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PUBLISHED: Wednesday October 24, 2012
NOTICE OF TRUSTEES SALE LOAN:BEGLEY/HEACOCK/SD PROP
UNDER DEED OF TRUST
APN: 416-552-08-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED MARCH 24, 2004, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.NOTICE
is hereby given that FORECLOSURE SPECIALISTS, INC., A CALIFORNIA CORPORATION,
as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by CHARLES C. BEGLEY AND LEILA PAIVA HEACOCK
Recorded on 04/20/2004
as Instrument No. 2004-0344426
in Book Page of Official records in the office of the County Recorder of SAN DIEGO
County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 07/03/2012
in Book, Page, as Instrument No. 2012-0386541
of said Official Records, WILL SELL
at THE ENTRANCE TO ZENITH TRUSTEE SERVICES 217 CIVIC CENTER DRIVE #2 VISTA, CA 92084
at 10:00 A.M. AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH
(payable at the time of sale in lawful money of the united states), all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State hereinafter described: As more fully described on said Deed of Trust.
The property address and other common designation, if any, of the real property described above is purported to be:
2121 EMERALD STREET
SAN DIEGO, CA 92109-3621
The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein.The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $135,174.02.
In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted the Trustee may withhold the issuance of the Trustees Deed until funds become available to the payee or endorsee as a matter of right.
Said sale will be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note secured by said Deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and the trusts created by said Deed of Trust.NOTICE TO POTENTIAL BIDDERS
: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorders office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these sources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.NOTICE TO PROPERTY OWNER
: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee or a court pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date h as been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (760) 758-7622, or visit this internet Web site WWW.ZENITHTRUSTEE.COM, using the file number assigned to this case shown on the front of this notice of trustee sale as File, information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.
AS REQUIRED BY LAW, YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORT AGENCY IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS. IF YOU HAVE PREVIOUSLY BEEN DISCHARGED THROUGH BANKRUPTCY, YOU MAY HAVE BEEN RELEASED OF PERSONAL LIABILITY FOR THIS LOAN, IN WHICH CASE, THIS LETTER IS INTENDED TO EXERCISE THE NOTE HOLDERS RIGHT AGAINST THE REAL PROPERTY ONLY.
Dated:10/03/2012FORECLOSURE SPECIALISTS, INC.,
A CALIFORNIA CORPORATION, AS TRUSTEE DBA ZENITH TRUSTEE SERVICES, 217 CIVIC CENTER DRIVE, #2, VISTA, CA 92084
FOR ALL SALES INFORMATION LOGON TO WWW.ZENITHTRUSTEE.COM
BY:/S/DANA A. FAZIO, SECRETARY
PUB. OCT 10, 17, 24 -00103731
NOTICE OF TRUSTEE'S SALE (NOTICE OF LIEN SALE OF REAL PROPERTY UPON LIEN FOR HOMOWNER'S ASSOCIATION DUES) (CALIFORNIA CIVIL CODE 1367) Loan No: TREO @ KETTNER T.S. No: 1356662-42 APN: 533-394-11-05 TRA: 08169 UNVER Ref: JODI L. HOLLAND YOU ARE IN DEFAULT UNDER A DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AFFECTING YOUR PROPERTY. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT APUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGAGAINST YOU, YOU SHOULD CONTACT A LAWYER. THIS PROPERTY IS BEING SOLD SUBJECT TO THE RIGHT OF REDEMPTION CREATED IN CALIFORNIA CIVIL CODE SECTION 1367.4(C)(4). NOTICE IS HEREBY GIVEN THAT ON November 07, 2012, at 10:00am, CAL-WESTERN RECONVEYANCE CORPORATION, a California corporation as Designated Trustee, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, CASHIER'S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE WILL BE HELD AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET EL CAJON, CALIFORNIA in the County of SAN DIEGO, State of California, and described as follows: COMPLETELY DESCRIBED IN SAID LIEN. The street address and other common designation, if any, of the real property described above is purported to be: 1240 INDIA STREET #101 SAN DIEGO CA 92101 The undersigned designated Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances to satisfy the obligations secured by and pursuant to the Power of Sale conferred in the Declaration of Covenants, Conditions, and Restrictions, which recorded on January 12, 2001 as Instrument No. 2001-0020562 in book XX, at page XX. Under said Declaration the property described above became subject to liens for unpaid dues to TREO @ KETTNER HOMEOWNERS ASSOCIATION with interest thereon, and for fees, charges and expenses of the Homeowner's Association. The record owner(s) of said property is (are) purported to be JODI L. HOLLAND, A SINGLE WOMAN The Association, under said Declaration of Covenants, Conditions, and Restrictions by reason of the breach thereof and default in the payments of dues thereunder, heretofore have caused to record a Notice of Delinquent Assessment and Lien in the Official Records of SAN DIEGO County, on October 21, 2010, as Instrument No. 2010-0567099, in Book XX, Page XX and a Notice of Default and Election to Sell as Instrument No. 2012-0118014, Page XX, in Book XX, and recorded on March 01, 2012. THE TOTAL AMOUNT OF THE UNPAID BALANCE OF THE OBLIGATION SECURED BY THE PROPERTY TO BE SOLD, INCLUDING ESTIMATED COSTS, EXPENSES AND ADVANCES IS $15,538.82 Dated: October 03, 2012 FOR SALES INFORMATION: Mon-Fri 9:00am to 4:00pm (619)590-1221 CAL-WESTERN RECONVEYANCE CORPORATION P.O. Box 22004 525 East Main Street El Cajon CA 92022-9004 Signature/By Authorized Signature (R-419957 10/17/12, 10/24/12, 10/31/12) -00103776
PUBLISHED: Wednesday October 24, 2012