The Women's Business Center of California's Financial Forum features guest speakers and discussion opportunities with banks and other financial firms regarding business loans and other financing options for small and women-owned businesses. The special section serves as the forum's program guide.
Thursday, March 30
* Saturday morning and evening classes now available for select seminars
The SBA offers numerous loan programs to assist small businesses. It is important to note, however, that the SBA is primarily a guarantor of loans made by private and other institutions.
Even though the SBA-qualifying standards are more flexible than other types of loans, lenders will generally ask for certain information before deciding to use an SBA loan program. Generally, a business will need the following documentation to evaluate your loan request:
When applying for a loan, you must prepare a written loan proposal. Make your best presentation in the initial loan proposal and application; you may not get a second opportunity.
While poor management is cited most frequently as the reason businesses fail, inadequate or ill-timed financing is a close second. Whether you're starting a business or expanding one, sufficient ready capital is essential. But it is not enough to simply have sufficient financing; knowledge and planning are required to manage it well. These qualities ensure that entrepreneurs avoid common mistakes like securing the wrong type of financing, miscalculating the amount required or underestimating the cost of borrowing money.
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Geomorph Information Systems (GeomorphIS)
California Bank & Trust
Welcome to the Women's Business Center of California's (WBCC) 3rd Annual Financial Forum! The WBCC Financial Forum is your chance to network with the San Diego financial community and ask all those questions you have about financing options, loans and funding opportunities, as well as how to manage your assets, make smart investment choices, and reduce your operating costs thus maximizing your profit potential.
Join the Women's Business Center of California and The Daily Transcript at the Financial Forum, Thursday, Feb. 17, from 8:30 a.m. to 1 p.m. The event, which will be held at the Spectrum Academic Center, 9388 Lightwave Ave., will feature a panel discussion moderated by Reo Carr, editor in chief of The Daily Transcript/San Diego Source. Registration is $20; call for more information, (619) 563-7118.