PUBLIC NOTICES
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Trustee's Sale
PUBLISHED: Tuesday November 27, 2012

NOTICE OF TRUSTEE'S SALE T.S No. 1364679-31 APN: 425-192-09-00 TRA: 8001 LOAN NO: Xxxxxx6326 REF: Jenkins, Dana IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED May 25, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 17, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded May 31, 2006, as Inst. No. 2006-0381437 in book XX, page XX of Official Records in the office of the County Recorder of San Diego County, State of California, executed by Dana Jenkins, an unmarried woman, and Cheryl Nelson, an unmarried woman, will sell at public auction to highest bidder for cash, cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said Deed of Trust The street address and other common designation, if any, of the real property described above is purported to be: 3826 Zoe Street, San Diego, CA 92117-5702. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $416,747.23. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1364679-31. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information: (619)590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: November 14, 2012. (11/27/2012, 12/04, 12/11) R-422522 -00105116

NOTICE OF TRUSTEE’S SALE
UNDER DEED OF TRUST
LOAN:GAY/HONN
FILE: 6480-DRF
APN: 471-481-29-08

YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED JULY 19, 2010 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.
NOTICE is hereby given that FORECLOSURE SPECIALISTS, INC., A CALIFORNIA CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by MARIO S. GAY
Recorded on 07/29/2010 as Instrument No. 2010-0382754 in Book Page of Official records in the office of the County Recorder of SAN DIEGO County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 08/13/2012 in Book, Page, as Instrument No. 2012-0479196 of said Official Records, WILL SELL on 12/11/2012 at THE ENTRANCE TO ZENITH TRUSTEE SERVICES 217 CIVIC CENTER DRIVE #2 VISTA, CA 92084 at 10:00 A.M. AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at the time of sale in lawful money of the united states), all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State hereinafter described: As more fully described on said Deed of Trust.
APN: 471-481-29-08

The property address and other common designation, if any, of the real property described above is purported to be:
4050 46TH STREET, UNIT 8
SAN DIEGO, CA 92105
The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein.
The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $47,559.94.
In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right.
Said sale will be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note secured by said Deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and the trusts created by said Deed of Trust.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these sources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee or a court pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date h as been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (760) 758-7622, or visit this internet Web site WWW.ZENITHTRUSTEE.COM, using the file number assigned to this case shown on the front of this notice of trustee sale as File, information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.
AS REQUIRED BY LAW, YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORT AGENCY IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS. IF YOU HAVE PREVIOUSLY BEEN DISCHARGED THROUGH BANKRUPTCY, YOU MAY HAVE BEEN RELEASED OF PERSONAL LIABILITY FOR THIS LOAN, IN WHICH CASE, THIS LETTER IS INTENDED TO EXERCISE THE NOTE HOLDER’S RIGHT AGAINST THE REAL PROPERTY ONLY.
Dated:11/13/2012
FORECLOSURE SPECIALISTS, INC.,
A CALIFORNIA CORPORATION, AS TRUSTEE DBA ZENITH TRUSTEE SERVICES, 217 CIVIC CENTER DRIVE, #2, VISTA, CA 92084
(760) 758-7622
FOR ALL SALES INFORMATION LOGON TO WWW.ZENITHTRUSTEE.COM
BY:/S/DANA A. FAZIO, SECRETARY

Pub Nov 20, 27, Dec 4 -00105006


Trustee's Sale
PUBLISHED: Tuesday November 27, 2012


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