PUBLIC NOTICES
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303 Trustee's Sale
PUBLISHED: Friday December 12, 2003


Notice of Trustee's Sale T.S. No. 200303766 - 14981, Title Order No. 1955343, Loan No. 9847917 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/24/2001. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Vinay Kumar, a single man Recorded: 06/05/2001, as Instrument No. 2001-0365326, of Official Records of San Diego County, California; Date of Sale: 12/26/2003 at 10:00 a.m. Place of Sale: At the south entrance to the County Courthouse, 220 West Broadway, San Diego, CA The purported property address is: 1805 Thomas Avenue, San Diego, California 92109 Assessors Parcel No. 424-172-01-03 Legal Description: As more fully described in the above-referenced Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $251,718.43. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 12/04/2003 The Law Offices of Steven J. Melmet, Inc., As Trustee Shirley Best, Authorized Signatory 2912 South Daimler Street Santa Ana, California 92705-5811 Sale Information Line: 916.387.7728 Reinstatement and Pay-Off Requests: 949.622.3388. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP567410 12/5, 12/12, 12/19?-c504277




NOTICE OF TRUSTEE'S SALE Trustee Sale No. 2003086 Loan No. A00417 - FLANNERY Title Order No. 1931549 APN No. 533-544-10-10 TRA No. 08169 You are in default under a Deed of Trust dated 05/05/2003. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 12/30/2003 at 11:00AM, Action Foreclosure Services as the duly appointed Trustee under and pursuant to Deed of Trust recorded on 5/9/2003 as file No. 2003-0548049 of official records in the Office of the Recorder of San Diego County, California, executed by: Richard L. Flannery a single man, as Trustor, Simon Ticho, a married man as his sole and separate property, as Beneficiary, will sell at public auction to highest bidder for cash (payable at the time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: The Entrance To The Courtyard Of The Regents Bank Building, 875 Prospect Street, La Jolla, Ca.92037, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: EXHIBIT "A" The land referred to in this Guarantee is situated in the State of California, City of San Diego, County of San Diego and is described as follows: A Condominium composed of: INTEREST 1: An undivided .0071 interest as Tenant-in-Common in and to Parcel 2, according to Parcel Map thereof No. 10732, filed in the Office of the County Recorder of San Diego County, California, on November 24, 1980; excepting therefrom the following: A. All living units shown upon the Park Row Phase II Condominium Plan recorded in the Office of the County Recorder of San Diego County, California, on September 17, 1982 as Document Number 82-289583; B. The exclusive right to possession and use of all those areas, shown upon the Condominium Plan referred to above, designated as: Decks, patios, storage areas, parking spaces and potshelves. And reserving therefrom the following: A. A non-exclusive easement for ingress and egress and recreational use on, over and under the Common Area of Parcel 2 according to Parcel Map No. 10732 filed in the Office of the County Recorder of San Diego County, California, on November 24, 1980, which easement is appurtenant to Parcel I according to said Parcel Map No. 10732. The Common Area referred to herein is Parcel 2 according to Parcel Map No. 10732 filed in the Office of the County Recorder of San Diego County, California, excepting therefrom any residential buildings thereon and any portion thereof which may be designated as an exclusive use area. B. A non-exclusive easement for a right-of-way in perpetuity not to exceed 3' in width and not to exceed 160' in length upon, over, under and across the Northern boundary of Parcel 2, according to Parcel Map No. 10732 thereof filed in the Office of the County Recorder of San Diego County, California, on November 24, 1980, for the purpose of a pedestrian pathway for ingress to and egress from State Street and Kettner Boulevard, is hereby reserved by Grantor, together with the right to grant and transfer the same; provided however, that such easement and right-of-way shall not unreasonably interfere with the use and enjoyment by members of their Condominium or the Common Area. The aforesaid easement shall be appurtenant to and for the benefit of the land directly adjacent to the Northern boundary of said Parcel 2. Construction of said pedestrian pathway shall be at the sole cost and expense of the owner or owners of the adjacent property to the North of said Parcel 2 and shall be subject to the review and prior written approval of the association. The owner or owners of the adjacent property to the North of said Parcel 2 shall maintain in good condition and repair the said pedestrian pathway. The granting of this easement shall be expressly conditioned upon the granting of a reciprocal easement upon, over, under and across the Southern boundary of the land directly adjacent to the Northern boundary of said Parcel 2. Said reciprocal easement shall be in an amount and configuration generally equal to that granted to the aforementioned adjacent property. INTEREST 2: Living Unit No. 78, as shown upon the Condominium Plan referred to above. INTEREST 3: The exclusive right to use, possession and occupancy of those portions of Parcel 2 described in Interest 1 above which are appurtenant to the living unit described in Interest 2 above, as more particularly designated on the Condominium Plan referred to above as "Exclusive Use Areas", which right is appurtenant to Interest 1 and 2 above described. INTEREST 4: A non-exclusive easement for ingress and egress and recreational use on, over and under the Common Area of Parcel 1 according to Parcel Map No. 10732 filed in the Office of the County Recorder of San Diego County, California, on November 24, 1980, which easement is appurtenant to Interest 1, 2 and 3 described above. The Common Area referred to herein is Parcel 1 according to said Parcel Map No. 10732 filed in the Office of the County Recorder of San Diego County, California, excepting therefrom any residential buildings thereon and any portion which may be designated as an exclusive use area. INTEREST 5: One membership in Park Row Community Association, a California Nonprofit Mutual Benefit Corporation, hereinafter called the "Association". The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 701 Kettner Boulevard, #78, San Diego, CA 92101. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust, to-wit: $104,704.93 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 12/3/03 Action Foreclosure Services, 875 Prospect Street Suite 220, La Jolla, CA 92037 (858) 551-8855 By: Martine Cardin-Allen, Vice President ASAP569634 12/05, 12/12, 12/19-c504278




NOTICE OF TRUSTEE'S SALE Trustee Sale No. 2003085 Loan No. A00415 - FLANNERY Title Order No. 1931539 APN No. 533-544-10-02 TRA No. 08169 You are in default under a Deed of Trust dated 04/14/2003. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 12/30/2003 at 11:00AM, Action Foreclosure Services as the duly appointed Trustee under and pursuant to Deed of Trust recorded on 4/17/2003 as document No. 2003-0446370 of official records in the Office of the Recorder of San Diego County, California, executed by: Joyce L. Flannery, as Trustor, Simon Ticho, a married man as his sole and separate property, as Beneficiary, will sell at public auction to highest bidder for cash (payable at the time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: The Entrance To The Courtyard Of The Regents Bank Building, 875 Prospect Street, La Jolla, Ca.92037 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: EXHIBIT "A" The land referred to in this Guarantee is situated in the State of California, County of San Diego, City of San Diego and is described as follows: INTEREST 1: An undivided .0071 interest as Tenant-in-Common in and to Parcel 2, according to Parcel Map thereof No. 10732, in the City of San Diego, County of San Diego, State of California, filed in the Office of the County Recorder of San Diego County, California, on November 24, 1980; excepting therefrom the following: A. All lving units shown upon the Park Row Phase II Amended Condominium Plan recorded in the Office of the County Recorder of San Diego County, California on September 17, 1982 as Document No. 82-289583 of Official Records. B. The exclusive right to possession and use of all those areas, shown upon the Condominium Plan referred to above, designated as: decks, patios, storage areas, parking spaces and potshelves. INTEREST 2: Living Unit No. 70, as shown upon the Condominium Plan referred to above. INTEREST 3: The exclusive right to use, possession and occupancy of those portions of Parcel 2 described in Interest 1 above which are appurtenant to the living unit described in Interest 2 above, as more particularly designated on the Condominium Plan referred to above as "Exclusive Use Areas", which right is appurtenant to Interest 1 and 2 above described. INTEREST 4: A non-exclusive easement for ingress and egress and recreational use on, over and under the Common Area of Parcel Map No. 10732, filed in the Office of the County Recorder of San Diego County, California, on November 24, 1980, which easement is appurtenant to Interest 1, 2 and 3 described above, the Common Area referred to herein is Parcel 1 according to said Parcel Map No. 10732, filed in the Office of the County Recorder of San Diego County, excepting of the County Recorder of San Diego County, excepting therefrom any residential buildings thereon and any portion which may be designated as an exclusive use area. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 701 Kettner Boulevard, #70, San Diego, CA 92101. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust, to-wit: $105,780.39 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 12/3/03 Action Foreclosure Services, 875 Prospect Street Suite 220, La Jolla, CA 92037 (858) 551-8855 By: Martine Cardin-Allen, Vice President ASAP569635 12/05, 12/12, 12/19-c504279




NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 03-21430-CA Title Order No. 1963814 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/07/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/02/2004 at 10:00 a.m., Premier Trust Deed Services Inc., as duly appointed Trustee under and pursuant to Deed of Trust executed by AARON DEAN, AN UNMARRIED MAN and recorded 06/14/2002, as Instrument No. 2002-0504457, of Official Records of San Diego County, California; WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by a cashier's check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 to the Financial code and authorized to do business in this state) at At the south entrance to the County Courthouse, 220 West Broadway, San Diego, CA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in the above-referenced Deed of Trust. Assessor's Parcel No. 543-350-24 The street address and other common designation, if any, of the real property described above is purported to be: 5840 OLD MEMORY LN., SAN DIEGO, California 92114-1242 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $191,739.43. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. Date: 12/12/03 Premier Trust Deed Services Inc., as trustee Jeff Powers, Assistant Secretary 15310 Barranca Parkway Irvine, CA 92618 (949) 790-8388 For sale information, please contact (916)387-7728 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP570779 12/12, 12/19, 12/26?-c504327




303 Trustee's Sale
PUBLISHED: Friday December 12, 2003


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