PUBLIC NOTICES
Published In The Daily Transcript
Advertised public notices, printed in a newspaper of general circulation, are required by California law. Within the individual category, notices are arranged by print publish day in reverse chronological order.
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Trustee's Sale
PUBLISHED: Thursday September 14, 2006

T.S. No. T06-21409-CA Loan No. 007137312 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-02-2005 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum, of the note(s) secured by the Deed of Trust, with interest thereon and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of the sale. Trustor: DAWN MARIE KERLEY Duly Appointed Trustee: TOWN & COUNTRY TITLE SERVICES, INC. Recorded 02-07-2005 as Instrument No. 2005-0100728 in book, page of Official Records in the office of the Recorder of SAN DIEGO County, California, Date of Sale: 09-21-2006 at 10:30 AM Place of Sale: AT THE ENTRANCE TO THE CITY OF OCEANSIDE ANNEX, 321 NEVADA STREET, OCEANSIDE, CALIFORNIA Amount of unpaid balance and other charges: $280,879.63 Street Address or other common designation of real property: 2605 BLACKTON DRIVE SAN DIEGO, CA 92105 A.P.N.: 477-482-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of the first publication of this Notice of Sale. Date: 08-31-2006 TOWN & COUNTRY TITLE SERVICES, INC. 505 City Parkway, Suite 200 Orange, CA 92868 (714) 634-8967 (714) 480-5690 REINSTATEMENT LINE: 714-634-2474 EXT 34101 Gaby Ospino, Trustee Technician. Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. TAC: 741648B PUB: 8/31 9/07 9/14-00011977

OSTAC NOTICE OF TRUSTEE'S SALE T.S. No: A337980 CA Unit Code: A Loan No: 2049590/LEMIEUX AP #1: 589-313-12 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier's, certified or other checks specified in CivilCode Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: SCOTT NEAL LEMIEUX, JUANITA LEMIEUX Recorded June 24, 2005 as Instr. No. 2005-0535154 in Book --- Page --- of Official Records in the office of the Recorder of SAN DIEGO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded June 7, 2006 as Instr. No. 0403484 in Book --- Page --- of Official Records in the office of the Recorder of SAN DIEGO County CALIFORNIA. Said Deed of Trust describes the follow-ing property: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JUNE 21, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 6810 SIMI PLACE, SAN DIEGO, CA 92139 (If a street address or common designation of property is shown above, no warranty is given as to its completeness or correct-ness). Said Sale of property will be made in as is condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and ex-penses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: OCTOBER 4, 2006, AT 10:30 A.M. *AT THE ENTRANCE TO THE CITY OF OCEANSIDE ANNEX 321 NEVADA ST. OCEANSIDE, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obliga-tion secured by the above described Deed of Trust and estimated costs, expenses, and advances is $381,858.47. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. Date: September 8, 2006 T.D. SERVICE COMPANY as said Trustee, FRANCES DE-PALMA, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If available, the expected opening bid and/or postpone-ment information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.ascentex.com/websales. TAC# 742359C PUB: 09/14/06, 09/21/06, 09/28/06 -00012636

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 06-2339 Loan No. 057602 Title Order No. 1130374-01 APN 341-091-06-00 TRA No. - You are in default under a Deed of Trust dated 04/25/2005. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/20/2006 at 10:00AM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 4/29/05 DOC # 2005-0358859 of official records in the Office of the Recorder of San Diego County, California, executed by: San Diego PMR Partners LLC, by MA Elena Bersamira, as Trustor Sylvia C. Rios, Trustee of the First Security Mortgage Employees Retirement Trust, as Beneficiary, will sell at public auction sale to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state): At: South entrance to the County Court House. 220 West Broadway, San Diego, CA 92101., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land herein: Lot 1295 of Mira Mesa Verde Unit No. 11, in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 6701, filed in the Office of the County Recorder of San Diego County, August 11, 1970 The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 10252 Saluda Ave, San Diego, CA 92126. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $77,465.23 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 8/23/06 Southern California Mortgage Company 4669 Murphy Canyon Road Suite 101 San Diego, CA 92123 (858) 268-8181 P.L. Cardona, Agent for the Trustee ASAP# 787577 08/31/2006, 09/07/2006, 09/14/2006-00012003

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 06-2341 Title Order No. 01130437 Loan No. 067852 APN No. 535-482-20-00 TRA No. - You are in default under a Deed of Trust dated 01/23/2006.   Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/20/2006 at 10:00 AM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on 1/31/06 Doc # 2006-0069247 of Official Records in the Office of the Recorder of San Diego County, California, executed by:   Julie R Mejia, Trustee of the Julie R. Mejia trusted dated Sept 16, 2005, as Trustor, Jim A Werdowatz and Carroll Werdowatz, CO-Trustee or successors in interest, pursuant to the Jim and Carroll Werdowatz Trust Date October 16, 1997, as Beneficiary,   Will sell at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state).   At:   South Entrance to the County Court House. 220 West Broadway, San Diego, CA 92101., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein : The West 37.5 feet of Lots 28, 29, and 30, in Block 20 of L.W. Kimball's Subdivision of the Northwest Quarter of the Pueblo Lot 1154, in the City of San Diego, County of San Diego, State of California, according to map thereof No. 56, filed in the Office of the County Recorder of San Diego County of San Diego. Except from said lot 28 the North 16 feet. Also the right and privilege of using and maintaining the existing water pipe liens, under, along and upon the North 16 feet of the West 37.5 feet of said Lot 28.  The property heretofore described is being sold "as is".   The street address and other common designation, if any, of the real property described above is purported to be: 2502 K Street, San Diego, CA 92102.   The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit:   $39,231.42 Estimated.   Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.   The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date:  8/24/06 Southern California Mortgage Company 4669 Murphy Canyon Road, Suite 101 San Diego, CA 92123 (858) 268-8181 P. L. Cardona, Agent for the Trustee ASAP# 787843 08/31/2006, 09/07/2006, 09/14/2006 -00012002

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 06-2340 Loan No. 057637 Title Order No. 01130434 APN 582-091-04-00 TRA No. - You are in default under a Deed of Trust dated 06/07/2005. Unless you take action to protect your property, it may be sold at a public sale.   If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/20/2006 at 10:00 AM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on 06/15/05 DOC # 2005-0501870 of official records in the Office of the Recorder of San Diego County, California, executed by:   John Lee Wakeley, an unmarried man and Cheryl D Johns, an unmarried woman as joint tenants, as Trustor Wayne Gafford, an unmarried man, as Beneficiary, will sell at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.)   At:   South entrance to the County Courthouse, 220 West Broadway, San Diego, CA 92101, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein : Lot 571 of Highland Park estates Unit No. 6, in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 4378 filed in the office of the County Recorder of San Diego County, October 28, 1959. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 238 Ridgecrest Drive, San Diego, CA 92114. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.   Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $172,262.56 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.   The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Southern California Mortgage Company, 4669 Murphy Canyon Road, Suite 101, San Diego, CA 92123 (858) 268-8181 P.L. Cardona, Agent for the Trustee Date: 8/24/06 ASAP# 787847 08/31/2006, 09/07/2006, 09/14/2006-00012055

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 06-2342 Loan No. 047359 Title Order No. 01130457 APN 311-334-14-00 TRA No. - You are in default under a Deed of Trust dated 06/21/2004. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/20/2006 at 10:00AM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on 6/28/04 DOC # 2004-0604163 of official records in the Office of the Recorder of San Diego County, California, executed by: Robert V. Bersamira and Elena Bersamira husband and wife as joint tenants, as Trustor, Jack J. Werdowatz, trustee of the Jack J. Werdowatz profit sharing plan trust, as Beneficiary, will sell at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.) At: South Entrance to the County Court House. 220 West Broadway, San Diego, CA 92101., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Lot 157 of Mira Mesa Unit No. 1, in the City of San Diego, County of San Diego, State of California, according to Map thereof No. 8894, filed in the Office of the County Recorder of San Diego County, June 20, 1978. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 10469 Parkdale Ave, San Diego, CA 92126. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $135,627.89 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 8/24/06 Southern California Mortgage Company, 4669 Murphy Canyon Road, Suite 101, San Diego, CA 92123 (858) 268-8181 P.L. Cardona, agent for the Trustee ASAP# 787876 08/31/2006, 09/07/2006, 09/14/2006-00012001

NOTICE OF TRUSTEE'S SALE TS # CA-06-60227-JB Loan # 14822894 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DOUGLAS ARTHUR SCHMIDT, II, A SINGLE MAN Recorded: 8/26/2005 as Instrument No. 2005-0739268 in book --, page --of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/4/2006 at 10:00:00 AM Place of Sale: AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CALIFORNIA Amount of unpaid balance and other charges: $345,724.69 The purported property address is: 530 K Street San Diego, CA 92101 Assessors Parcel No. 535-343-14-38 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 9/14/2006 Quality Loan Service Corp. 319 Elm Street, 2nd Floor San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-259-7850 or Login to: www.fnasap.com Reinstatement Line: (619) 645-7711 ext 400 Erik Donzella, If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 787980 09/14/2006, 09/21/2006, 09/28/2006-00012753

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 06-25918-CA Title Order No. 2979553 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/25/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09/20/2006 at 10:00 a.m., PREMIER TRUST DEED SERVICES INC., as duly appointed Trustee under and pursuant to Deed of Trust executed by VENORIA LINDSAY, AN UNMARRIED WOMAN and recorded 08/01/2003, as Instrument No. 2003-0930282, of Official Records of San Diego County, California; WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by a cashier's check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 to the Financial code and authorized to do business in this state) At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in the above-referenced Deed of Trust. Assessor's Parcel No. 545-180-14 The street address and other common designation, if any, of the real property described above is purported to be: 424 31ST STREET, SAN DIEGO, California 92102-4237 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $162,040.42. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. Date: August 28, 2006 PREMIER TRUST DEED SERVICES INC., AS TRUSTEE Kim Thorne, Assistant Secretary 6501 Irvine Center Drive, Mail Stop DA-AM Irvine, CA 92618 (949) 784-6173 For sale information, please call 714-259-7850 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# 788263 08/31/2006, 09/07/2006, 09/14/2006 -00012098

NOTICE OF TRUSTEE'S SALE TS # CA-06-60286-NF Loan # 2000147425 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEITH G. IMAMURA, A SINGLE MAN Recorded: 8/25/2005 as Instrument No. 2005-0731176 in book -, page - of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/4/2006 at 10:00:00 AM Place of Sale: AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CALIFORNIA Amount of unpaid balance and other charges: $718,207.36 The purported property address is: 8858 RAGWEED COURT SAN DIEGO, CA 92129 Assessors Parcel No. 309-392-18 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: Quality Loan Service Corp. 319 Elm Street, 2nd Floor San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-259-7850 or Login to: www.fnasap.com Reinstatement Line: (619) 645-7711 ext 400 Erik Donzella, If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 788312 09/14/2006, 09/21/2006, 09/28/200-00012757

NOTICE OF TRUSTEE'S SALE TS # CA-06-60252-JB Loan # 18068585 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/27/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOAN BALAHADIA, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY AS UNDIVIDED 50% INTEREST AND CELESTE SARMIENTO, AN UNMARRIED WOMAN AS UNDIVIDED 50% INTEREST. Recorded: 11/3/2003 as Instrument No. 2003-1333768 in book XXX, page XXX of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/4/2006 at 10:00:00 AM Place of Sale: AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CALIFORNIA Amount of unpaid balance and other charges: $426,203.39 The purported property address is: 3988 Hatton St San Diego, CA 92111 Assessors Parcel No. 420-070-03 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 9/14/2006 Quality Loan Service Corp. 319 Elm Street, 2nd Floor San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-259-7850 or Login to: www.fnasap.com Reinstatement Line: (619) 645-7711 ext 400 Erik Donzella, If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 788322 09/14/2006, 09/21/2006, 09/28/2006-00012755

NOTICE OF TRUSTEE'S SALE TS # CA-06-60228-JB Loan # 14475057 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARIA ELOISA GONZALES URIETA, AS A SINGLE WOMAN Recorded: 6/23/2005 as Instrument No. 2005-0529593 in book XXX, page XXX of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 10/4/2006 at 10:00:00 AM Place of Sale: AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CALIFORNIA Amount of unpaid balance and other charges: $468,726.77 The purported property address is: 8849 Capricorn Way San Diego, CA 92126 Assessors Parcel No. 318-214-44-00 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Date: 9/14/2006 Quality Loan Service Corp. 319 Elm Street, 2nd Floor San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-259-7850 or Login to: www.fnasap.com Reinstatement Line: (619) 645-7711 ext 400 Erik Donzella, If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 788332 09/14/2006, 09/21/2006, 09/28/2006-00012756

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 06-25971-CA Title Order No. 2981004 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/25/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09/20/2006 at 10:00 a.m., PREMIER TRUST DEED SERVICES INC., as duly appointed Trustee under and pursuant to Deed of Trust executed by ASSAD KHEL SULEIMAN, A SINGLE MAN and recorded 01/31/2005, as Instrument No. 2005-0081616, of Official Records of San Diego County, California; WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by a cashier's check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 to the Financial code and authorized to do business in this state) At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in the above-referenced Deed of Trust. Assessor's Parcel No. 454-081-26, 859-187-88-75, 849-187-88-84 The street address and other common designation, if any, of the real property described above is purported to be: 3778 NORTH 41ST STREET, SAN DIEGO, California 92105-2503 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $241,495.07. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. Date: August 30, 2006 PREMIER TRUST DEED SERVICES INC., AS TRUSTEE Kim Thorne, Assistant Secretary 6501 Irvine Center Drive, Mail Stop DA-AM Irvine, CA 92618 (949) 784-6173 For sale information, please call 714-259-7850 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# 788570 08/31/2006, 09/07/2006, 09/14/2006-00012179

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 06-2347 Title Order No. 01130483 Loan No. 047454 APN No. 589-020-39-03 TRA No.--   You are in default under a Deed of Trust dated 10/19/2004.   Unless you take action to protect your property, it may be sold at a public sale.   If you need an explanation of the nature of the proceedings against you, you should contact a lawyer.   On 9/27/2006 at 10:00AM, Southern California Mortgage Service Inc as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on 10/27/04 as Document No. 2004-1014767 of Official Records in the Office of the Recorder of San Diego County, California, executed by:   Richard M. Barbosa and Aideth Morquecho Barbosa, husband and wife as joint tenants, as Trustor Jack J Werdowatz, a married man, as Beneficiary Will sell at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.)   At:   South entrance to the County Court House, 220 West Broadway, San Diego, CA 92101 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein : All that certain real property situated in the County of San Diego, State of California, described as follows: A Condominium Comprised of: Parcel 1: An undivided One-Forty-Forth (1/144th) fractional interest as tenant in common in and to Lot 14 of Terrace Green Unit No. 4, in the City of San Diego, County of San Diego, State of California, according   to Map thereof No. 9724, filed in the Office of the County Recorder of San Diego County, California on July 21, 1980. Excepting therefrom the following: Living Units 355 through 398 as shown upon the First Amended Terrace Green Unit No. 4 Phase III Condominium Plan recorded in the Office of the County Recorder of San Diego County, California, on February 23, 1981 as File/Page No. 81-054697 of Official Records. Parcel 2: Living Unit No. 357, as shown upon the Condominium Plan referred to above. Parcel 3: The exclusive right to use, possession and occupancy of those portions of Parcel 1 described above, designated as Y-357 and P-357 on the Condominium Plan referred to above, which rights is appurtenant to Parcels 1 and 2 above described. Parcel 4: A non-exclusive easement for ingress and egress aver the Common Area of Lots 10, 11, and 12 of Terrance Green Unit No. 3, according to Map thereof No. 9515 filed in the office of the County Recorder of San Diego County, California, on January 8, 1980, which easement id appurtenant to Parcels 1, 2 and 3 described above. The Common Area referred to herein as to each of such Lots shall be as shown and described on the Condominium Plan Covering Each Such lot recorded in the office of the County Recorder of San Diego County, California, except therefrom any Residential Buildings there on and any portion thereof which may be designated as an Exclusive Use Area. This easement shall become effective as to Lot 10 upon Recordation of a Declaration of Annexation declaring Lot 10 to be subject to the Declaration of Restrictions to which reference is hereafter made or a separate Declaration of Restrictions which requires the owners of Lot 10 to be members of the Association, all as more fully set forth in the Declaration to which reference is hereafter made. Parcel 5:   A non-exclusive easement on, over and under Lot 13 of terrace Green Unit No. 3 according to Map thereof No. 9515 filed in the Office of the County Recorder of San Diego County, California, on January 8, 1980 for ingress and egress, access, use and enjoyment of the Recreational Facilities and other amenities located thereon subject to the terms and provisions of the Declaration of Restrictions. This easement is appurtenant to Parcels 1, 2 and 3 described above.  The property heretofore described is being sold "as is".   The street address and other common designation, if any, of the real property described above is purported to be: 2875 Casey Street Unit A, San Diego, CA 92139.   The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.   Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit:   $139,698.75 Estimated.   Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.   The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date:  8/28/06 Southern California Mortgage Company, 4669 Murphy Canyon Road, Suite 101, San Diego, CA 92123 (858) 268-8181 By: P.L. Cardona, Agent for the Trustee  ASAP# 788893 09/07/2006, 09/14/2006, 09/21/2006-00012342

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 0602135JV Loan No. 33759838 Title Order No. 6702191 APN 282-233-54 You are in default under a Deed of Trust dated 08/09/2004. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 10/04/2006 at 10:00AM, Alliance Title Company as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/25/2004, Instrument 2004-0807259 of official records in the Office of the Recorder of San Diego County, California, executed by: Ramiro Martinez and Maria Elena Martinez, husband and wife as joint tenants and Salvador Lopez Jr., a single man as joint tenants, as Trustor, Quick Loan Funding Inc., as Beneficiary, will sell at public auction to the highest bidder for cash, (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state): At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land herein: As more fully described in Deed of Trust. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 2227 San Diego Avenue, Ramona (Area), CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $346,763.90 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. For reinstatement or payoff quotes, please contact the Loan Resolution Department at: 877-596-8580 Beneficiary: HSBC Bank USA, N.A., as Trustee for the registered holders of Ace Securities Corp. Home Equity Loan Trust, Series 2004-HE4, Asset Backed Pass-Through Certificates c/o Alliance Default Services 460 Drake Circle, Sacramento, CA 95864 PH No: (916) 971-8550 Sale information can be obtained on line at www.fnasap.com or www.calpost.com Automated Sales Information please call (714) 259-7850 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 9/12/06 Alliance Title Company, a California Corporation as Trustee Kelli Mackaig, Trustee Sale Officer ASAP# 790629 09/14/2006, 09/21/2006, 09/28/2006-00012752

NOTICE OF TRUSTEE'S SALE TTD No.: 20060063349349 Loan No.: 16252900 You are in default under a Deed of Trust, dated 02-23-2005 unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceeding against you, you should contact a lawyer. On 10-05-2006 at 10:00 AM , Title Trust Deed Service Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03-03-2005 as Instrument No. 2005-0176903, in book -, page -, of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Juvencio Alfonso Lopez and Araceli Lopez husband and wife as joint tenant will sell at public auction to highest bidder for cash (payable at time of sale in lawful money of the United States) at   At the South entrance to the County Courthouse 220 West Broadway San Diego, CA All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: APN No.: 552-120-23 The street address and other common designation, if any, of the real property described above is purported to be: 5389 Encina Drive San Diego CA 92114 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale of property will be made in "as is" condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $ 334,104.75 . The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. If available, the expected opening bid may be obtained by calling the following telephone number on the day before the sale (818) 871-1919.   Date: 09-14-2006 Title Trust Deed Service Company, -, Authorized Signature Address: Malibu Canyon Business Park, 26679 W. Agoura Rd., Suite 225, Calabasas, CA 91302 Phone: 818-871-1900. We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. ASAP# 790730 09/14/2006, 09/21/2006, 09/28/2006-00012751


Trustee's Sale
PUBLISHED: Thursday September 14, 2006


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