PUBLIC NOTICES
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Trustee's Sale
PUBLISHED: Friday October 10, 2014

NOTICE OF TRUSTEE'S SALE
APN: 644-240-14-64
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YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT LIEN (CALIFORNIA CIVIL CODE SECTION 5685) DATED MARCH 28, 2013, IN OFFICIAL RECORDS OF SAN DIEGO. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONSULT A LAWYER.
NOTICE IS HEREBY GIVEN that on November 28, 2014 at 1:00 p.m., at Community Legal Advisors, Inc., 509 N. Coast Highway, Oceanside, California 92054, COMMUNITY LEGAL ADVISORS, INC., on behalf of TAPESTRY AND MOSAIC ASSOCIATION, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, CASHIER'S CHECK OR CERTIFIED CHECK (payable at the time of sale in lawful money of the United States) all rights, title and interest created by the Declaration of Covenants, Conditions & Restrictions, and by the Notice of Delinquent Assessment Lien was recorded on March 28, 2013, as Document No. 2013-0197973 of Official Records in the Office of the Recorder of San Diego County, State of California, and pursuant to that certain Notice of Default and Election to Sell recorded on May 22, 2014, Document No. 2014-0210684 of Official Records in the Office of the Recorder of San Diego County, State of California.
Legal description:
PARCEL 1:
RESIDENTIAL UNIT NO. 162, AS SHOWN UPON THE FIRST SUPERSEDING MOSAIC CONDOMINIUM PLANS RECORDED AUGUST 22, 2007, AS INSTRUMENT NO. 2007-0559343, IN THE OFFICIAL RECORDS OF SAN DIEGO COUNTY, CALIFORNIA (THE "CONDOMINIUM PLANS") BEING WITHIN PARCEL 2 OF PARCEL MAP NO. 20057, IN THE CITY OF CHULA VISTA, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED WITH THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA, ON JULY 17, 2006.
PARCEL 2:
AN UNDIVIDED FRACTIONAL INTEREST AS TENANT IN COMMON IN AND TO THE GENERAL COMMON AREA IN THE PHASE IN WHICH THE RESIDENTIAL UNITY DESCRIBED IN PARCEL 1 ABOVE IS LOCATED EQUAL TO THE RECIPROCAL OF THE NUMBER OF RESIDENTIAL UNITS WITHIN THAT PHASE; THE GENERAL COMMON AREA IS SHOWN AND DESCRIBED ON THE CONDOMINIUM PLANS.
PARCEL 3:
AN UNDIVIDED FRACTIONAL INTEREST AS TENANT IN COMMON IN AND TO THE BUILDING ENVELOPE IN WHICH THE RESIDENTIAL UNIT DESCRIBED IN PARCEL 1 ABOVE IS LOCATED EQUAL TO THE RECIPROCAL OF THE NUMBER OF RESIDENTIAL UNITS WITHIN THAT BUILDING ENVELOPE; EACH BUILDING ENVELOPE IS SHOWN ON THE CONDOMINIUM PLANS.
EXCEPTING THEREFROM EACH RESIDENTIAL UNIT LOCATED WITHIN SUCH BUILDING ENVELOPE, AS SHOWN ON THE CONDOMINIUM PLANS;
RESERVING THEREFROM THE EXCLUSIVE RIGHT TO POSSESSION AND USE OF ANY EXCLUSIVE USE AREA SHOWN ON CONDOMINIUM PLANS;
PARCEL 4:
A NON-EXCLUSIVE EASEMENT ON, OVER, UNDER AND ACROSS THE "ASSOCIATION PROPERTY" AS DEFINED IN THE PROJECT DECLARATION FOR THE PURPOSES DESCRIBED IN THE PROJECT DECLARATION AND SUBJECT TO THE TERMS, PROVISIONS AND RESERVATIONS OF THE PROJECT DECLARATION. THIS EASEMENT IS APPURTENANT TO PARCEL 1 ABOVE AND SHALL BECOME EFFECTIVE AS TO EACH PORTION OF THE ASSOCIATION PROPERTY TO TAPESTRY AND MOSAIC ASSOCIATION, A CALIFORNIA NONPROFIT MUTUAL BENEFIT CORPORATION ("ASSOCIATION"). USE OF PRIVATE STREETS AND DRIVES IS ALSO SUBJECT TO THE TERMS AND CONDITIONS OF THE ACCESS DECLARATION.
PARCEL 5:
A NON-EXCLUSIVE APPURTENANT EASEMENT FOR INGRESS AND EGRESS OVER THE "DRIVES" PURSUANT AND SUBJECT TO THE TERMS AND PROVISIONS OF THE ACCESS DECLARATION.
PARCEL 6:
THE EXCLUSIVE RIGHT TO USE ANY EXCLUSIVE USE AREA LOCATED WITHIN PARCEL 2 OF PARCEL MAP NO. 20051, IN THE CITY OF CHULA VISTA, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED WITH THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA ON JULY 17, 2006 AND SHOWN ON THE CONDOMINIUM PLANS AS BEING APPURTENANT TO THE RESIDENTIAL UNIT DESCRIBED IN PARCEL 2 ABOVE.
PARCEL 7:
THE EXCLUSIVE RIGHT TO USE ANY PARKING SPACE EXCLUSIVE USE AREA LOCATED WITHIN PARCEL 1 OF PARCEL MAP NO. 20057, IN THE CITY OF CHULA VISTA, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED WITH THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA, ON JULY 17, 2006 AND SHOWN ON THE CONDOMINIUM PLANS AS BEING APPURTENANT TO THE RESIDENTIAL UNIT DESCRIBED IN PARCEL 2 ABOVE.
RESERVING FROM ALL PARCELS ALL EXCEPTIONS AND RESERVATIONS OF RECORD, INCLUDING, BUT NOT LIMITED TO ALL RIGHTS AND EASEMENTS FOR SET FORTH IN THE TITLE 7 MASTER DECLARATION, PROJECT DECLARATION, AND ACCESS DECLARATION, INCLUDING, BUT NOT LIMITED TO, THE EASEMENTS FOR INGRESS, EGRESS AND GENERAL UTILITY PURPOSES AND GRANTOR'S RIGHT AND EASEMENTS TO CONSTRUCT AND MARKET RESIDENCIES AND CONSTRUCT RELATED IMPROVEMENTS.
The recorded owner of which is ROSHENE TAMOYA THOMPSON, A SINGLE WOMAN ("Owner").
Street address or other common designation Property to be sold:
1811 Lime Court 3
Chula Vista, CA 91913

Name and Address of Trustee conducting the sale:
Community Legal Advisors, Inc.
509 N. Coast Highway
Oceanside, California 92054
(760) 529-5211
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on the lien, not on the property itself.
Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.
You are encouraged to investigate the existence, priority, and size of the outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER:
The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 760-529-5211, using the file number assigned to this case 4436.3. Information about postponements that are very short in duration or that occur close in the time to the scheduled sale may not immediately be reflected in telephone information. The best way to verify postponement information is to attend the scheduled sale.
Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession or encumbrances to for the delinquent assessments, late fees and interest currently due and owing under the afore said Notice of Delinquent Assessment Lien, and/or late fees, costs of collection (including attorney's fees), and interest, which said Owners are obligated to pay Creditor Association. Under Civil Code Sections 5715(b), "a non-judicial foreclosure by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends ninety (90) days after the sale."
The total amount of the unpaid balance of the obligation secured by the Property to be sold and reasonable estimated costs of collection, expenses and advances at the time of initial publication of the Notice of Trustee's Sale is $9,590.00.
Pub Oct 10, 17, 24 -00124467

NOTICE OF TRUSTEE'S SALE File No. 7367.21686 Title Order No. NXCA-0096033 MIN No. 100029500025592464 APN 637-155-43-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/24/08. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Isabel Ramirez, a married woman as her sole and separate property Recorded: 05/06/08, as Instrument No. 2008-0243892,of Official Records of SAN DIEGO County, California. Date of Sale: 11/07/14 at 9:00 AM Place of Sale: East County Regional Center, 250 E. Main Street, El Cajon, CA The purported property address is: 1626 VIA COSTINA, SAN YSIDRO, CA 92173 Assessors Parcel No. 637-155-43-00 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $384,332.51. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7367.21686. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 23, 2014 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Hung Pham, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7367.21686: 09/26/2014,10/03/2014,10/10/2014 -00124117


Trustee's Sale
PUBLISHED: Friday October 10, 2014


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