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As a proud sponsor of the 23rd Annual Navy Gold Coast Small Business Opportunity Conference, Bank of America Merrill Lynch understands the vital role of small businesses in our local and national economies. That's why we provided $18 billion in loans to small businesses in the past year and continue our strong support of companies in the defense industry.

As the government seeks to obtain new capabilities and modernize existing operations, there are new opportunities for government contractors and information technology companies to merge technology, information and people to achieve far-reaching solutions.

Our specialized Government Contractor and Technology Banking team delivers comprehensive advice and integrated solutions -- ranging from senior credit facilities and investment banking to treasury management, including ePayables and ACH, plus card services, foreign exchange, trade finance and merchant services -- all under one roof.

Our specialists, many of whom have served alongside, bring ideas to maximize the value of your business. With a single phone call, you can access an entire team with the financial expertise and insight to help your business succeed and win.

We are proud of our long history of support for the military community:

* A top lender to the government contracting industry;

* Relationships with 70% of the top 100 government contractors. (Washington Technology, 2010);

* Banks 17 of the Fast 50 Small Businesses in the government contracting market; (Washington Technology, 2009);

* More than $3 billion in loan commitments to government small and mid-sized contractors nationally.

"Despite reduced defense budgets, our projected revenues and employee base has doubled in the last two years, thanks to the unique blend of retired senior military and government personnel as well as seasoned IT professionals," said Eric Basu, founder and president of Sentek Global. "To help see us through this unprecedented growth, we needed a financial institution who understood our marketplace, our company and our competitive approach. Bank of America came through for us as they have in the past. We couldn’t have asked for a better partner!"

And for many small business owners, personal and business finances are often intertwined. Our Merrill Lynch financial advisers help clients reach their personal financial goals and offer additional services, including retirement solutions for small and mid-sized employers.

Leveraging our resources and expertise, Bank of America Merrill Lynch has the ability to take what is merely possible and make it a reality. A unique industry deserves a unique bank: Bank of America Merrill Lynch. To learn more, contact Clifford Cho at 619-515-5546 or clifford.cho@baml.com.

"Bank of America Merrill Lynch" is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., all of which are registered broker dealers and members of FINRA and SIPC, and, in other jurisdictions, by locally registered entities.

Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed.

SIDEBAR: Supporting our community

We are proud to serve the San Diego community, especially our military veterans and families. Through our Military Support Affinity Group, philanthropic support, such as our $250,000 gift to Operation Homefront Village and volunteer efforts with organizations such as REBOOT, Veteran's Village and the USO, we proudly serve those who serve our country. This month, many San Diegans and bank associates donated school supplies in our banking centers to support Operation Homefront’s Back to School Brigade program.

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