Welcome to The Daily Transcript’s "Trusted Advisers." These individuals regularly contribute their depth of experience and credentials for your enterprising success. Trusted advisers are in it for a long-term relationship, not a short-term gain. They put clients' interests first and work diligently to understand their clients' underlying needs. The adviser is reliable, certified and credentialed for the opinions expressed in this column. We are pleased to share their insights and valued opinions on various topics that impact your endeavors.
The three most important things in real estate are location, location, location. We have heard that claim all our lives.
California's Title 24 energy code defines the "worst building you can legally build." As California drives towards more efficient buildings, the worst building has gotten a lot better! But codes are never a replacement for good design, and the need for integrated design solutions and early energy planning has never been greater.
It is hard to imagine now, but until 1978, buildings were not even insulated! It was the Arab oil embargo and long gas lines of 1973 that changed people's minds and triggered new policies to stop wasting so much energy.
By 2050 a million Americans will be at least 100 years old. What to do with our 30 extra years? Plan for them!
The San Diego office market continues to strengthen as companies expand their footprints to house their growing workforces. During the past 12 months, office-using employment in the metro has outpaced overall hiring in the market and firms are backfilling underutilized space. Meanwhile, some companies are scouring the area for larger locations.
Everywhere you go across metropolitan America, the automobile is ubiquitous. In suburbia, half of developed land is devoted to car parking. In dense cities like San Francisco, streets consume 25 percent of the city's land area – more than all of its parks. In 2007, author and architecture professor Shannon Sanders McDonald published a definitive book on the evolution of the American parking garage. Car parking, she concludes, is the urban planning issue of the modern era.
There is a lot of buzz about Zero Net Energy buildings and a lot of confusion. How low can the energy use of a comfortable building go? What strategies are most important and how do they interact? What do they cost? How do you measure it?
Harvard’s Edward Glaeser contends that cities are our species greatest invention. His readable volume explains why cities make us richer smarter greener, healthier and happier. His book is Triumph of the City. Several of its major points highlight special strengths of San Diego.
Meteorologists report the current El Niño event is gaining strength and could become the strongest ever recorded. El Niño occurs when there are warmer than normal ocean surface temperatures in the Pacific Ocean. Changes in the ocean affect atmosphere and climate patterns, and atmosphere changes affect ocean temperatures. All this means that the coming winter is predicted to be a rainy one, and rain will be a welcome relief given our current drought condition.
Last September I published an article in The Daily Transcript, “Defrauding of the United States Congress by Elements within the United States Military: The Murder of Marine Colonel James E. Sabow." No comments were received despite this report of extraordinary unethical behavior by a number of individuals in the investigation of the Colonel’s death. The failure of the Department of Justice (DOJ) and the Department of Defense (DOD) to investigate the Colonel’s death in good faith documents high level corruption in these agencies.
Last year, two desperate people came to me for financial help. They do not know each other, but their financial facts and life situation are similar.
In the business of banking, the most important component of any client relationship is the trust developed between the client and the banker. That’s especially true when it comes to serving the legal community.
We sat down with Membership Director Andrea Lopez-Velarde to talk about how Elite Lifestyle Management — San Diego’s premier members-only lifestyle management and concierge firm — offers unique packages catered to law firms whose focus is on providing impeccable service to the clients they represent.
For many business owners, retirement planning is tied to succession planning and it can be a challenge to determine what takes priority: retirement security or a successful succession strategy. Here are some considerations:
Anything of value requires care to maintain its value and usefulness. For instance, vehicles require regular maintenance, whether it’s an oil change, tune-up or tire rotation. If we’re smart we are all taking good care of our bodies by eating properly, exercising and visiting our physicians for annual check-ups. Maintaining a building, residential complex or community association is no different. Potential buyers and residents want to know that their investment in a residence, retail or office space is being protected. Protection begins with a good maintenance plan.
The office market in San Diego is strengthening as companies expand to accommodate growing workforces. Total employment will increase 2.8 percent in 2015 as employers add 38,000 workers to payrolls. Over the past year, the largest advances were recorded in the professional and business services sector. The leisure and hospitality and the education and health sectors added more than 7,000 jobs each. Employers using office space have outpaced overall hiring in the market. This year there will be 12,000 jobs added in the primary office-using sectors alone. Many companies are backfilling underutilized space, while others are looking for larger locations are looking to be part of live-work-play environment and are leasing available space.
Since 1993, Braille Institute San Diego has helped more than 15,000 area residents of all ages who are blind or visually impaired with a broad range of free programs and services.
Each year thanks to support from generous donors, Braille Institute San Diego helps thousands of area residents who are blind or visually impaired through a broad range of free classes and programs for students of all ages. This is a first-person story from Braille Institute student Celia M. about how she went from grieving her sight loss to embracing community and leadership opportunities at Braille Institute.
After the long, hard fight of proving the merits of a bodily injury case, the plaintiff is often left with a big pile of cash and little idea of how to invest it. The plaintiff often does not have the insight to manage this money that is intended to take care of his medical needs over his full life span. Nobody wants the plaintiff to run out of money before he runs out of life. The optimal solution to the risky proposition is to structure his settlement to provide tax-free payments to meet his financial needs forever.
Q: How long should a property owner keep business records?
An easement gives someone the limited right to use land owned by another. (Occasionally an easement will prohibit a land owner from doing something on his own land).
Almost every business needs at least some money to get started. Many seek additional funding at various times after the business is up and running. Often times small business owners don’t know where to find the money they’ll need.
A poignant cartoon shows two desperate ship wreck survivors in a life raft. We see the circling sharks, but not the lifeboat's other end. One says, "Look at them bail! It's a shame there's a hole in their end of the boat."
After a developer acquires a piece of land and establishes a vision for a new common interest development, there is a lot of work to do to bring that vision to reality.
Braille Institute’s broad range of programs and services serves people of all ages who are blind or visually impaired. All programs are free of charge.
Exclusive use provisions (EUPs) in leases prohibit landlords from allowing other tenants in the center to engage in the same business/trade practice of the lessee to whom this provision is granted. If a landlord breaches an exclusive use provision, the tenant may have no obligation to pay rent for the period of time the violation occurs.
Cresa is the largest tenant-only commercial real estate platform in the world. The decision to represent tenants exclusively positions their clients with a unique and unbiased offering in the real estate market. Simply put, Cresa is a company that is service-oriented rather than transaction-oriented.
The seasoned client was furious -- again. “Cancel it,” he bellowed. “I’m fed up with their B.S.!” Most agents would have quit by the second time a big client gave up in disgust. “Just give it a little more time,” I asked. “I truly believe we can make this happen.”
Water is not the only thing in short supply as California enters its fourth consecutive year of what is becoming its worst-ever drought, putting the world's eighth largest economy and the nation's breadbasket at risk.
Unfortunately, claims against commercial landlords for ADA (Americans with Disabilities Act) and other handicapped access violations continue to be common. Several laws enacted recently may reduce the number of ADA lawsuits or reduce potential property owner defense costs and potential liability. However, to minimize exposure, landlords and property managers must act proactively.
Braille Institute San Diego believes that one key to its philanthropy lies in providing interactions that feel personal, whether someone is speaking with a student, meeting with a donor, or giving instructions to a volunteer.
For Braille Institute San Diego, like many nonprofit organizations, building a strong culture of philanthropy involves more than finding donors in the community to support the center's programs and initiatives.
Ray Weamer tells his City National Bank clients that there's a very good reason why an automobile's windshield is a lot bigger than its rear-view mirror.
A comprehensive, well-constructed financial plan brings clarity and direction to financial choices clients make everyday. Through the financial planning process, specifically within the area of survivorship, clients can determine if they are able to maintain the same lifestyle that they were accustomed to while their spouse was still living. In most cases, clients want to be able to stay in the same home, maintain their current spending levels, and provide for their children.
"Volunteers are the heart of our organization. Thanks in large part to our engaged volunteers, Braille Institute San Diego services remain free for all students and clients. That means our classes, our technology instruction, orientation and mobility training, transportation, library, and more are all free," said Rosie Rascon, Braille Institute San Diego's Volunteer Services Manager.
Managing risk is a very important part of every financial plan. There are many types of risk addressed in a well-drafted plan - risk caused by stock market declines, economic instability, death, disability, loss of income and damage to assets like a car or house. These unforeseen events can have devastating financial implications to finances and alter the anticipated outcome of a financial plan. While risk is impossible to avoid, it can be managed appropriately.
According to a study published in April 2015 by The Neilsen Company, more than six in every ten respondents said that they use electronic devices to connect with family and friends (65%), get news (63%), listen to music (63%), and/or take pictures/videos (61%). So what does that mean for your business, organization, or favorite cause?
Tom Corley was a broke CPA, wondering why some clients were so much better off. He studied hundreds of wealthy people and more than 100 poor Americans. What he learned made him famous, wealthy, and impactful. This piece summarizes many of the key points of his book, Success Habits: The Daily Success Habits of Wealthy Individuals.
A customized, well-designed financial plan is discussed at the inception of most relationships at Callan Capital. A financial plan encompasses all areas important to a significant estate including investment management, debt management, tax minimization, trust and estate planning, risk mitigation, philanthropic planning, education and financial independence. The primary purpose of a financial plan is to bring confidence and peace of mind to clients as they make significant wealth decisions.
It's bad enough if you discover a termite infestation in your home and have to call in a pest control company to eradicate those nasty houseguests. However, termite infestations can also have a long-term effect on your home's resale value, especially if you've had more than one infestation. Let's cover a few points for the proactive home seller looking to get the most equity out of a sale.
Bankruptcy filings stop evictions. Under our Federal Bankruptcy laws, when a person files bankruptcy, all state court procedures, including unlawful detainers, must immediately stop. This is referred to as an "automatic stay." The automatic stay gives the Bankruptcy Court Trustee time to take control of the bankrupt estate's assets, which includes the lease or rental agreement. Eviction delay firms, sophisticated tenants and our legal system have allowed bankruptcy to cause major delays in the eviction process. Therefore, it is important to understand the process to minimize delays and maximize a landlord's collections.
Each year thanks to support from generous donors, Braille Institute San Diego helps thousands of San Diego residents who are blind or visually impaired through free classes and programs for students of all ages. This is a first-person story from Braille Institute student Khanh T. about how she transformed her sight loss into new achievements and goals.
Military leaders face a daunting challenge in collecting, analyzing, and disseminating critical threat and operations information to obtain a complete, single view of the battlefield. A primary cause of challenge is the wide array of stovepiped systems that comprise today’s Command, Control, Communications, Computers, Intelligence, Surveillance and Reconnaissance (C4ISR) systems. While awareness about the issue is very high, options are unfortunately quite limited – a situation made worse by acquisition processes that inadvertently perpetuate the problems.
1. What is a trademark? -- A trademark is any word, phrase, symbol, or device that distinguishes one company’s goods or services from those of its competitors.
Nestled along San Diego ’s North County pacific coastline is the fourth busiest single runway in the United States. Just shy of 5,000 feet of runway is Palomar Airport in Carlsbad, CA. Palomar Airport averages 425 flights each day. Today, more than half of the average daily flights are General Aviation operations including corporate business jet flights.
"Smart Growth" and "Sustainability" are hot issues in today's political, planning and design world.
For Braille Institute San Diego, one key to success has been building relationships with other community groups, in order to expand awareness of the free opportunities available for its clients and students.
Buying or leasing a commercial building is a complex and significant decision tied to business and personal needs, goals, and risk tolerance. An owner/user is going to pay a mortgage (either her own or her landlord’s) either way, while an investor needs to evaluate the financial performance of real estate versus other investments.
Reading allows us to open our minds to new ways of thinking, and experience the joy of using our imagination to process stories and ideas. National Library Week, recognized April 12-18 this year, reminds us how literature and scholarship enhance our lives.
When you mention you’re a resident of San Diego to someone in the Midwest or Eastern United States, they usually will say something to the effect of, “Oh, what a beautiful city. You’re so lucky to live there.” But in Europe or Asia, you might get a reaction like, “So is that near Los Angeles?”
We all make mistakes; many people learn from their errors. Wise folks learn from other people's mistakes. Our current clients benefit from what our team has learned.
How does a wealthy household receive safe and solid cash flow, eliminate management stress and preserve capital for the next generation? They exchange into safety.
Commercial real estate is a relationship-driven business — always has been. What business isn't? However, with an ever-growing number of brokers pursuing a finite number of businesses, success in the San Diego commercial real estate industry is, more than ever, determined by the quality of one's relationships.
It is a prevailing myth among employers of non-unionized workforces that the National Labor Relations Board ("NLRB") is an administrative body in the foggy distance that has no relevant existence with respect to their businesses, and how they run them. The increasingly clear reality is, however, that the NLRB has a broad reach under Section 7 of the National Labor Relations Act ("NLRA"), which protects the rights of two or more employees to engage in "concerted activities for the purposes of collective bargaining or other mutual aid or protection."
As technology evolves, so too does Braille Institute, thanks to the generous support of its donors. One essential way that the center's free classes support students' needs is through unique technology courses that help people who are visually impaired become familiar with and comfortable using everyday technology.
Careful lease drafting and negotiation can reduce the potential for future legal problems.
With more than three million people in San Diego, the U.S. Census indicates that there are over 65,000 people who are blind or visually impaired. Like many organizations and companies, Braille Institute is always looking for ways to reach new students at the right time with the right message, so that the potential new clients can access free services.
According to WaterSense, an EPA Partnership Program, approximately 1 trillion gallons of water are wasted in the United States each year from minor, and preventable, household and irrigation leaks.
We're living in a digital ecosystem. At any given moment, we have at our fingertips nearly unlimited options to easily accomplish daily tasks on our mobile devices — hailing a taxi, making dinner reservations, buying theater tickets and conducting financial transactions — wherever and whenever we want. What if the U.S. military had similar mobile and connected technology options at its disposal? Technology that would significantly improve the military's ability to leverage their cyber and intelligence gathering infrastructure and create more digital warriors able to benefit from the mobile and interconnectedness seen in commercial applications around the world.
This column is the third of four-part series on building and maintaining Legacy Wealth. Rehabbing apartments was my first article; repositioning apartments was the second. Now we will consider investing in classic building in highly desirable areas. Think the beach or Mission Hills.
Professional project management, or owner's representatives, are an often overlooked profession in the construction industry.
Braille Institute was founded in 1919 by J. Robert Atkinson, a Montana cowboy who was blinded as an adult after a gun accident.
Like any respectable San Diego State alum, I'm ecstatic over how well the men's basketball team is playing and surprising everyone, including even those who are regular attendees to Montezuma Mesa for the home games.
I and the rest of the Stalwart Communications team always enjoy the annual PRSA San Diego and Imperial Counties Chapter's Summer Social, held last week at the world famous Del Mar Racetrack. Of the reasons I have a good time is to catch up with respected colleagues and friends.
Along with running a successful company and answering to shareholders, corporate executives of public companies have something else to worry about — their significant equity positions in their own companies. Used properly, a 10b5-1 plan is a tool that can help executives strategically plan and execute concentrated equity position sales.
IRAs and other tax-advantaged accounts are generally considered great vehicles for saving money before and during the early years of retirement.
Construction’s economic future is set to continue improving throughout the course of 2015. Not only are economists and industry experts optimistic, but so are small business owners in the construction sector. The majority says they are positive about their business’ outlook in the year ahead, according to a report by small business insurer, Hiscox.
Negative press can happen to literally any company. Whether the actions that now draw the ire of the media was intended to cause harm or not, inquiries will occur, and it's never a fun time.
For the past six months, I've had the true pleasure of being sought after by passionate entrepreneurs wanting help in generating some positive press for their soon-to-be-launched Kickstarter campaign. The businesses have run the gamut; from high tech audio devices and cloud-based pet wellness products to personal versions of dry aged meat lockers and restaurants.
There are many ways to build legacy wealth. Wise investors select the strategy which best fits their personality, capacity, and goals. This four-part series describes proven legacy wealth strategies.
Well-honed procedures determine the difference between mediocre commercial property management and great commercial property management. And the natural outcome of excellent commercial real estate management is a successfully performing asset with solid returns. The right processes can help mitigate unexpected maintenance or budget cuts.
Most people have been told "asset allocation" — the mix of different asset classes, such as stocks, bonds, and cash — is one of the most important tenets of portfolio management. However, many people are not as familiar with the concept of "asset location" — where these different types of assets reside in the various accounts that make up a portfolio.
In April 2012, Congress enacted the “Jumpstart Our Business Startups Act”—or JOBS Act—as part of the government’s ongoing efforts to stimulate the economy. Through the new “crowdfunding exemption” to the Securities Act of 1933, Title III of the JOBS Act gives startup companies permission to raise up to $1 million in investment capital per 12-month period from everyday (e.g., non-accredited) investors.
A mentor, who has helped 100 households become financial independent, confides “There are a million ways to make a million dollars!” Wise investors select the strategy most fitting their personalities, capacities, and goals. This four-part series describes proven paths for investors who have progressed beyond single-family rentals.
The 19-year-old second lieutenant arrived in the trenches inhabited by battle hardened veterans. He didn't know squat. They all understood that. Yet in spite of his inexperience he found ways to lead and saved them all from the single biggest cause of being removed from the front. It wasn't the enemy army that took the biggest toll.
As of Jan. 1, 2015, the duty of a real estate agent to disclose in writing his or her representation of a buyer, seller, tenant and/or landlord, including any dual agency relationship, in residential real property transactions extended to transactions involving commercial real property. By its supporters, the amended disclosure law has been touted as "significant," "putting teeth in a new protection," and no less than "changing the face of commercial realty in California." For those who read the law and know the industry, however, all of the ballyhoo over the additional disclosures is enough to leave an agent scratching his or her head.
There is no agency in California for an expert to report malfeasance in the handling of a criminal case by attorney, judge or when junk science is suspected by another expert. In addition, an independent criminal defense expert can be constrained by a nondisclosure agreement from revealing to an authority his work product when it documents inappropriate behavior by another expert.
If you invest in stocks or work in the financial services industry, chances are 2014 was a pretty good year for you. The S&P 500 and Nasdaq posted gains of 11.4% and 13.4%, respectively, while the Dow finished the year up 7.5%.
David Behring, owner of Seattle Seahawks, found joy for the first time with the children of Bosnia. He later defined his life in four stages: stuff, more stuff, different stuff and finally … purpose.
Every quarter I have clients on the fence about whether to close on an in-escrow investment or walk away from it. Often, the buyers realize that the owners or the in-place management firm has blundered to such an extent that it affects the value of the property.
The previous column discussed the Millionaire Next Door and pointed out how Daily Transcript subscribers, rental owners and millionaires had at least six common traits.
Working at the world's largest pure tenant representation firm is a great opportunity to interact with business owners and managers representing a broad range of industries. It gives us a lot of joy to help increase the EBITDA value of the companies we represent. In addition to providing leasing services across the country, we spend a great deal of time working with business owners interested in buying their real estate instead of leasing.
As business and production costs continue to rise and competition escalates, adapting to new technology will no longer be a benefit, but a necessity. With the overwhelming adoption of cloud-based software and mobile solutions, the increase of technology implementation throughout 2015 will be no surprise, including those industries considered “slow” to tech -- most notoriously, construction.
Not all commercial buildings are created equal. One of the most overlooked aspects of a building's value to the tenant is the ratio of space the tenant leases within their four walls (the usable square footage) versus the amount of space attributed to all common areas of the building.
Our culture confuses living "the high life" with being wealthy. In America, many thousands of families with middle class incomes are wealthier than those with higher incomes, who are assumed to be "rich." This two-part article considers a dozen things that Transcript subscribers, millionaires and income property investors have in common. You'll read three reasons why real estate investors are more likely to be millionaires than families with equal or greater incomes.
Nearly 20 million visitors have passed through the doors of the San Diego Convention Center since it opened 25 years ago this month. The center has emerged as the cornerstone of San Diego’s third largest industry, hospitality, and has generated more than $24 billion in regional economic impact by hosting more than 5,000 events.
During my 34 years in commercial real estate, I often speak to companies that completed lease transactions without broker representation.
San Diego’s zoning and slow growth policies have combined to restrict apartment construction for at least the next 30 years.
Though not the only criteria, commercial real estate owners, investors and tenants have a fundamental requirement of the broker advisors they choose: "show me how much you have made or how much you have saved me!" It is a simple and straight forward message that over my 30+ years in the commercial real estate field has proven itself to be true over and over again…whether expressed or simply implied.
As of January 1, 2015, California employers with more than 50 employees have to add "abusive conduct" to their required, biannual harassment training for supervisor.
Lease forms created by commercial landlords are typically absurdly one-sided. Nevertheless, tenants are often too quick to accept a landlord's "standard form" lease. This approach can lead to later regrets when costly issues arise.
There are many challenges that small businesses in America face, and the likelihood of the challenges decreasing in the coming years is not evident.
The downtown San Diego real estate market is thriving, with a variety of new mixed-use developments and a revitalized waterfront opening new avenues for retail and restaurant venues in the area.
The holiday season brings many desirable things to a retail center: a fresh holiday look, a sense of excitement and anticipation, and the most important thing — more traffic and customers.
Tucked against the iconic eucalyptus trees of Scripps Ranch is a land holding that will produce one of the most anticipated office developments in San Diego since the economy slowed in 2008.
There is a limit in what a tenant should expect from its broker when it comes to navigating the nuances of a complex commercial lease document.
The adage "time is money" couldn't be more pertinent to the construction industry. As business and production costs rise, adapting to new technology will no longer be a benefit, but a necessity. Construction software dramatically increases project communications, collaboration, and organization, in turn escalating efficiency, productivity and profitability.
The first three articles covered 1) the basic advantages of all income property, 2) the specific benefits that come from San Diego apartment's supply and demand and 3) force multiplier of San Diego's unique rental ownership topography.
This series explains why rental ownership safely and steadily builds wealth. Tax shelter, deferred taxes on profits, and San Diego’s unique apartment ownership topography, all make rental owners rich faster and safer. Read to learn how to get on San Diego’s conveyer belt to riches.
U.S. patent law imposes a duty of candor on all associated with the prosecution of applications before the U.S. Patent Office. A breach of this duty can give rise to inequitable conduct, if it is found any individual associated with prosecution of the application omitted material information with the intent to deceive the Patent Office. Inequitable conduct provides an equitable defense to a charge of infringement. Materiality of the omitted information much be such that “but-for” the omission, the patent would not have issued. See Therasense v. Becton, Dickinson & Co., 649 F.3d 1276 (Fed. Cir. 2011). Therasense raised the then-existing standard for finding inequitable conduct. While this is a high standard, inequitable conduct has been found in post-Therasense cases.
The earlier article mentioned the basic advantages that are common to all income properties: leverage, inflation protection, equity build up, cash flow, tax shelter, etc.
The suspicious death of Marine Col. James E. Sabow occurred in 1991 in the backyard of his home in the now-closed El Toro MCAS Orange County, Calif. In 2003, Congressman Duncan Hunter, chairman of the House Armed Services Committee, became aware of the controversy surrounding Sabow’s death. He wrote into the Defense Authorization Act of 2004 (Section 584) (www.meixatech.com/DefenseAuthAct-2004.pdf), compelling the Department of Defense (DOD) to reinvestigate Col. Sabow’s death.
Thousands of investors who bought and held San Diego County apartments became and remained millionaires. Apartments have proved to be safer than other investments. Fortunes were made and lost in businesses, stocks, precious metals, bonds, industrial and retail investments.
Financial details are pertinent whenever decisions need to be made out on the field. Without access to current accounting data, construction teams must contact accounting directly or rely on guesswork from potentially outdated information.
The first patent application or applications filed by a company can be the only opportunity to claim the most broad embodiments of a platform technology. To define the scope of what is invented, functional language often is employed in the claims, particularly where the invention is of pioneering nature, such that there is no prior art barring patentability. Such claiming strategy had been successfully employed for many years, but functional language no longer is accepted by patent offices in many jurisdictions. In the United States, such claims recently have been rejected or invalidated as not adequately described and/or not enabled. In other jurisdictions, claims are rejected as claiming by a result to be achieved.
Long before the drug, diagnostic or product is perfected, the patent application is filed. The application must be forward-thinking, describing not only limited embodiments of an invention, but also the scope of the invention. The application and subject matter it discloses will have a life of 20 or more years. The application will be critically reviewed many times during those years. It will be reviewed and assessed by patent offices in various jurisdictions, it will be reviewed during due diligence for fundraising and assessing the value of a company’s technology, and it will be reviewed by potential competitors, and potential licensees. A patent application, when filed, becomes an asset of the company. Hence, for companies seeking to raise funds and to develop a product or method, a coherent patenting strategy is essential. This includes well-drafted and comprehensive patent applications.
We are pleased to announce that our senior associate, George C. Miller, Esq., has been named a finalist for the San Diego Daily Transcript's "Young Attorneys" list.
Ted Bumgardner, president of Xpera Group, discusses the many different support services the company offers to the construction industry, including forensics, construction management, quality assurance and more.