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Trustee's Sale
PUBLISHED: Wednesday February 26, 2014

NOTICE OF TRUSTEE’S SALE
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YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/6/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.
A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.
Trustor: NIKOLAI PEPIK Duly Appointed Trustee: Zenith Trustee Services Recorded 9/11/2013 as Instrument No. 2013-0562195 in book, page of Official Records in the office of the Recorder of San Diego County, California,
Date of Sale: 3/19/2014 at 10:00 AM
Place of Sale: The entrance to Zenith Trustee Services, 217 Civic Center Drive #2, Vista, CA 92084
Amount of unpaid balance and other charges: $452,468.00 Property being sold “as is - Where is”
Street Address or other common designation of real property:
12672 Carmel Country Road #51
San Diego CA 92130
A.P.N.: 304-061-64-05
The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 760-758-7622 or visit this Internet Web site, WWW.ZENITHTRUSTEE.COM, using the file number assigned to this case 2013-06785. Information about postponements that are very short in duration or that occur close in time to the schedule sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled Sale.
Date: 2/20/2014
Zenith Trustee Services
217 Civic Center Drive #2
Vista, CA 92084
Sale Line: 760-758-7622
By: /s/ Dana A. Fazio, Trustee Officer
Pub Feb 26, Mar 5, 12 -00118498

NOTICE OF TRUSTEE'S SALE (NOTICE OF LIEN SALE OF REAL PROPERTY UPON LIEN FOR HOMEOWNER'S ASSOCIATION DUES) (CALIFORNIA CIVIL CODE §§ 5700 and 5710) Loan No: HILLSBOROUGH T.S. No: 1386470-40 APN: 586-361-78-00 TRA: 08110 UNINS Ref: OSCAR GERARDO OLIVARRIA YOU ARE IN DEFAULT UNDER A DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AFFECTING YOUR PROPERTY. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT APUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGAGAINST YOU, YOU SHOULD CONTACT A LAWYER. THIS PROPERTY IS BEING SOLD SUBJECT TO THE RIGHT OF REDEMPTION CREATED IN CALIFORNIA CIVIL CODE SECTION 5715(B). NOTICE IS HEREBY GIVEN THAT ON March 11, 2014, at 10:00am, CAL-WESTERN RECONVEYANCE LLC, a California corporation as Designated Trustee, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, CASHIER'S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE WILL BE HELD AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET EL CAJON, CALIFORNIA in the County of SAN DIEGO, State of California, and described as follows: COMPLETELY DESCRIBED IN SAID LIEN. The street address and other common designation, if any, of the real property described above is purported to be: 1443 MANZANA WAY SAN DIEGO CA 92139 The undersigned designated Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances to satisfy the obligations secured by and pursuant to the Power of Sale conferred in the Declaration of Covenants, Conditions, and Restrictions, which recorded on June 14, 1984 as Instrument No. 84-223709 in book XX, at page XX. Under said Declaration the property described above became subject to liens for unpaid dues to HILLSBOROUGH GREENS HOMEOWNERS ASSOCIATION with interest thereon, and for fees, charges and expenses of the Homeowner's Association. The record owner(s) of said property is (are) purported to be OSCAR G. OLIVARRIA & ARLENE OLIVARRIA The Association, under said Declaration of Covenants, Conditions, and Restrictions by reason of the breach thereof and default in the payments of dues thereunder, heretofore have caused to record a Notice of Delinquent Assessment and Lien in the Official Records of SAN DIEGO County, on April 17, 2013, as Instrument No. 2013-0241315, in Book XX, Page XX and a Notice of Default and Election to Sell as Instrument No. 2013-0612083, Page XX, in Book XX, and recorded on October 10, 2013. THE TOTAL AMOUNT OF THE UNPAID BALANCE OF THE OBLIGATION SECURED BY THE PROPERTY TO BE SOLD, INCLUDING ESTIMATED COSTS, EXPENSES AND ADVANCES IS $11,470.91 Dated: February 12, 2014 FOR SALES INFORMATION: Mon-Fri 9:00am to 4:00pm (619)590-1221 CAL-WESTERN RECONVEYANCE CORPORATION P.O. Box 22004 525 East Main Street El Cajon CA 92022-9004 (DLPP-436360 02/19/14, 02/26/14, 03/05/14)-00118226


Trustee's Sale
PUBLISHED: Wednesday February 26, 2014


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