In this special section, we discuss the latest information on various types of insurance as they relate to business, and offer trends and outlooks on the industry -- from health care to workers' compensation to directors' liability.

  • Driver Alliant looks forward to expanding services throughout country

    When Robert F. Driver started in the insurance business in downtown San Diego in 1925, he didn't even have a desk to call his own. Fast-forward 80 years and the situation is radically different.

  • IPO claims: A crisis in the making

    The resurgence of IPOs in Southern California over the past three years has created a boon for the local economy, injecting billions of dollars into the region.

  • Benefits and costs of an aging work force

    If you are reading this article with reading glasses you are not alone. The baby boomers (born between 1946 and 1964) are out there in full force and they are not leaving the work force or the planet.

  • Governor signs AB 758 outlawing 'Type 1' indemnity for residential construction defect claims

    On Sept. 29, 2005, Governor Schwarzenegger signed AB 758, which essentially bars enforcement of "Type 1" indemnity provisions in construction contracts entered into after Jan. 1, 2006 for residential construction defect claims.

  • Consumer-directed health plans: Bane or breakthrough?

    Much has been speculated about consumer-directed health care, particularly since Section 223 of the Internal Revenue Code was signed into law on Dec. 8, 2003. In fact, President Bush, in his State of the Union address on Tuesday, announced his desire to give these health plans a boost by increasing the amount of money individuals can deposit into their health savings accounts, which are used to pay for out-of-pocket expenses, on a tax-free basis.

  • General liability coverage pitfalls

    The last 12 months has seen improved general liability insurance rates and capacity from a carrier standpoint for firms engaged in the construction industry.

  • Roth 401(k): The new retirement alternative

    We waited longer than expected for the IRS to issue final regulations regarding the Roth 401(k) feature. Beginning Jan. 1, 2006, employers that sponsor 401(k) retirement plans may offer a new plan design feature that will be known as after-tax Roth deferrals.

  • Wateridge Insurance finds way to grow through word-of-mouth

    Wateridge Insurance Services serves 10,000 customers in 15 states, but is still only about the sixth largest insurance company in San Diego. Working in such a crowded field, Wateridge has tried to distinguish itself through its association endorsements and word of mouth.

  • Three ways to manage your pharmacy benefits

    Today, health care costs are hitting employers in the pocketbook. Hospitalization, pharmacy and dental costs have risen in the last few years.

  • Auto Club outlines new laws taking effect

    New penalties for drunk drivers, street racers, and "pocket bike" riders -- along with improvements to California's teen driving requirements -- are among the laws taking effect as of Sunday, Jan. 1, according to the Automobile Club of Southern California.

Archived Reports

Insurance Trends - 2008

Read about some of the hot-button issues impacting the insurance industry in this special report.

Insurance Trends - 2007

In this special section we examine the state of the multibillion-dollar insurance industry, with topics including health care, workers' compensation, directors' liability, construction risk management and more.

Insurance Trends - September 2006

This special report, in collaboration with Barney & Barney LLC, discusses the latest information on various types of insurance as they relate to San Diego businesses, as well as offers a local view of the insurance industry.

Insurance Trends - 2005

In this special report, sponsored by Barney & Barney LLC, we discuss the latest information on various types of insurance, such as workers' compensation, homeowners insurance and employee health benefits, and offer a local view on the insurance industry.