Each quarter, The Daily Transcript explores different issues affecting San Diego's businesses and monitors the constantly changing business environment. We'll also take a look at personal finance issues and options, stock market issues and various financial undertakings.
Nowadays it seems if one big bank is not merging with another big bank, they're consuming the smaller banks, leaving communities with super-sized institutions.
The California Council for Excellence (CCE) recently awarded North Island Credit Union the Governor's Award for Performance Excellence.
Too many businesses fail because they're undercapitalized. But this certainly doesn't happen because there's not much capital available.
You've probably seen reports on the news or in the paper about major "security breaches" in which a retailer, credit card processing firm or some other company revealed that confidential account information was "lost" or stolen. Chances are that you worried about your credit card numbers, Social Security number or other personal data being in the possession of identity thieves who might commit fraud in your name. Here's what to know and do:
Bank CDs -- short for "certificates of deposit" -- have been family favorites for generations to safely invest money for short or long periods. With the traditional FDIC-insured CD, you agree to keep the money in an account for a few weeks to several years. In return, the bank agrees to pay you a higher interest rate than you would receive from a checking or savings account. If you need to withdraw the money before the CD matures, you will pay a penalty.
In the autumn of his life as Federal Reserve chairman, Alan Greenspan is thinking about his legacy.
If you own a family business, investment or income property, you may have a flexible and ready source of funds to pay for a college education.
Financial commentator George Chamberlin will serve as the master of ceremonies for The Financial Expo "The Art of Financial Building," a free financial exposition to be held at the Town and Country Resort and Convention Center.
If you own a business and need capital, the key to getting enough of it might be right there on your shelves, or in your warehouse, or already on your books.
To all would-be home sellers who aim to time the top in real estate prices, best of luck.
President George W. Bush and his administration have been widely criticized for their inept response to Hurricane Katrina. Bush's sweeping promises to rebuild New Orleans and the surrounding Gulf Coast region have been equally devoid of serious leadership.
Approximately five years ago, there was an explosion in community banking in San Diego.
With the opening of two new branches in Mira Mesa and Oceanside, San Diego National Bank (SDNB) has continued its county-wide expansion to grow into the largest locally headquartered bank in our region.
Today, IRAs constitute the fastest-growing segment of the retirement plan market, with more than $3 trillion in assets.
WASHINGTON -- U.S. mortgage applications fell for the second consecutive week as higher borrowing costs made homes less affordable, a private report showed.
Disbelief, fear, grief, anger -- these feelings were common after the horrific events that shook our nation on Sept. 11, 2001. Just as humans experienced waves of emotions, the stock market experienced waves of volatility. However, it's important to remember that America has surmounted crises before.
Students in a graduate business planning class at San Diego State University have put together a plan to turn $25,000 in seed money donated by their professor into $1 million in order to assist small business owners affected by Hurricane Katrina.
NEW YORK -- Starved by years of scant returns at home, Japanese banks and institutional investors are pushing into the U.S. market for risky loans, piling into an asset class that has seen a flood of new investors.
WASHINGTON -- U.S. mortgage applications fell for the second consecutive week as higher borrowing costs made homes less affordable, a private report showed.
NEW YORK -- Starved by years of scant returns at home, Japanese banks and institutional investors are pushing into the U.S. market for risky loans, piling into an asset class that has seen a flood of new investors.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
This quarterly edition of Banking & Finance focuses on the latest in taxes and investments, as well as the financial impact of sequestration.
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