PUBLIC NOTICES
Published In The Daily Transcript
Advertised public notices, printed in a newspaper of general circulation, are required by California law. Within the individual category, notices are arranged by print publish day in reverse chronological order.
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Trustee's Sale
PUBLISHED: Thursday September 25, 2008

NOTICE OF TRUSTEE'S SALE TS No. 08-0062463 Title Order No. 08-8-228441 APN No. 533-471-12-29 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/12/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by ROLANDO V MEJIA, AN UNMARRIED MAN, AND ELISEA C DRES, AN UNMARRIED WOMAN dated 10/12/05 and recorded 10/20/05, as Instrument No. 2005-0907058, in Book , Page 3945), of Official Records in the office of the County Recorder of San Diego County State of California, will sell on 10/09/2008 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego at public auction to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any of the real property described above is purported to be: 1199 PACIFIC HWY UNIT 502, SAN DIEGO, CA, 921018415. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $717,774.98. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but with out covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest at provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon at provided in said Note, plus fees, charges and expenses of the Trustee and of the Trusts created by said Deed of Trust. DATED: 09/17/08 RECONTRUST COMPANY, 1757 TAPO CANYON ROAD, SVW-88 SIMI VALLEY, CA. 93063 Phone: (800) 281-8219, Sale Information (626) 927-4399 By: Trustee's Sale Officer RECONTRUST COMPANY, is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.36517 9/18, 9/25, 10/02/2008-00047124

NOTICE OF TRUSTEE'S SALE T.S No. 1149302-02 APN: 678-050-15-11 TRA: LOAN NO: Xxxxxx2748 REF: Coff, Joseph IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED October 25, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 01, 2008, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded November 01, 2005, as Inst. No. 2005-0951166 in book XX, page XX of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Joseph A Coff An Unmarried Man, will sell at public auction to highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state: At the entrance to the east county regional center by Statue, 250 E. Main Street El Cajon, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 17161 Alva Road #2418 San Diego CA 92127 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $330,944.00. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: September 03, 2008 Trustee Sale Officer: Jeffrey A Ferrer. (R-194367 09/11/08, 09/18/08, 09/25/08)-00046846

NOTICE OF TRUSTEE'S SALE TS No. 08-0066462 Title Order No. 08-8-242541 Investor/Insurer No. - APN No. 587-410-11-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER." Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by JORGE TAPIA, AN UNMARRIED MAN, dated 03/09/2006 and recorded 04/10/06, as Instrument No. 2006-0244180, in Book, Page 1328), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 10/16/2008 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA. at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 6184 RANCHO HILLS DRIVE, SAN DIEGO, CA, 92139. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $429,777.08. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee's Sale duly recorded with the appropriate County Recorder's Office. DATED: 09/25/2008 RECONTRUST COMPANY 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:- Trustee's Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 2878337 09/25/2008, 10/02/2008, 10/09/2008-00047379

NOTICE OF TRUSTEE'S SALE TS No. 08-0067408 Title Order No. 08-8-245729 Investor/Insurer No. 114046212 APN No. 645-190-47-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/06/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER." Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by BERTHA A. BANDA-ALMANZA, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, dated 11/06/2006 and recorded 11/09/06, as Instrument No. 2006-0801804, in Book, Page 13340), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 10/16/2008 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA. at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 570 ISLAND BREEZE LANE, SAN DIEGO, CA, 92154. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $478,538.80. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee's Sale duly recorded with the appropriate County Recorder's Office. DATED: 09/25/2008 RECONTRUST COMPANY 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:- Trustee's Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 2878397 09/25/2008, 10/02/2008, 10/09/2008-00047380

NOTICE OF TRUSTEE'S SALE T.S. No. T08-38120-CA YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06-24-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MARGARITO PORFIRIO, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: CR Title Services Inc. PO BOX 1500, RANCHO, CUCAMONGA CA, 91729 888-485-9191 Recorded 07-11-2005 as Instrument No. 2005-0583016 in book , page of Official Records in the office of the Recorder of SAN DIEGO County, California, Date of Sale:10-08-2008 at 10:00 AM Place of Sale: AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CALIFORNIA Amount of unpaid balance and other charges: $450,056.49 Street Address or other common designation of real property: 4324- 4326 48TH STREET SAN DIEGO, CA 92115 A.P.N.: 471-271-10 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For Sales Information please contact AGENCY SALES AND POSTING at WWW.FIDELITYASAP.COM or 714-730-2727 REINSTATEMENT LINE: 888-485-9191 Date: 09-18-2008 CR Title Services Inc. PO BOX 1500 RANCHO CUCAMONGA, CA 91729-1500 CRYSTAL TIMBERLAKE, TRUSTEE SALES OFFICER ASAP# 2878536 09/18/2008, 09/25/2008, 10/02/2008-00047126

NOTICE OF TRUSTEE'S SALE TS No. 08-0041238 Title Order No. 08-8-163536 Investor/Insurer No. APN No. 104-242-33-00. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER." Notice is hereby given that RECONTRUST COMPANY, as duly appointed trustee pursuant to the Deed of Trust executed by JOSE LUIS LEON TOVAR, A SINGLE MAN AND ANTONIO LEON TOVAR, SINGLE MAN, AS JOINT TENANTS, dated 03/15/2005 and recorded 03/29/05, as Instrument No. 2005-0253728, in Book -, Page 12326), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 10/08/2008 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA. at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 245 SHETLAND WAY, FALLBROOK, CA, 92028. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $347,632.93. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the duly recorded with the appropriate County Recorder's Office. DATED: 08/02/2008 RECONTRUST COMPANY 1757 TAPO CANYON ROAD, SVW-88 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee's Sale Officer RECONTRUST COMPANY is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 2880415 09/18/2008, 09/25/2008, 10/02/2008-00047129

NOTICE OF TRUSTEE'S SALE Trustee Sale # CA0921897-2 Loan# 1009771179 Order # G844803 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/08/2008 at 10:00AM, MTC FINANCIAL INC., dba TRUSTEE CORPS as the duly appointed Substituted Trustee under and pursuant to Deed of Trust Recorded on 04/18/2007 as Document No. 2007-0265217 of official records in the Office of the Recorder of San Diego County, CALIFORNIA, executed by, FRANCISCO JAVIER CORTES-MORA, A SINGLE MAN, as Trustor, EVERGREEN LENDING, INC., as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). AT: THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CA The property heretofore described is being sold "as is". All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State describing the land therein: APN # 548-182-13 LOT "M" IN BLOCK 14, OF LAS ALTURAS NO. 4, IN THE CITY OF SAN DIEGO, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 2052, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, AUGUST 17, 1927. The street address and other common designation, if any, of the real property described above is purported to be: 5288 SANTA MARGARITA , SAN DIEGO, CA 92114 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee's Sale is: $498,656.37 (estimated amount). Accrued interest and additional advances, if any, will increase this figure prior to sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three months have elapsed since such recordation. Dated: 09/18/2008 TRUSTEE CORPS, as Successor Trustee By: CARLOS QUEZADA, TRUSTEE SALES OFFICER *TRUSTEE CORPS* 2112 BUSINESS CENTER DRIVE, 2ND FLOOR, IRVINE, CA 92612 FOR SALE INFORMATION CONTACT: (714)730-2727, (714) 724-7500, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 ASAP# 2881069 09/18/2008, 09/25/2008, 10/02/2008-00047127

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 08-2589 Santos Loan No. 078196 Title Order No. 150-974228-05 APN 318-522-13-00 TRA No. 08012 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/15/2008 at 2:00PM, SOUTHERN CALIFORNIA MORTGAGE SERVICE INC as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on June 28, 2007 as Doc #2007-0435975 of official records in the Office of the Recorder of San Diego County, California, executed by: Ricardo B. Santos and Merle S. Santos, husband and wife as joint tenants, as Trustor, Leslie N. Niss, a married man, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At. ENTRANCE TO 3914 MURPHY CANYON RD, SAN DIEGO CA 92123, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Lot 28 of Mesa Ridge, in the City of San Diego, County of San Diego, State of California, according to map thereof No. 10366, filed in the office of the County Recorder of San Diego County, April 2, 1982 The property heretofore described is being sold "as is. The street address and other common designation, if any, of the real property described above is purported to be: 10025 Dauntless Street, San Diego, CA 92126. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $52,303.60 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The undersigned mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code#2923.5(b) declares that the mortgagee, beneficiary or the mortgagee's beneficiary's authorized agent has either contacted the borrower or tried with due diligence to contact the borrower as required by California Civil Code 2923.5 DATE: 9/18/08 SOUTHERN CALIFORNIA MORTGAGE COMPANY 3914 MURPHY CANYON ROAD SUITE A-252 SAN DIEGO, CA 92123 (858) 565-4466 P.L. CARDONA, AGENT FOR THE TRUSTEE ASAP# 2884206 09/25/2008, 10/02/2008, 10/09/2008-00047359

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 1150378-10 LOAN NO: XXXXXX6226 APN: 273-891-03-49 TRA: REF: GERAMI, HOMAYOON UNVER IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED March 24, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On October 15, 2008, at 10:00am, CAL-WESTERN RECONVEYANCE CORPORATION, as duly appointed trustee under and pursuant to Deed of Trust recorded March 30, 2006, as Inst. No. 20060222610, in book XX, page XX, of Official Records in the office of the County Recorder of SAN DIEGO County, State of CALIFORNIA executed by: HOMAYOON GERAMI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER'S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE 220 WEST BROADWAY SAN DIEGO CALIFORNIA all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: COMPLETELY DESCRIBED IN SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 17895 CAMINITO PINERO #256 SAN DIEGO CA 92128 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $327,823.91. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. Requirements of SB1137 have been met pursuant to the Notice of Sale Declaration of record. FOR SALES INFORMATION: Mon - Fri 9:00am to 4:00pm (714)259-7850 CAL-WESTERN RECONVEYANCE CORPORATION 525 EAST MAIN STREET P.O. BOX 22004 EL CAJON CA 92022-9004 Dated: September 19, 2008 By: S/AUTHORIZED SIGNATURE Authorized Signature ASAP# 2884421 09/25/2008, 10/02/2008, 10/09/2008-00047360

NOTICE OF TRUSTEE'S SALE Trustee Sale # CA0922088-3 Loan# 134158310 Order # G846524 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/23/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/15/2008 at 10:00AM, MTC FINANCIAL INC., dba TRUSTEE CORPS as the duly appointed Substituted Trustee under and pursuant to Deed of Trust Recorded on 05/04/2004 as Document No. 2004-0399409 of official records in the Office of the Recorder of San Diego County, CALIFORNIA, executed by, MICHELE MARIE CARROLL A SINGLE WOMAN, as Trustor, SUNTRUST MORTGAGE, INC., as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). AT: THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CA The property heretofore described is being sold "as is". All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State describing the land therein: APN # 472-620-16-01 PARCEL 1: AN UNDIVIDED 1/40THS FRACTIONAL INTEREST AS TENANT IN COMMON IN AND TO LOT 2 OF DARNALL, IN THE CITY OF SAN DIEGO, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 10583, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA ON FEBRUARY 4, 1983; EXCEPTING THEREFROM THE FOLLOWING; (A) ALL UNITS SHOWN UPON THE DARNALL - PHASE II CONDOMINIUM PLAN RECORDED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA, ON AUGUST 11, 1983 AS FILE NO. 83-282187, AMENDED BY THAT CERTAIN FIRST AMENDED CONDOMINIUM PLAN RECORDED MARCH 29, 1984 AS FILE NO. 84-114706, AMENDED BY THAT CERTAIN SECOND AMENDED CONDOMINIUM PLAN RECORDED JUNE 11, 1991 AS FILE NO. 1991-0278045, ALL OF OFFICIAL RECORDS OF SAN DIEGO COUNTY. (B) THE RIGHT TO POSSESSION OF ALL THOSE AREAS DESIGNATED AS EXCLUSIVE USE AREAS, SHOWN UPON THE CONDOMINIUM PLAN REFERRED TO ABOVE. AND EXCEPTING THEREFROM, ALL MINERALS, OIL, GAS, PETROLEUM, OTHER HYDROCARBON SUBSTANCES AND ALL UNDERGROUND WATER IN OR UNDER OR WHICH MAY BE PRODUCED FROM SAID LOTS WHICH UNDERLIE A PLANE PARALLEL TO AND 500 FEET BELOW THE PRESENT SURFACE OF SAID LOTS FOR THE PURPOSE OF PROSPECTING FOR, THE EXPLORATION, DEVELOPMENT, PRODUCTION, EXTRACTION AND TAKING OF SAID MINERALS, OIL, GAS, PETROLEUM, OTHER HYDROCARBON SUBSTANCES AND WATER FROM SAID LOTS BY MEANS OF MINES, WELLS, DERRICKS OR OTHER EQUIPMENT FROM SURFACE LOCATIONS ON ADJOINING OR NEIGHBORING LAND OR LYING OUTSIDE OF THE ABOVE-DESCRIBED LOTS, IT BEING UNDERSTOOD THAT THE OWNER OF SUCH MINERALS, OIL, GAS, PETROLEUM, OTHER HYDROCARBON SUBSTANCES AND WATER, AS SET FORTH ABOVE, SHALL HAVE NO RIGHT TO ENTER UPON THE SURFACE OF ANY PORTION THEREOF ABOVE SAID PLANE PARALLEL TO AND 500 FEET BELOW THE PRESENT SURFACE OF THE SAID LOTS FOR ANY PURPOSE WHATSOEVER. PARCEL 2: UNIT NO. 41, AS SHOWN UPON THE CONDOMINIUM PLAN REFERRED TO ABOVE. PARCEL 3; THE EXCLUSIVE RIGHT TO USE, POSSESSION AND OCCUPANCY OF THOSE PORTIONS OF PARCEL 1 DESCRIBED ABOVE, DESIGNATED AS PARKING SPACE, BALCONY AND STORAGE ON THE CONDOMINIUM PLAN REFERRED TO ABOVE, WHICH ARE APPURTENANT TO PARCELS 1 AND 2 ABOVE DESCRIBED. PARCEL 4: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS AND RECREATIONAL USE, ON, OVER AND UNDER THE COMMON AREA OF LOTS 1 AND 3 THROUGH 6 RESPECTIVELY, OF DARNALL ACCORDING TO MAP THEREOF NO. 10583, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA, ON FEBRUARY 4, 1983, WHICH EASEMENT IS APPURTENANT TO PARCELS 1 AND 2 DESCRIBED ABOVE. THE COMMON AREA REFERRED TO HEREIN SHALL BE AS DEFINED AND SHOWN ON THE CONDOMINIUM PLANS COVERING LOTS 1 AND 3 THROUGH 6 RESPECTIVELY, RECORDED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA, EXCEPTING THEREFROM ANY RESIDENTIAL BUILDINGS THEREON AND ANY PORTION THEREOF WHICH MAY BE DESIGNATED AS AN EXCLUSIVE USE AREA. PARCEL 5: A NON-EXCLUSIVE EASEMENT ON AND OVER THAT CERTAIN REAL PROPERTY LOCATED IN THE CITY OF SAN DIEGO, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, MORE PARTICULARLY DESCRIBED AS PARCEL 2 OF PARCEL MAP NO. 13775, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA ON MAY 3, 1985, FOR ACCESS, USE, OCCUPANCY, ENJOYMENT, INGRESS AND EGRESS, ENCROACHMENTS, SUPPORT, DRAINAGE, AND OTHER PURPOSES, OF THE AMENITIES LOCATED THEREON, SUBJECT TO THE TERMS AND PROVISIONS OF THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED MARCH 24, 1989 AS FILE NO. 89-151323 AND AMENDED BY INSTRUMENT NOS. 91-0270843 AND 91-0301104, ALL OF OFFICIAL RECORDS. THIS EASEMENT IS APPURTENANT TO PARCELS 1 AND 2 ABOVE DESCRIBED. PARCEL 2 OF PARCEL MAP NO. 13775 DESCRIBED HEREIN IS FOR THE USE OF OWNERS OF CONDOMINIUMS WHICH ARE SUBJECT TO THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS TO WHICH REFERENCE HAS BEEN MADE, AND IS NOT FOR THE USE OF THE GENERAL PUBLIC. The street address and other common designation, if any, of the real property described above is purported to be: 3955 FAIRCROSS PLACE #41, SAN DIEGO, CA 92115 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee's Sale is: $256,141.41 (estimated amount). Accrued interest and additional advances, if any, will increase this figure prior to sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three months have elapsed since such recordation. Compliance with California Civil Code Section 2923.5: The Beneficiary or Beneficiary's agent has indicated that the requirements of California Civil Code Section 2923.5 have been meet. See Exhibit "A" attached hereto and made a part hereof. Compliance with California Civil Code Section 2924.8: See Exhbiit "B" attached hereto and made a part hereof. Dated: 09/25/2008 TRUSTEE CORPS, as Successor Trustee By: CARLOS QUEZADA, TRUSTEE SALES OFFICER *TRUSTEE CORPS* 2112 BUSINESS CENTER DRIVE, 2ND FLOOR, IRVINE, CA 92612 FOR SALE INFORMATION CONTACT: (714)730-2727, (714) 724-7500, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 ASAP# 2885464 09/25/2008, 10/02/2008, 10/09/2008-00047361

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 2007739 Loan No. STONE Title Order No. 2070137 APN 361-180-21 TRA No. 08118YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/28/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY. IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/15/2008 at 2:00PM ACTION FORECLOSURE SERVICES, INC., A CALIFORNIA CORPORATION as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on July 6, 2006 as document No. 2006-0477026 of official records in the Office of the Recorder of San Diego County, California, executed by: DANIEL ADAM STONE AND CHRISTINE JACOBS STONE, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, KEVIN N. LYONS AND MICHELLE F. LYONS, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: THE ENTRANCE TO THE COURTYARD OF THE LA JOLLA BANK BUILDING, 888 PROSPECT STREET, LA JOLLA, CA 92037, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: LOT 379 OF EAST CLAIREMONT UNIT 3, IN THE CITY OF SAN DIEGO, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF NO. 3632, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, APRIL 29, 1957. The property heretofore described is being sold "as is. The street address and other common designation, if any, of the real property described above is purported to be: 4963 MOUNT HARRIS DRIVE, SAN DIEGO, CA 92117. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession. or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $65,673.24 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 9/22/2008 ACTION FORECLOSURE SERVICES, INC. 888 PROSPECT STREET SUITE 201 LA JOLLA, CA 92037 (858) 551-8855 MIMI OVANESSOFF, TRUSTEE SALE OFFICER ASAP# 2885615 09/25/2008, 10/02/2008, 10/09/2008-00047382

NOTICE OF TRUSTEE SALE UNDER DEED OF TRUST. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED JANUARY 28, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN that the real property situated in San Diego County, California, known as 5870 San Elijo, Rancho Santa Fe, CA, having assessor’s Parcel Number 265-120-24-00, and described in Exhibit A, will be sold AT PUBLIC AUCTION at the South entrance to the County Courthouse, 220 West Broadway, San Diego, CA on October 17, 2008, at 4:40 pm Pacific daylight-saving time, TO THE HIGHEST BIDDER for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in California. The sale will be made without covenant or warranty of title, possession, or encumbrances, to satisfy the obligation secured by the Deed of Trust, all advances thereunder, interest provided therein, and fees, charges and expenses of the trustee. The original sum stated in the deed of trust is $1,175,000.00, executed by Irish Properties, LLC, a California limited liability company as original trustor, to Lawyers Title Company, a California Corporation as original trustee, and Hugh T. McLaughlin, Margaret McLaughlin, Robert McLaughlin, Mark McLaughlin, Michael McLaughlin, Bryant McLaughlin, and David Pellman, Guardian for Jesse V.L. Pellman as original beneficiaries, and recorded on January 28, 2004, as Document No. 2004-0066510 in the Official Records of the County of San Diego, State of California. The total amount of unpaid balance of the obligation secured by the real property to be sold and the reasonable estimated costs, expenses, and advances at the time of the initial publication of this notice is $1,259,000.00 (One million two hundred fifty nine thousand dollars). The amount due may be greater on the day of sale. BENEFICIARIES MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. The beneficial interest of Hugh T. McLaughlin under the deed of trust and the obligations secured by it were assigned to Robert McLaughlin, Mark McLaughlin, Michael McLaughlin, and Bryant McLaughlin, by an Assignment of Note and Trust Deed, dated May 15, 2006, and recorded on June 1, 2006, as Document No. 2006-0387721 in the Official Records of San Diego County, California. The beneficial interest of Robert McLaughlin under the deed of trust and the obligations secured by it were assigned to Mark McLaughlin by an Assignment of Note and Trust recorded on July 24, 2008, as Document No. 2008-0397104 in the Official Records of San Diego County, California. The beneficial interest of David Pellman, Guardian for Jesse V.L. Pellman under the deed of trust and the obligations secured by it were assigned to Michael McLaughlin by an Assignment of Note and Trust recorded on August 11, 2008, as Document No. 2008-0429141 in the Official Records of San Diego County, California. The undersigned trustee was appointed and substituted as trustee under the deed of trust by a Substitution of Trustee agreement dated May 22, 2008, and recorded on June 2, 2008, as Document No. 2008-0296339 in the Official Records of San Diego County, California, and executed by the beneficiaries under the deed of trust. The sale is conducted at the request of Bryant McLaughlin, as beneficiary, whose mailing address is P.O. Box 1189, Millbrae, CA. Directions to and a detailed description of the property may be obtained by submitting a written request to the above-named beneficiary within ten (10) days from the first publication of this notice. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Notice of default and election to sell the described real property under the deed of trust was recorded on June 12, 2008, as Document No. 2008-0317198 in the Official Records of San Diego County, California. The Trustee’s street address is: Bryant McLaughlin, 196 Broadway, Millbrae, CA 94030. The Trustee’s mailing address is: Bryant McLaughlin, P.O. Box 1189, Millbrae, CA 94030 and his telephone number is: 415-254-4033. Dated September 16, 2008, Bryant Rhodius McLaughlin, Substituted Trustee
Pub. Sep. 18, 25, Oct. 2-00047131

NOTICE OF TRUSTEE SALE T.S. #: 02008105 LOAN#: GAA39-0969-C APN#: 5891641336 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED AS SHOWN BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right , title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a deed of trust described below. The sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principle sum of the note(s) secured by the deed of trust, with interest and late charges thereon, as provided in the note(s), advances, if any, under the terms of the Deed of Trust, interest thereon, fees, charges, and expenses of the trustee for the total amount (at the time of the initial publication of the notice of sale) reasonably estimated to be as set forth below. The amount may be greater on the day of sale. Trustor: Audrey F. Mudarri, an unmarried woman and Robert M. Mudarri, an unmarried man Duly Appointed Trustee: Guild Administration Corp., a California Corporation Trust Deed Date: March 23, 2006 Recording Date: March 30, 2006 Instrument Number: 2006-0223988 Book: Page: 38068 Recorded in County of: San Diego, State of California Date and Time of Sale: October 16, 2008 at: 10:30 A.M. Place of Sale: The entrance to the City of Oceanside Annex, 321 Nevada Street, Oceanside, California Estimated sale amount: $310,803.37 Legal description of property: Real property in the City of San Diego, County of San Diego, State of California, described as follows: Parcel No. 1 Unit 104 (the “Unit of Condominium Building D as shown and described in the Condominium Plan (together with any amendments, the “Plan”) filed on June 14, 2005, as Instrument No. 2005-0496101 in the Official Records of San Diego County, California (the “Official Records”). The Plan covers Lot 3 of Tract No. 10424, as shown on the Map thereof, filed on July 8, 1982, as File No. 82-210596, in the Office of the San Diego County Recorder. Reserving therefrom, for the benefit of Grantor, its successors in interest, assigns and others, easements for access, ingress, egress, encroachment, support, maintenance, drainage, repair, and for other purposes, all as may be shown on the Plan and the Map, as described in the Declaration of Covenants, Conditions and Restrictions and Reservation of Easements for Villa Bonita (with any amendments, the “Declaration”), recorded on June 14, 2005, as Instrument No. 2005-0496102, in the Official Records. Also reserving therefrom, for the benefit of Grantor, its successors in interest assigns together with the right to grant and transfer all or a portion of the same, to the extent not previously reserved of record: A. All oil rights, mineral rights, natural gas rights and rights to all other hydrocarbons by whatsoever name known, to all geothermal heat and to all products derived from any of the foregoing (collectively, “Subsurface Resources”); and B. The perpetual right to drill, mine, explore and operate for and to produce, store and remove any of the Subsurface Resources on or from the Unit, including the right to whipstock or directionally drill and mine from lands other than the Unit, wells, tunnels and shafts into, through or across the subsurface of the Unit, and to bottom such whipstocked or directionally drilled wells, tunnels and shafts within or beyond the exterior limits of the Unit, and to redrill, retunnel, equip, maintain, repair, deepen and operate any such wells or mines, but without the right to drill, mine, explore, operate, produce, store or remove any of the Subsurface Resources through or In the surface or the upper five hundred (500) feet of the subsurface of the Unit. Also reserving therefrom, for the benefit of Grantor, its successors In Interest, and assigns the right to enter the Unit (1) to complete and repair any improvements or landscaping located thereon as determined necessary by Grantor, in its sole discretion, (2) to comply with requirements for the grading or construction of the Project, or (3) to comply with requirements of applicable governmental agencies. Grantor shall provide reasonable notice to Grantee before such entry. If Grantee does not comply with Grantor's rights hereunder, Grantor may enforce its rights in a court of law. Grantee shall be responsible for all damages arising out of such failure to comply, including attorneys' fees and court costs. The term of this right of entry automatically expires at the end of the Defect Claims Period (as defined in the Declaration). Parcel No. 2 An undivided one sixty-fourth (1/64) fee simple interest as a tenant in common in and to the Common Area described in the Plan. Street address of property (or other common designation if any): 3040 Alta View Dr. APT D104, San Diego CA 92139 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown above, if no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the first publication of this notice of sale. Requirements of SB1137 have been met pursuant to the Notice of Sale Declaration of Record. Date: September 19, 2008 Guild Administration Corp. As said Trustee 9160 Gramercy Drive San Diego, Ca 92123 (858) 492-5890 By: GAIL WINDUS TAC: 802655B PUB: 9/25 10/02 10/09-00047357

NOTICE OF TRUSTEE'S SALE T.S. No: D362225 CA Unit Code: D Loan No: 1044735449/STANLEY Investor No: 4000911691 AP #1: 438-362-06-03 T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier's, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: CHRISTINE STANLEY Recorded July 28, 2006 as Instr. No. 2006-0534459 in Book --- Page --- of Official Records in the office of the Recorder of SAN DIEGO County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded June 11, 2008 as Instr. No. 2008-0315397 in Book --- Page --- of Official Records in the office of the Recorder of SAN DIEGO County CALIFORNIA. Said Deed of Trust describes the following property: YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JULY 24, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 2150 CAMINO DE LA REINA, UNIT 4301, SAN DIEGO, CA 92108 "(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness)." Said Sale of property will be made in "as is" condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: OCTOBER 15, 2008, AT 10:30 A.M. *AT THE ENTRANCE TO THE CITY OF OCEANSIDE ANNEX 321 NEVADA ST. OCEANSIDE, CA At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $349,262.29. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. The undersigned mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code 2923.5(b) declares that the mortgagee, beneficiary or the mortgagee's or beneficiary's authorized agent contacted the borrower to assess the borrower's financial situation and to explore options for the borrower to avoid foreclosure. Date: September 22, 2008 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary KIMBERLY COONRADT, ASSISTANT SECRETARY T.D. SERVICE COMPANY 1820 E. FIRST ST., SUITE 210, P.O. BOX 11988 SANTA ANA, CA 92711-1988 We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.ascentex.com/websales. TAC# 802756C PUB: 09/25/08, 10/02/08, 10/09/08-00047355


Trustee's Sale
PUBLISHED: Thursday September 25, 2008


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