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Trustee's Sale
PUBLISHED: Wednesday December 05, 2012

NOTICE OF TRUSTEE’S SALE
UNDER DEED OF TRUST
LOAN:MOORE/JACKSON
FILE: 1046-DRF
APN: 449-680-41-00

YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED AUGUST 27, 2004 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.
NOTICE is hereby given that FORECLOSURE SPECIALISTS, INC., A CALIFORNIA CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by ROBERT MOORE and TARA MOORE
Recorded on 09/01/2004 as Instrument No. 2004-0836118 in Book Page of Official records in the office of the County Recorder of SAN DIEGO County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 08/24/2012 in Book, Page, as Instrument No. 2012-0507785 of said Official Records, WILL SELL on 12/26/2012 at THE ENTRANCE TO ZENITH TRUSTEE SERVICES 217 CIVIC CENTER DRIVE #2 VISTA, CA 92084 at 10:00 A.M. AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at the time of sale in lawful money of the united states), all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State hereinafter described: As more fully described on said Deed of Trust.
APN: 449-680-41-00

The property address and other common designation, if any, of the real property described above is purported to be:
3619 PLUMOSA DRIVE
SAN DIEGO, CA 92106
The undersigned Trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein.
The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $438,698.09.
In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right.
Said sale will be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal balance of the Note secured by said Deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and the trusts created by said Deed of Trust.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these sources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee or a court pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date h as been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (760) 758-7622, or visit this internet Web site WWW.ZENITHTRUSTEE.COM, using the file number assigned to this case shown on the front of this notice of trustee sale as File, information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.
AS REQUIRED BY LAW, YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORT AGENCY IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS. IF YOU HAVE PREVIOUSLY BEEN DISCHARGED THROUGH BANKRUPTCY, YOU MAY HAVE BEEN RELEASED OF PERSONAL LIABILITY FOR THIS LOAN, IN WHICH CASE, THIS LETTER IS INTENDED TO EXERCISE THE NOTE HOLDER’S RIGHT AGAINST THE REAL PROPERTY ONLY.
Dated:11/27/2012
FORECLOSURE SPECIALISTS, INC.,
A CALIFORNIA CORPORATION, AS TRUSTEE DBA ZENITH TRUSTEE SERVICES, 217 CIVIC CENTER DRIVE, #2, VISTA, CA 92084
(760) 758-7622
FOR ALL SALES INFORMATION LOGON TO WWW.ZENITHTRUSTEE.COM
BY:/S/DANA A. FAZIO, SECRETARY

Pub Dec 5, 12, 19 -00105406

NOTICE OF TRUSTEE'S SALE T.S. No.: 2012-CA006436 Loan No. 603600001 Order No. 5909517 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/30/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: WAI LUNG LEW AND LILY CHUN YING LEW HUSBAND AND WIFE AS COMMUNITY PROPERTY, and CATHAY BANK, as Beneficiary Duly Appointed Trustee: R.E.F.S. Inc., A California Corporation Recorded: 8/6/2004, as Instrument No. 2004-0747196, in Book N/A, Page N/A, of Official Records in the office of the Recorder of San Diego County, California. Date of Sale: 12/19/2012 at 10:00 AM Place of Sale: On the grounds of the Scottish Rite Event Center, located at 1895 Camino Del Rio South, San Diego, CA Amount of unpaid balance and other charges: $490,464.31 Street Address or other common designation of real property: 4548 CHEROKEE AVENUE, San Diego, CA 92116 A.P.N.: 447-042-25-00 Legal Description: as more fully described on said deed of trust. The Deed of Trust described above is one of 2 Deeds of Trust secured by 2 notes, cross-collateralized. The other Deed of Trust recorded on 6/27/2008 as Instrument 2008-0348383 in the County of San Diego. Foreclosure sales are being processed concurrently. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS'. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com, using the file number assigned to this case 2012-CA006436. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/20/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, Senior Trustee Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00085 PUB DATES: 11/28/2012, 12/05/2012, 12/12/2012-00105304

NOTICE OF TRUSTEE'S SALE T.S. No.: 2012-CA006437 Loan No. 118200358 Order No. 5909518 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/17/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: WAI LUNG LEW AND LILY CHUN YING LEW HUSBAND AND WIFE AS COMMUNITY PROPERTY and Cathay Bank, A California Corporation, as Beneficiary Duly Appointed Trustee: R.E.F.S. Inc., A California Corporation Recorded: 6/27/2008, as Instrument No. 2008-0348383, in Book n/a, Page n/a, of Official Records in the office of the Recorder of San Diego County, California. Date of Sale: 12/19/2012 at 10:00 AM Place of Sale: On the grounds of the Scottish Rite Event Center, located at 1895 Camino Del Rio South, San Diego, CA. Amount of unpaid balance and other charges: $116,543.03 Street Address or other common designation of real property: 4548 Cherokee Avenue, San Diego, CA 92116 A.P.N.: 447-042-25-00 Legal Description: as more fully described on said deed of trust. The Deed of Trust described above is one of 2 Deeds of Trust secured by 2 notes, cross-collateralized. The other Deed of Trust recorded on 08/06/2004 as Instrument 2004-0747196 in the County of San Diego. Foreclosure sales are being processed concurrently. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS'. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com, using the file number assigned to this case 2012-CA006437. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/20/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, SeniorTrustee Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00086 PUB DATES: 11/28/2012, 12/05/2012, 12/12/2012-00105296

NOTICE OF TRUSTEE’S SALE
---
APN: 533-333-20-07

PLEASE BE ADVISED, PETERS & FREEDMAN IS ACTING IN THE ROLE OF A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
RE:      Creditor Association: 
Acqua Vista Homeowners Association
Recorded Owner:                    
Derek E. Wilson
Property Address:                   
425 West Beech Street, Unit 307
San Diego, CA 92101
Mailing Address:                     
425 West Beech Street, Unit 307
San Diego, CA 92101

YOU ARE IN DEFAULT UNDER A NOTICE OF ASSESSMENT LIEN (CIVIL CODE SECTION 1367) DATED December 10, 2008 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE.  IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONSULT A LAWYER.
NOTICE IS HEREBY GIVEN that on January 30, 2013 at 10:00 am,  PETERS & FREEDMAN, L.L.P. as Trustee, or Successor Trustee or Substituted Trustee of that certain Notice of Delinquent Assessment (Civil Code Sec. 1367) which was caused to be recorded by Acqua Vista Homeowners Association ("Creditor Association") pursuant to the authority of Civil Code Section 1367 in order to secure obligations in favor of the Creditor Association, which Notice of Delinquent Assessment was recorded on December 10, 2008, as File/Page No. 2008-0629767  of Official Records in the Office of the Recorder of San Diego County, California, and pursuant to that certain Notice of Default and Election to Sell recorded on February 5, 2010, as File/Page No. 2010-0062522 of Official Records of said County, will sell at public auction, under the power of sale conferred by Civil Code Section 1367, to the highest bidder for cash in lawful money of the United States of America or cashiers check made payable to the creditor Association, at the offices of Peters & Freedman, L.L.P., 191 Calle Magdalena, Suite 220, Encinitas, California, in the City of Encinitas, County of San Diego, State of California, all that right, title and interest in the property situated in said County and State which is legally described as follows:
PARCEL 1: AN UNDIVIDED 1/382 FEE SIMPLE INTEREST AS A TENANT IN COMMON IN AND TO THE COMMON AREA AS SHOWN ON THE ACQUA VISTA CONDOMINIUM PLAN RECORDED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY ON JUNE 2, 2004, AS INSTRUMENT NO. 2004-0514144, RESERVING THEREFROM, NON-EXCLUSIVE AND CERTAIN EXCLUSIVE EASEMENTS FOR THE PURPOSES DESCRIBED IN THE CONDOMINIUM PLAN AND THE DECLARATION REFERENCED BELOW, INCLUDING EASEMENTS FOR ACCESS, ENCROACHMENTS, MAINTENANCE, SUPPORT, REPAIR, AND OTHER PURPOSES DESCRIBED IN THE DECLARATION, THIS PARCEL 1 IS LOCATED WITHIN PARCEL 1 OF PARCEL MAP NO. 19501, IN THE CITY OF SAN DIEGO, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED IN THE OFFICE OF THE COUNTY RECORDER ON JUNE 2, 2004.
PARCEL 2: RESIDENTIAL UNIT NO. 307, AS SHOWN AND DEFINED ON THE CONDOMINIUM PLAN, AS FURTHER DESCRIBED.
The record owner of which is Derek E. Wilson, a single man ( “Owner”)Street address or other common designation of Property to be sold:
425 West Beech Street, Unit 307
San Diego, CA 92101.
Names and Address of Creditor Association at whose request the sale is being conducted:
Acqua Vista Homeowners
Association

c/o Peters & Freedman, L.L.P.
191 Calle Magdalena suite 220
Encinitas, CA 92024
Directions to and a detailed description of the above-described real property may be obtained by requesting the same in writing to the above-named beneficiary ("Creditor Association") within ten (10) days from the first publication of this notice.
Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the unpaid balance currently due and owing under the aforesaid Notice of Delinquent Assessment and/or late fees, costs of collection (including attorneys' fees), and interest, which said Owner is obligated to pay Creditor Association under Civil Code Section 1366, and fees, charges, and expenses of the Trustee.
NOTE: THE PROPERTY IS BEING SOLD SUBJECT TO A RIGHT OF REDEMPTION CREATED BY CIVIL CODE §1367.4(C)(4).
The total amount of the unpaid balance of the obligation secured by the Property to be sold and reasonable estimated costs, expenses and advances at the time of initial publication of the Notice of Sale is $41,696.28.
NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.
NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may visit this Internet Web site www.hoalaw.com/foreclosureinfo for information regarding the sale of this property, using the file/TS number assigned to this case: 2440307. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.
Date: December 3, 2012                      Acqua Vista Homeowners
Association

By: /s/ Stephen M. Kirkland
Trustee, Attorney, and Authorized Representative for Acqua Vista Homeowners Association
Pub. Dec 5, 12, 19-00105535


Trustee's Sale
PUBLISHED: Wednesday December 05, 2012


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