Banking & Finance Quarterly - Financial Forum

In this report -- the second of the year -- The Daily Transcript has partnered with the Women's Business Center of California to bring you information on how to finance a business. Details of the WBCC and its Financial Forum are also included, as well as information typically found in our Banking & Finance Quarterly reports. The WBCC Financial Forum will be held Thursday, April 8, from 8:30 am-1 p.m. at the Spectrum Academic Center, 9388 Lightwave Ave., San Diego. A panel discussion, titled "What do banks want?" and featuring The Daily Transcript's editor in chief, Reo Carr, as moderator, will begin at 10 a.m.

  • Credit unions provide similar services, but with a difference

    Credit unions provide products and services similar to those offered by well-known banks. When you walk inside a credit union branch, you will see that it looks like any other bank. But, there is a difference -- the credit union difference.

  • Welcome to the WBCC's first Financial Forum

    We are pleased to be able to provide this exceptional resource for San Diego's small business community. The WBCC understands that small business drives the economy -- and capital drives small business.

  • The evolving role of commercial banks in U.S. credit markets

    Banking is often thought of as among the most traditional of industries. Because of this conventional wisdom, innovation in financial services is sometimes thought to originate in areas other than commercial banks. Long-term financial sector trends would appear to support this view. As new technologies and new practices have expanded the volume of U.S. credit market debt relative to GDP since 1980, the share of that debt held by commercial banks has clearly declined. However, a careful analysis of U.S. financial sector data shows that banks' share of the financial services market has not shrunk to the extent that is commonly asserted. Moreover, banks have assumed leading roles in providing some of the newer types of financial services products, such as credit card securitizations and mortgage banking services.

  • Microcredit -- a revolution for the poor that began with a basket-weaver

    DHAKA, Bangladesh (AP) -- The father of a banking revolution that has helped millions of poor people says his "eureka moment" came while chatting to a shy woman weaving bamboo stools with calloused fingers.

  • Market lull a chance to redistribute your mutual fund portfolio

    NEW YORK -- Although bond mutual funds rose along with stock funds over the past year, investors tended to overlook them in favor of equities with soaring returns.

  • Rummaging for write-offs

    Sometimes rummaging through the tax code is like poking through your attic. You never know what valuable little items you're going to find. Any deductions that involve your home or home office are particularly valuable this time of year. They range from the usual property tax and mortgage interest write-offs to computers and off-the-shelf software.

  • Discovery Bank - Your community bank

    Discovery Bank is a proud sponsor of the Financial Forum 2004 for women entrepreneurs being held April 8 by the Women's Business Center of California. In an effort to reach out to San Diego's women-owned businesses, Discovery Bank will be offering a no cost business checking account for one year and a consultation with one of our experienced bankers to discuss business strategy and financing needs of those in attendance.

  • Banks, credit unions realize exceptional benefits through outsourcing

    For many financial companies, particularly those that are expanding, growing or undertaking a new business venture, utilizing the expertise and resources of an outsourcing firm is a smart business decision. That's why several new and existing banks in San Diego County and growing credit unions are among the many financial institutions turning to Outsourced Management Services for highly qualified, temporary expertise.

  • North Island Credit Union receives highest customer service rating for a financial institution

    North Island Credit Union has been rated the best financial institution for customer service. In a survey conducted in conjunction with the American Society for Quality and the University of Michigan, and using the national benchmark, the American Customer Satisfaction Index (ACSI), the credit union's score of 84 is the highest score measured for a financial institution, surpassing the national average of 75.

  • Raising money-savvy kids

    Struggling for economic prosperity is difficult for everyone. It is especially hard for young people who have never learned how to plan to achieve financial security.

  • Legacy Bank provides higher standards of banking services

    In a little over one year since Legacy Bank opened for business in La Jolla, the locally owned and operated bank has proven to be a successful and viable alternative to "mega banks" for individuals and businesses seeking prompt and personalized service.

  • Small businesses get a lesson in government work

    Ask a defense procurement official where to find innovative technologies, and the answer is frequently: small businesses. Unfortunately, small companies often lack the contacts and know-how to make their ideas reality.

  • Women's Business Center of California 2004 Calendar of Events

    R.S.V.P.: (619) 563-7118

  • Women's Business Center of California makes dreams come true for San Diego entrepreneurs

    Since its opening in the fall of 2003, the Women's Business Center of California (WBCC) has offered resources, support, counseling and access to funding to a number of women-owned businesses. Entrepreneurs have come to the WBCC with ideas that vary from horse breeding to restaurants. Some have come with an idea and not much more, and others have been ready to take the next step and expand their businesses. All have in common the desire to build a successful and profitable business. Some success stories.

  • SBA assists women business owners in variety of ways

    When it comes to entrepreneurship, ours is an increasingly woman's world. Women-owned small businesses are growing at twice the rate of all other firms and provide millions of jobs. That's a remarkable accomplishment and vital to the U.S. economy. But while the share of women-owned small businesses with bank credit has risen, the amount lags their male counterparts substantially. This points to a need to assist women-owned small businesses with financing. The U.S. Small Business Administration (SBA) and its resource partners, including April 8 Financial Forum host Women's Business Center of California (WBCC), place high priority on providing such assistance and education to existing and prospective women business owners.

  • Superior planning makes the difference when borrowing money

    Starting or expanding a business often turns on the ability to borrow money from a financial institution. As every business person knows, borrowing money is a process fraught with difficulties and problems. However, businesses borrow money every day and survive the experience. The difference between success and failure when borrowing money is solid preparation. Here are the basics.

  • Panel discussion a highlight of WBCC forum

    The Women's Business Center of California will host a financial forum Thursday, April 8, from 8 a.m. to 1 p.m. At 10 a.m., the forum will break for a panel discussion, "What do banks want?," that will be moderated by Reo Carr, editor in chief of The Daily Transcript/San Diego Source. Other panel members will include Kim Folsom, founder of Progressive Funding Inc., and George Chandler, district manager Small Business Administration, San Diego.

  • Credit unions must keep up with technology, member preferences to remain competitive

    With the trend toward consolidation of large financial institutions and the blurring of the lines between brokerages, banks and insurance companies, credit unions face an even greater challenge of competing in the marketplace.

  • Women's Business Center forum offers entrepreneurs chance to meet bankers one-on-one

    Assessment, education and access to funding are the basic tenets of the new Women's Business Center of California (WBCC). Funded in the fall of 2003 by the U.S. Small Business Administration (SBA) with a $750,000 cooperative partnership grant, the WBCC opened its doors with a festive ribbon-cutting ceremony in October 2003. The WBCC is part of National University's School of Business and Information Management and has its offices in the National University facility in Mission Valley.

Archived Reports

Banking & Finance Quarterly - Summer 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Spring 2015

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Banking & Finance Quarterly - 2015

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Banking & Finance Quarterly - Fall 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Summer 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Spring 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Winter 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - October 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Summer 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - April 2013

This quarterly edition of Banking & Finance focuses on the latest in taxes and investments, as well as the financial impact of sequestration.