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Trustee's Sale
PUBLISHED: Friday March 27, 2015

NOTICE OF TRUSTEE'S SALE
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APN: 184-302-53-00

PLEASE BE ADVISED, PETERS & FREEDMAN, L.L.P. IS ACTING IN THE ROLE OF A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
RE: Creditor Association: Rancho Buena Creek Owners Association
Recorded Owner:
Pia R. McAdams
Property Address:
2121 Fiori Drive, Vista, CA 92084
Mailing Address:
2121 Fiori Drive, Vista, CA 92084
NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED.
















YOU ARE IN DEFAULT UNDER A NOTICE OF ASSESSMENT LIEN (CIVIL CODE SECTION 5675) DATED DECEMBER 17, 2012. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONSULT A LAWYER.

NOTICE IS HEREBY GIVEN that on April 22, 2015 at 10:30am, PETERS & FREEDMAN, L.L.P. as Trustee, or Successor Trustee or Substituted Trustee of that certain Notice of Delinquent Assessment which was caused to be recorded by Rancho Buena Creek Owners Association ("Creditor Association") pursuant to the authority of Civil Code Section 5675 in order to secure obligations in favor of the Creditor Association, which Notice of Delinquent Assessment was recorded on March 7, 2013, as File/Page No. 2013-0148877 of Official Records in the Office of the Recorder of San Diego County, California, and pursuant to that certain Notice of Default and Election to Sell recorded on May 31, 2013 as File/Page No. 2013-0344015 of Official Records of said County, will sell at public auction, under the power of sale conferred by Civil Code Section 5700, to the highest bidder for cash in lawful money of the United States of America or cashiers check made payable to the creditor Association, at the offices of Peters & Freedman, L.L.P., 191 Calle Magdalena, Suite 220, Encinitas, California, in the City of Encinitas, County of San Diego, State of California, all that right, title and interest in the property situated in said County and State which is legally described as follows:
LOT 96 OF COUNTY OF SAN DIEGO TRACT NO. 4424-1, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 11322, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY ON SEPTEMBER 12, 1985, AS FURTHER DESCRIBED.
Street address or other common designation of Property to be sold: 2121 Fiori Drive, Vista, CA 92084,. The record owner of which is Pia R. McAdams, (”Owner”)
Names and Address of Creditor Association at whose request the sale is being conducted:
Rancho Buena Creek Owners
Association
c/o Peters & Freedman, L.L.P.
191Calle Magdalena suite 220
Encinitas, CA 92024
(760) 436-3441

Directions to and a detailed description of the above-described real property may be obtained by requesting the same in writing to the above-named beneficiary ("Creditor Association") within ten (10) days from the first publication of this notice.
Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the unpaid balance currently due and owing under the aforesaid Notice of Delinquent Assessment and/or late fees, costs of collection (including attorneys' fees), and interest, which said Owner is obligated to pay Creditor Association under Civil Code Section 5650, and fees, charges, and expenses of the Trustee.
NOTE: THE PROPERTY IS BEING SOLD SUBJECT TO A RIGHT OF REDEMPTION CREATED BY CIVIL CODE SECTION 5715.
The total amount of the unpaid balance of the obligation secured by the Property to be sold and reasonable estimated costs, expenses and advances at the time of initial publication of the Notice of Sale is $7,705.49.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.
If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit this Internet Web site www.hoalaw.com/foreclosureinfo for information regarding the sale of this property, using the file/TS number assigned to this case: 1960RBC0096. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.
Date: March 3, 2015
Rancho Buena Creek Owners
Association

By: /s/ Mickey Jew, Trustee, Attorney, and Authorized Representative for
Rancho Buena Creek Owners
Association
Pub. Mar 13, 20, 27-00128334

NOTICE OF TRUSTEE'S SALE
APN: 586-170-18-42
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YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT LIEN (CALIFORNIA CIVIL CODE SECTION 5685) DATED SEPTEMBER 22, 2014, IN OFFICIAL RECORDS OF SAN DIEGO. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONSULT A LAWYER.
NOTICE IS HEREBY GIVEN that on May 25, 2015 at 11:00 a.m., at Community Legal Advisors, Inc., 509 N. Coast Highway, Oceanside, California 92054, COMMUNITY LEGAL ADVISORS, INC., on behalf of SWEETWATER HILLS TOWNHOMES, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, CASHIER'S CHECK OR CERTIFIED CHECK (payable at the time of sale in lawful money of the United States) all rights, title and interest created by the Declaration of Covenants, Conditions & Restrictions, and by the Notice of Delinquent Assessment Lien was recorded on September 22, 2014, as Document No. 2014-0408316 of Official Records in the Office of the Recorder of San Diego County, State of California, and pursuant to that certain Notice of Default and Election to Sell recorded on December 15, 2014, Document No. 2014-0551448 of Official Records in the Office of the Recorder of San Diego County, State of California.
Legal description:
PARCEL 1:
AN UNDIVIDED 1/57TH FRACTIONAL INTEREST IN AND TO LOT 1 OF COUNTY OF SAN DIEGO TRACT NO. 3922, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 9995, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, FEBRUARY 17, 1981.
EXCEPTING THEREFROM LIVING UNITS 1 THROUGH 57 AS SHOWN ON THAT CERTAIN AMENDED CONDOMINIUM PLAN ENTITLED "SWEETWATER HILLS TOWNHOMES", RERECORDED ON THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, DECEMBER 9, 1987 AS FILE/PAGE NO. 87-678636 OF OFFICIAL RECORDS.
PARCEL 2:
LIVING UNIT 42 AS SHOWN ON THAT CERTAIN CONDOMINIUM PLAN REFERRED TO IN PARCEL 1 ABOVE.
The recorded owner of which is SONJA M. JOSEPH, AN UNMARRIED WOMAN ("Owner").
Street address or other common designation Property to be sold:
8535 Paradise Valley Road #42
Spring Valley, CA 91977

Name and Address of Trustee conducting the sale:
Community Legal Advisors, Inc.
509 N. Coast Highway
Oceanside, California 92054
(760) 529-5211
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on the lien, not on the property itself.
Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.
You are encouraged to investigate the existence, priority, and size of the outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER:
The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 760-529-5211, using the file number assigned to this case 4204.3. Information about postponements that are very short in duration or that occur close in the time to the scheduled sale may not immediately be reflected in telephone information. The best way to verify postponement information is to attend the scheduled sale.
Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession or encumbrances to for the delinquent assessments, late fees and interest currently due and owing under the afore said Notice of Delinquent Assessment Lien, and/or late fees, costs of collection (including attorney's fees), and interest, which said Owners are obligated to pay Creditor Association. Under Civil Code Sections 5715(b), "a non-judicial foreclosure by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends ninety (90) days after the sale."
The total amount of the unpaid balance of the obligation secured by the Property to be sold and reasonable estimated costs of collection, expenses and advances at the time of initial publication of the Notice of Trustee's Sale is $8,600.00.
Pub mar 27, Apr 3, 10 -00129001


Trustee's Sale
PUBLISHED: Friday March 27, 2015


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