Join the Women's Business Center of California and The Daily Transcript at the Financial Forum, Thursday, Feb. 17, from 8:30 a.m. to 1 p.m. The event, which will be held at the Spectrum Academic Center, 9388 Lightwave Ave., will feature a panel discussion moderated by Reo Carr, editor in chief of The Daily Transcript/San Diego Source. Registration is $20; call for more information, (619) 563-7118.

  • Demand for SBA-backed loans sets a record pace

    American small businesses set a record pace of borrowing to start and expand their companies over the first three months of the current fiscal year, securing backing from the U.S. Small Business Administration on 23 percent more loans than in the same period a year ago.

  • SBA FY 2006 budget provides for record capital

    The U.S. Small Business Administration today announced a fiscal year 2006 budget request of $593 million that provides a record $22 billion in loan authority for the agency's flagship lending programs.

  • SBA and its products and services

    The Small Business Administration provides existing and prospective entrepreneurs with loans, management training and counseling, and government contract assistance. SBA San Diego District Office is at 550 West C St., Suite 550, in San Diego, and serves San Diego and Imperial counties. Hours are from 8 a.m. to 4:30 p.m., Monday through Friday. Visit for SBA contact information.

  • New rules for consumer credit profiles: Seven keys to improving your credit

    Happy 2005! This article is for those seeking to "Thrive in 2005." For several of our clients, one goal is to evaluate and repair their credit profiles.

  • Snapshot of SBA loan programs

    The SBA offers numerous loan programs to assist small businesses. It is important to note, however, that the SBA is primarily a guarantor of loans made by private and other institutions.

  • Financing basics

    While poor management is cited most frequently as the reason businesses fail, inadequate or ill-timed financing is a close second. Whether you're starting a business or expanding one, sufficient ready capital is essential. But it is not enough to simply have sufficient financing; knowledge and planning are required to manage it well. These qualities ensure that entrepreneurs avoid common mistakes like securing the wrong type of financing, miscalculating the amount required or underestimating the cost of borrowing money.

  • Applying for a loan

    When applying for a loan, you must prepare a written loan proposal. Make your best presentation in the initial loan proposal and application; you may not get a second opportunity.

  • Basic requirements: What will I need to be considered for SBA loan assistance?

    Even though the SBA-qualifying standards are more flexible than other types of loans, lenders will generally ask for certain information before deciding to use an SBA loan program. Generally, a business will need the following documentation to evaluate your loan request:

  • Women's Business Center of California's 2005 Calendar

    For information and reservations: (619) 563-7118

  • Panel discussion highlights financial forum

    You've decided to take the leap into the entrepreneurial world and turn your dream of owning your own business into reality. You've worked through many of the pros and cons, you've developed a business plan, now you need to find the capital. Many entrepreneurs finance their businesses with their own funds, family funds, credit cards advances or home equity. Often though, a bank loan is needed.

  • First year is eventful one for Women's Business Center of California

    Time flies! This is the second Financial Forum given by the Women's Business Center of California (WBCC) in less than a year. Funded in the fall of 2003 with a U.S. Small Business co-operative partnership grant, the WBCC hit the ground running under the management of Carolyn Morrow, one of its founders and the Center's first director.

  • Financing your startup business

    One of the first things entrepreneurs usually think of before starting their business is whether they can handle being in business for themselves. Can they motivate themselves enough to do what has to be done in order to succeed? Do they have what it takes to stand out above the competition? What if it doesn't work? The questions seem endless. Unfortunately, one of the first things entrepreneurs should be asking is frequently overlooked: Where will they get the money to fund their venture, and how will they get it?

  • Smart 2005 goals for families in business

    Traditionally, a new year generates a huge list of resolutions that sometimes don't become reality. To avoid this self-defeating exercise, families in business would do well to cooperatively select perhaps four major goals for 2005, one for each quarter of the New Year. These goals should be specific, measurable, attainable, realistic and time-bound, or "SMART" goals.

Archived Reports

Women's Business Center of California Financial Forum - 2006

The Women's Business Center of California's Financial Forum features guest speakers and discussion opportunities with banks and other financial firms regarding business loans and other financing options for small and women-owned businesses. The special section serves as the forum's program guide.