, or Successor Trustee or Substituted Trustee of that certain Notice of Delinquent Assessment (Civil Code Sec. 1367) which was caused to be recorded by Treviana at Lomas Verdes Homeowners Association ("Creditor Association") pursuant to the authority of Civil Code Section 1367 in order to secure obligations in favor of the Creditor Association, which Notice of Delinquent Assessment was recorded on November 17, 2010, as File/Page No. 2010-0633318  of Official Records in the Office of the Recorder of San Diego County, California, and pursuant to that certain Notice of Default and Election to Sell recorded on February 21, 2012, as File/Page No. 2012-0096810 of Official Records of said County, will sell at public auction, under the power of sale conferred by Civil Code Section 1367, to the highest bidder for cash in lawful money of the United States of America or cashiers check made payable to the creditor Association, at the offices of Peters & Freedman, L.L.P., 191 Calle Magdalena, Suite 220, Encinitas, California, in the City of Encinitas, County of San Diego, State of California, all that right, title and interest in the property situated in said County and State which is legally described as follows:
PARCEL 1: AN UNDIVIDED 1/20 FEE SIMPLE INTEREST AS A TENANT IN COMMON IN AND TO THE COMMON AREA OF THE PHASE 7 RESIDENTIAL MODULE OF LOT 7 OF CHULA VISTA TRACT NO. 02-03, MCMILLAN OTAY RANCH VILLAGE G, “A” MAP IN THE CITY OF CHULA VISTA, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 14432, ON FILE IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY ON AUGUST 30, 2002, OF OFFICIAL RECORDS, AS SHOWN ON THAT CERTAIN SECOND AMENDED, RESTATED AND SUPERCEDED CONOMINIUM PLAN FOR TREVIANA AT LOMAS VERDES, PHASE 7 RECORDED JANUARY 19, 2006 AS INSTRUMENT NO. 2006-0041342, AS FURTHER DESCRIBED.
PARCEL 2: RESIDENTIAL UNIT NO. 168, AS SHOWN AND DEFINED ON THE CONDOMINIUM PLAN, AS FURTHER DESCRIBED.
The record owner of which is Antonio Moreno Alvillar and Blanca E. Alvillar, husband and wife as joint tenants, (“Owners”). Street address or other common designation of Property to be sold:
1584 Caminito Zaragoza, Unit 168
Chula Vista, CA 91913

Names and Address of Creditor Association at whose request the sale is being conducted:
Treviana at Lomas Verdes
Homeowners Association
c/o Peters & Freedman, L.L.P.
191 Calle Magdalena Suite 220
Encinitas, CA 92024

Directions to and a detailed description of the above-described real property may be obtained by requesting the same in writing to the above-named beneficiary ("Creditor Association") within ten (10) days from the first publication of this notice.
Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the unpaid balance currently due and owing under the aforesaid Notice of Delinquent Assessment and/or late fees, costs of collection (including attorneys' fees), and interest, which said Owner is obligated to pay Creditor Association under Civil Code Section 1366, and fees, charges, and expenses of the Trustee.
NOTE: THE PROPERTY IS BEING SOLD SUBJECT TO A RIGHT OF REDEMPTION CREATED BY CIVIL CODE §1367.4(C)(4).
The total amount of the unpaid balance of the obligation secured by the Property to be sold and reasonable estimated costs, expenses and advances at the time of initial publication of the Notice of Sale is $15,404.54.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit this Internet Web site www.hoalaw.com/foreclosureinfo for information regarding the sale of this property, using the file/TS number assigned to this case: 2146152321. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.
Date: September 20, 2012
Treviana at Lomas Verdes Homeowners Association
By: Stephen M. Kirkland, Trustee, Attorney, and Authorized Representative for Treviana at Lomas Verdes Homeowners Association
Pub. Sept 26, Oct 3, 10 -00103340


Trustee's Sale
PUBLISHED: Wednesday October 10, 2012


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