PUBLIC NOTICES
Published In The Daily Transcript
Advertised public notices, printed in a newspaper of general circulation, are required by California law. Within the individual category, notices are arranged by print publish day in reverse chronological order.
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Trustee's Sale
PUBLISHED: Thursday December 25, 2008

NOTICE OF TRUSTEE'S SALE File No. 7104.28922 Title Order No. 3870386 MIN No. Loan No. 22685846 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan associa-tion, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, ex-pressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Rosa Garcia, a single woman Recorded: 03/24/06, as Instrument No. 2006-0206660, of Official Records of San Diego, California. Date of Sale: 01/15/09 at 10:00 AM Place of Sale: At the South entrance to the County Courthouse, 220 West Broadway., San Diego, CA The purported property address is: 3312 SPA ST, SAN DIEGO, CA 92105 Asses-sors Parcel No. 477-201-05-00 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $456,619.17. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney If required by the provisions of section 2923.5 of the California Civil Code, the declara-tion from the mortgagee, beneficiary or author-ized agent is attached to the Notice of Trustee's Sale duly recorded with the appropriate County Recorder's Office.” Date: 12/26/2008 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Camale Smith, Authorized Signatory 505 N. Tustin Avenue, Suite 243 Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1002.104498 12/25, 01/01, 01/08/2009-00050937

NOTICE OF TRUSTEE'S SALE Title Order No.: 30157923 Trustee Sale No.: 54972 Loan No.: 9042552042 APN: 538-090-24-00 You are in Default under a Deed of Trust dated 07/31/2007. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/06/2009 at 10:00AM, DSL Service Company as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on Aug 03, 2007 Doc 2007-0519904 of official records in the Office of the Recorder of San Diego County, California, executed by: Norma Garcia, a married woman as her sole and separate property, as Trustor. Downey Savings and Loan Association, F.A., as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 1848 - 1850 Kearney Avenue, San Diego, CA 92113. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $490,199.43 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary declares, pursuant to California Civil Code § 2923.5(b), that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower or, pursuant to California Civil Code § 2923.5(c), made efforts to contact the borrower, to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: 12/4/08 For: DSL Service Company, as Trustee By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: (714) 282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or call 925-603-7342 or 714-282-2430 (Orange County Sales). Vivian Prieto, Vice President, FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. (RSVP# 136079)(12/11/08, 12/18/08, 12/25/08) -00050503

NOTICE OF TRUSTEE'S SALE Title Order No.: 280522509 Trustee Sale No.: 55010 Loan No.: 9042255067 APN: 550-600-23 You are in Default under a Deed of Trust dated 04/20/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/08/2009 at 10:00 A.M., DSL Service Company as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 4/27/06 as Instrument #2006-0297549 of official records in the Office of the Recorder of San Diego County, California, executed by: Sergio Campos, a married man as his sole and separate property, as Trustor. Downey Savings and Loan Association, F.A., as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 3699 Acacia Street, San Diego, CA 92113. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $384,723.75 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary declares, pursuant to California Civil Code § 2923.5(b), that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower or, pursuant to California Civil Code § 2923.5(c), made efforts to contact the borrower, to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: 12/8/08 For: DSL Service Company, as Trustee, By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: (714) 282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or call 925-603-7342 or 714-282-2430 (Orange County Sales). Vivian Prieto, Vice President, FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. (RSVP# 136320)(12/18/08, 12/25/08, 01/01/09) -00050742

NOTICE OF TRUSTEE'S SALE Title Order No.: 30158080 Trustee Sale No.: 55154 Loan No.: 9041260134 APN: 628-070-09 You are in Default under a Deed of Trust dated 12/27/2004. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/09/2009 at 10:00 A.M., DSL Service Company as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 1/11/05 as Instrument #2005-0024614 of official records in the Office of the Recorder of San Diego County, California, executed by: Victor Manuel Cortez and Elizabeth Cortez, husband and wife, as Trustor. Downey Savings and Loan Association, F.A., as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 772 Harris Avenue, San Diego, CA 92154. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $392,966.31 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary declares, pursuant to California Civil Code § 2923.5(b), that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower or, pursuant to California Civil Code § 2923.5(c), made efforts to contact the borrower, to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: 12/8/08 For: DSL Service Company, as Trustee By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: (714) 282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or call 925-603-7342 or 714-282-2430 (Orange County Sales). Vivian Prieto, Vice President, FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. (RSVP# 136600)(12/18/08, 12/25/08, 01/01/09) -00050740

NOTICE OF TRUSTEE'S SALE Title Order No.: 30158082 Trustee Sale No.: 55326 Loan No.: 9041745357 APN: 434-041-09-52 You are in Default under a Deed of Trust dated 07/21/2005. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/08/2009 at 10:00 A.M., DSL Service Company as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 7/28/05 as Instrument # 2005-0640267 of official records in the Office of the Recorder of San Diego County, California, executed by: Daniel Charles Alger, a married man as his sole and separate property, as Trustor. Downey Savings and Loan Association, F.A., as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 10653 Caminito Cascara, San Diego, CA 92108. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $372,146.90 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary declares, pursuant to California Civil Code § 2923.5(b), that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower or, pursuant to California Civil Code § 2923.5(c), made efforts to contact the borrower, to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: 12/8/08 For: DSL Service Company, as Trustee By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: (714) 282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or call 925-603-7342 or 714-282-2430 (Orange County Sales). Vivian Prieto, Vice President, FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. (RSVP# 136601)(12/18/08, 12/25/08, 01/01/09) -00050743

NOTICE OF TRUSTEE'S SALE Title Order No.: 30158085 Trustee Sale No.: 9042173377 Loan No.: 30158085 APN: 309-321-02-00 You are in Default under a Deed of Trust dated 03/09/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/09/2009 at 10:00 A.M., DSL Service Company as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 3/17/06 as Instrument #2006-0186806 of official records in the Office of the Recorder of San Diego County, California, executed by: Dominador C. Mauricio and Virginia S. Mauricio, husband and wife, as Trustor. Downey Savings and Loan Association, F.A., as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 7955 Seawind Lane, San Diego, CA 92126. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $672,821.01 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary declares, pursuant to California Civil Code § 2923.5(b), that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower or, pursuant to California Civil Code § 2923.5(c), made efforts to contact the borrower, to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: 12/8/08 For: DSL Service Company, as Trustee By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: (714) 282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or call 925-603-7342 or 714-282-2430 (Orange County Sales). Vivian Prieto, Vice President, FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. (RSVP# 136602)(12/18/08, 12/25/08, 01/01/09) -00050741

NOTICE OF TRUSTEE'S SALE T.S No. 1150444-02 APN: 306-151-36 TRA: LOAN NO: Xxxxxx9063 REF: Advincula, Joy IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED March 21, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 31, 2008, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded March 30, 2005, as Inst. No. 2005-0260984 in book XX, page XX of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Joy Jonald M Advincula A Married Man As His Sole and Separate Property and Shirley Orata A Single Woman As Joint*, will sell at public auction to highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the east county regional center by Statue, 250 E. Main Street El Cajon, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust*tenants The street address and other common designation, if any, of the real property described above is purported to be: 8706 Park Run Road San Diego CA 92129 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $558,902.87. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code § 2923.5(c) declares that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: December 03, 2008. (R-210232 12/11/08, 12/18/08, 12/25/08)-00050506

NOTICE OF TRUSTEE'S SALE T.S No. 1157588-02 APN: 552-450-27 TRA: LOAN NO: Xxxxxx8239 REF: Serna, Jesus IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED November 20, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 31, 2008, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded November 29, 2006, as Inst. No. 2006-0845476 in book XX, page XX of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Jesus Serna A Married Man As His Sole and Separate Property, will sell at public auction to highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the east county regional center by Statue, 250 E. Main Street El Cajon, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 4766 Ladner Street San Diego CA 92113 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $434,167.98. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. The mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code § 2923.5(c) declares that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: December 03, 2008. (R-210240 12/11/08, 12/18/08, 12/25/08)-00050507

NOTICE OF TRUSTEE'S SALE T.S No. 1167418-14 APN: 415-162-25-70 TRA: LOAN NO: Xxxxxx2600 REF: Stay, Scott M IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED May 13, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 07, 2009, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded June 03, 2005, as Inst. No. 2005-0468803 in book XX, page XX of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Scott M. Stay, A Single Man, will sell at public auction to highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the east county regional center by Statue, 250 E. Main Street El Cajon, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 860 Turquoise Street #337 San Diego CA 92109 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $459,672.91. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: December 17, 2008. (R-211044 12/18/08, 12/25/08, 01/01/09)-00050737

NOTICE OF TRUSTEE'S SALE T.S No. 1100222-11 APN: 630-292-10 TRA: LOAN NO: Xxxx1121 REF: Canales, Juan IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED April 14, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 31, 2008, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded April 29, 2005, as Inst. No. 2005-0363045 in book XX, page XX of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Juan M Canales and Monalisa Canales, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the entrance to the east county regional center by Statue, 250 E. Main Street El Cajon, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 754 Ruthupham Avenue San Diego CA 92154 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $413,821.93. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. Requirements of sb1137 have been met pursuant to the notice of sale declaration of record. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: December 08, 2008. (R-211070 12/11/08, 12/18/08, 12/25/08)-00050508

NOTICE OF TRUSTEE'S SALE TRUSTEE'S SALE # 08-3444-CA LOAN NO. 0030792303 TITLE ORDER # Q801920 APN NUMBER: 323-210-07 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04-13-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. ON 01-16-2009 AT 10:00 A.M., ROBERT E. WEISS INCORPORATED as the duly appointed trustee under and pursuant to deed of trust recorded 04-18-2005, book , page , instrument 2005-0318982 of official records in the office of the recorder of SAN DIEGO county, California, executed by: SANTIAGO CEVILLO-PACHECO AND SOCORRO LIRACRUZ, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR LENDER, as Beneficiary, WILL SELL AT PUBLIC AUCTION SALE TO THE HIGHEST BIDDER FOR CASH, cashier's check drawn by a state or national bank, a cashier's check drawn by a state or federal credit union, or a cashier's check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Place of sale: AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CA all right, title and interest conveyed to and now held by it under said deed of trust in the property situated in said county, California describing the land therein: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The property heretofore described is being sold "as is". The street address and other con-non designation, if any, of the real property described above is purported to be: 13034 NEDDICK AVENUE POWAY, CA 92064 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest thereon, as provided in said not(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the trustee and of the trusts created by said deed of trust, to wit: Amount of unpaid balance and other charges: $384,217.76 (ESTIMATED) ACCRUED INTEREST AND ADDITIONAL ADVANCES, IF ANY, WILL INCREASE THIS FIGURE PRIOR TO SALE The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell. The undersigned caused said notice of default and election to sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: DECEMBER 08, 2008 ROBERT E. WEISS INCORPORATED, AS TRUSTEE ATTN: FORECLOSURE DEPARTMENT 920 VILLAGE OAKS DRIVE COVINA CA 91724 (626)967-4302 FOR SALE INFORMATION: WWW.FIDELITYASAP.COM OR 714) 730-2727 CRIS A KLINGERMAN, ESQ. WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASAP# 2943925 12/11/2008, 12/18/2008, 12/25/2008-00050499

NOTICE OF TRUSTEE'S SALE TS No. 08-0094552 Title Order No. 08-8-346644 Investor/Insurer No. 115079044 APN No. 272-550-28-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER." Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by VINCENT GIAIME, AND NINA L GIAIME, HUSBAND AND WIFE AS JOINT TENANTS AS TO AN UNDIVIDED 50%, AND MICHAEL REIFEISS, AND LUCIA REIFEISS, HUSBAND AND WIFE AS JOINT TENANTS AS TO AN UNDIVIDED 50%, ALL AS TENANTS IN COMMON, dated 10/19/2005 and recorded 10/31/05, as Instrument No. 2005-0943252, in Book -, Page 9282), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 01/15/2009 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA. at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 18333 LINCOLNSHIRE STREET, SAN DIEGO, CA, 921281022. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $748,748.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the duly recorded with the appropriate County Recorder's Office. DATED: 12/06/2008 RECONTRUST COMPANY 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee's Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 2948053 12/18/2008, 12/25/2008, 01/01/2009-00050739

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 08-2600 Velasco Title Order No. 150-1001647-05 APN No. 307-290-17-44 TRA No. 08119 You are in default under a Deed of Trust dated 08/31/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/07/2009 at 2:00PM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on 09/07/06 as Doc# 2006-0635539 of Official Records in the Office of the Recorder of San Diego County, California, executed by: John J. Velasco and Rosalina D. Velasco husband and wife as joint tenants, as Trustor LESLIE N. NISS, as Beneficiary Will sell at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.) At: ENTRANCE TO 3914 MURPHY CANYON RD, SAN DIEGO, CA 92123, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: An undivided .02 interest as tenants in common in and to Lots 9 and 10 of NCW Neighborhood 6 Unit 3, in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 11894, filed in the Office of the County Recorder of San Diego County on September 11, 1987. Excepting therefrom the following: A. all Living Units shown upon Chateau Village Phase 1 Condominium Plan recorded in the Office of the County Recorder of San Diego County, California, on October 20, 1992 as File No. 92-0668365, of Official Records; B. The Exclusive Use Common Areas, shown upon the Condominium Plan referred to above, designated as: Garages and Patios Interest 2; Living Unit No. 52, as shown upon the Condominium Plan referred to above. Interest 3: The exclusive right to use, possession and occupancy of those portions of Lots 9 and 10 of NCW Neighborhood 6 Unit 3 according to Map thereof 11894 in the City of San Diego, County of San Diego, State of California, filed in the Office of the County Recorder of San Diego County on September 11, 1987, described in Interest 1 above which are appurtenant to the Living Unit described in Interest 2 above, as more particularly designated on the Condominium Plan referred to above as "Exclusive Use Common Areas", which right is appurtenant to Interests 1 and 2 above described. Interest 4: A non-exclusive easement for ingress and egress and recreational use on, over and under the Common Area of Lot 8 of NCW Neighborhood 6 Unit 3 in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 11894 filed on September 11, 1987 in the Office of the County Recorder which easement is appurtenant to Interests 1, 2 and 3 described above. Interest 5: A non-exclusive easement for ingress and egress and recreational use on, over and under the Common Area of Lots 13 and 14 of NCW Neighborhood 6 Unit 4 in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 11901 filed on September 17, 1987 in the Office of the County Recorder which easement is appurtenant to Interests 1, 2, and 3 described above. Interest 6: A non-exclusive easement for ingress and egress and recreational use on, over and under the Common Area of Lots 11 and 12 of NCW Neighborhood 6 Unit 4 in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 11910 filed on September 17, 1987 in the Office of the County Recorder which easement is appurtenant to Interests 1, 2 and 3 described above. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 12476 Ruette Alliante, San Diego, CA 92130. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $50,088.17 Estimated. Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 12/11/08 Southern California Mortgage Company 3914 Murphy Canyon Road, Suite A-252 San Diego, CA 92123 Telephone Number: (858) 565-4466 By: P. L. CARDONA, AGENT FOR THE TRUSTEE ASAP# 2948415 12/18/2008, 12/25/2008, 01/01/2009-00050738

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 08-2606-Johnson Loan No. 078228 Title Order No. 150-1001703-05 APN 624-042-04-32 TRA No. 01164 You are in default under a Deed of Trust dated 08/17/2007. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 01/14/2009 at 2:00PM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/06/07 Doc # 2007-0588876 of official records in the Office of the Recorder of San Diego County, California, executed by: Eleanor M. Johnson, a widow, as Trustor Robert A Prior and Betty Prior, as Co-Trustee under Robert A. Prior and Betty L. Prior Revocable Trust Agreement dated May 9, 1993, as Beneficiary, will sell at public auction sale to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state): At: Entrance to 3914 Murphy Canyon Rd, San Diego, CA 92123, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land herein: A condominium Comprised of: Parcel 1 An undivided 1/80th interest in and to Lot 1 of Autumn Hills Unit No. 1, in the City of Chula Vista, County of San Diego, State of California, according to Map thereof No. 7848, filed in the Office of the county Recorder of San Diego County, Jan 16, 1974. Excepting Therefrom Units 1 Thru 80, inclusive, as shown and defined upon the Condominium Plan of Lot 1 of Autumn Hills Unit No. 1, filed in the Office of the County Recorder of San Diego County, February 5, 1974 as File No. 74-030429 of Official Records, San Diego County, California. Parcel 2 Unit 32 as shown and defined upon the Condominium Plan above referred to Parcel 1. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 1640 Maple Drive #32, Chula Vista, CA 91911. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $39,274.27 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 12/17/08 Southern California Mortgage Company 3914 Murphy Canyon Road Suite A-252 San Diego, CA 92123 (858) 565-4466 P.L. Cardona, Agent for the Trustee ASAP# 2951602 12/25/2008, 01/01/2009, 01/08/2009 -00050938

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 08-2608 Richardson Loan No. 088279 Tate Order No. 150-1001735-05 APN 429.650-02 TRA No. 08001 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 031062008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/14/2009 at 2:00 PM. SOUTHERN CALIFORNIA MORTGAGE SERVICE INC as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on March 10, 2008 as Doc #2008-0125087 of official records In the Office of the Recorder of San Diego County, California, executed by: Patricia L. Richardson, Successor Trustee of the Gavett Family Trust dated March 24, 1993, as Trustor, Gordon G. Ingram and Phyllis F. Ingram, Co-Trustees of the Gordon G. Ingram and Phyllis F. Ingram Family Trust UDT October 12, 1976. as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale In lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: ENTRANCE TO 3914 MURPHY CANYON RD, SAN DIEGO CA 92123, all right, title and Interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Lot 197 of Mission Village Annex Unit No. 5, In the City of San Diego, County of San Diego, State of California, according to map thereof No. 5245, fled in the office of the County Recorders of said County, August 21,1963 The property heretofore described is being sold 'as is"_ The street address and other common designation, if any, of the real property described above is purported to be: 6466 GOODWICK COURT, SAN DIEGO, CA 92123. The undersigned Trustee disclaims any liability for any Incorrectness of the street address and other common designation, it any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied. regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with Interest thereon, as provided in said note(s), advances, it any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit $210,307.86 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded In the county where the real property is located and more than three months have elapsed since such recordation, DATE: 12/19/08 SOUTHERN CALIFORNIA MORTGAGE COMPANY 3914 MURPHY CANYON ROAD SUITE A-252 SAN DIEGO, CA 92123 (858) 565-4468 P. L. CARDONA, AGENT FOR THE TRUSTEE ASAP# 2954569 12/25/2008, 01/01/2009, 01/08/2009-00050939

NOTICE OF TRUSTEE'S SALE T.S. No: K369596 CA Unit Code: K Loan No: 0031096019/WESTERLUND Min No: 100024200012474470 AP #1: 274-140-10 AHMSI DEFAULT SERVICES, INC., as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier's, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: ELISE A. WESTERLUND Recorded June 23, 2006 as Instr. No. 2006-0445850 in Book --- Page --- of Official Records in the office of the Recorder of SAN DIEGO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded August 14, 2008 as Instr. No. 2008-0436315 in Book --- Page --- of Official Records in the office of the Recorder of SAN DIEGO County CALIFORNIA. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JUNE 16, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 12545 PARISH ROAD, SAN DIEGO, CA 92128 "(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness)." Said Sale of property will be made in "as is" condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: JANUARY 2, 2009, AT 10:30 A.M. *AT THE FRONT ENTRANCE TO THE BUILDING 321 NEVADA STREET OCEANSIDE, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $427,463.72. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The undersigned mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code 2923.5(c) declares that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: December 8, 2008 AHMSI DEFAULT SERVICES, INC. as said Trustee, as Authorized Agent for the Beneficiary CHERYL L. MONDRAGON, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.ascentex.com/websales. TAC# 815160C PUB: 12/11/08, 12/18/08, 12/25/08-00050504


Trustee's Sale
PUBLISHED: Thursday December 25, 2008


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