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Trustee's Sale
PUBLISHED: Wednesday January 30, 2013

NOTICE OF TRUSTEE’S SALE
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APN: 595-410-24-04

PLEASE BE ADVISED, PETERS & FREEDMAN IS ACTING IN THE ROLE OF A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
RE:      Creditor Association: 
Chapala at Salt Creek Homeowners Association
Recorded Owner:
Paul L. Van Loon
Property Address:                   
2228 Lago Ventana, Chula Vista, CA 91914
Mailing Address:                     
2228 Lago Ventana, Chula Vista, CA 91914

YOU ARE IN DEFAULT UNDER A NOTICE OF ASSESSMENT LIEN (CIVIL CODE SECTION 1367) DATED March 12, 2010 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONSULT A LAWYER.
NOTICE IS HEREBY GIVEN that on February 26, 2013 at 10:30am, PETERS & FREEDMAN, L.L.P. as Trustee, or Successor Trustee or Substituted Trustee of that certain Notice of Delinquent Assessment (Civil Code Sec. 1367) which was caused to be recorded by Chapala at Salt Creek Homeowners Association ("Creditor Association") pursuant to the authority of Civil Code Section 1367 in order to secure obligations in favor of the Creditor Association, which Notice of Delinquent Assessment was recorded on March 12, 2010, as File/Page No. 2010-0123660  of Official Records in the Office of the Recorder of San Diego County, California, and pursuant to that certain Notice of Default and Election to Sell recorded on May 1, 2012, as File/Page No. 2012-0255634 of Official Records of said County, will sell at public auction, under the power of sale conferred by Civil Code Section 1367, to the highest bidder for cash in lawful money of the United States of America or cashiers check made payable to the creditor Association, at the offices of Peters & Freedman, L.L.P., 191 Calle Magdalena, Suite 220, Encinitas, California, in the City of Encinitas, County of San Diego, State of California, all that right, title and interest in the property situated in said County and State which is legally described as follows:
PARCEL A: AN UNDIVIDED 1/19TH FEE SIMPLE INTEREST AS A TENANT IN COMMON IN AND TO PARCEL 2 OF PARCEL MAP 17584, IN THE CITY OF CHULA VISTA, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY ON SEPTEMBER 11, 1995 AS FILE NO. 1995-0402087 OF OFFICIAL RECORDS, AS FURTHER DESCRIBED.
PARCEL B: UNIT 109 AS SHOWN AND DEFINED ON THAT CERTAIN CONDOMINIUM PLAN RECORDED ON OCTOBER 20, 1995 AS FILE NO. 1995-0474281 IN THE OFFICIAL RECORDS OF SAN DIEGO COUNTY, CALIFORNIA, AS FURTHER DESCRIBED.
The record owner of which is Paul L. Van Loon, a married man as his sole and separate property ( “Owner”)Street address or other common designation of Property to be sold:
2228 Lago Ventana
Chula Vista, CA 91914.
Names and Address of Creditor Association at whose request the sale is being conducted:
Chapala at Salt Creek Homeowners Association
c/o Peters & Freedman, L.L.P.
191 Calle Magdalena suite 220
Encinitas, CA 92024
Directions to and a detailed description of the above-described real property may be obtained by requesting the same in writing to the above-named beneficiary ("Creditor Association") within ten (10) days from the first publication of this notice.
Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the unpaid balance currently due and owing under the aforesaid Notice of Delinquent Assessment and/or late fees, costs of collection (including attorneys' fees), and interest, which said Owner is obligated to pay Creditor Association under Civil Code Section 1366, and fees, charges, and expenses of the Trustee.
NOTE: THE PROPERTY IS BEING SOLD SUBJECT TO A RIGHT OF REDEMPTION CREATED BY CIVIL CODE §1367.4(C)(4).
The total amount of the unpaid balance of the obligation secured by the Property to be sold and reasonable estimated costs, expenses and advances at the time of initial publication of the Notice of Sale is $13,629.05.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit this Internet Web site www.hoalaw.com/foreclosureinfo for information regarding the sale of this property, using the file/TS number assigned to this case: 1362CHSAL-0109-01 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.
Date: January 11, 2013                          Chapala at Salt Creek Homeowners Association
By: /s/ Stephen M. Kirkland
Trustee, Attorney, and Authorized Representative for Chapala at Salt Creek Homeowners Association
Pub. Jan 16, 23, 30-00106790


Trustee's Sale
PUBLISHED: Wednesday January 30, 2013


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