This special report, in collaboration with Barney & Barney LLC, discusses hot-button issues that affect the insurance industry, San Diego businesses and consumers today.
There is a new medical insurance program that can not only take care of your medical needs today, but may also provide retirement funds for your future. This insurance/investment "hybrid" is called a Health Savings Account, and it is available on both an individual and group basis.
Enrolling and participating in Wrap-Up/OCIP/CCIP-related insurance programs is a fact of doing business as a contractor in today's environment. While often thought of as a save-all from the perils of construction defect litigation and prohibitive premium costs, wrap-ups have proven to be complex and poorly managed throughout the construction industry.
When disaster strikes and corporate assets are damaged or destroyed, will your property insurance policy cover those assets as expected? Whenever a property loss is submitted to an insurance company for payment, important aspects of the policy will be analyzed to determine if and how the policy will respond. The key questions that must be answered include: What property was damaged and is that property covered? Where was the property located and is that location included on the policy? What caused the damage and is that cause included? What is the value of the loss and are the limits on the policy sufficient?
Early 2007 is poised to be a five-year high watermark for initial public offerings. Based on a large queue of SEC registrations, late 2006 IPO successes and the easing of market restrictions, there is no denying that the stage is set for a revival of the U.S. capital markets.
SACRAMENTO (AP) -- The last time California passed a major health reform law, Gray Davis was governor. And in just more than a year, both he and the law were gone.
Every week, Mike Mormile receives up to 50 calls from retirees and widows who can't pay a prescription-drug bill or who missed a mailing explaining medical benefits. One man said he was going to have to sell his house to keep buying his infirm wife's medicine.
NEW BRIGHTON, Minn. -- The first time Ama Tullah tried to get into Minnesota's health care program for the poor, she gave up. The second time, she made it through the 24-page application, then waited six months before learning she was approved.
A backlash against insurers is building in several coastal states where homeowner premiums have increased sharply despite several years of rising industry profits and an uneventful hurricane season in the East.
WASHINGTON -- MBIA Inc. (NYSE: MBI), a large insurer of municipal bonds, is paying $75 million to settle civil securities-fraud charges by federal and New York state authorities over what they said was a sham $170 million transaction in 1998, the company and regulators announced Monday.
NEW ORLEANS -- Thousands of Mississippi policyholders whose homes were destroyed or damaged by Hurricane Katrina must wait a bit longer before reaping their share of a proposed settlement with State Farm Fire & Casualty Co., a judge ruled.
Business owners have long battled with providing quality health insurance to employees while managing what can often be a financial burden. Employers understand that health insurance is a benefit that attracts and maintains quality long-term employees. However, the escalating costs in premiums are for many business owners the second-highest operating expense following payroll. There appears to be no foreseeable trend of health insurance premiums slowing as rates increase, far exceeding inflation. The discrepancy in both employer-sponsored health insurance and cost sharing with employees continues to grow as premiums rise.
Major reforms to California's workers' compensation system over the past four years have had a significant impact on compensation rates and medical and indemnity losses.
The wildfire that roared through Malibu Beach last week was a vivid reminder of how quickly a natural disaster can destroy property and change lives. The Cedar fire that burned more than 273,000 acres in San Diego
Taylor Wray, the new head of the San Diego office of Marsh, the world's biggest insurance broker, is a small town boy at heart.
Read about the latest trends and outlooks on the industry as they relate to your business.
In this special report, The Daily Transcript has partnered with Barney & Barney to take a closer look at the insurance industry. Topics include workers' compensation, employee health benefits and D&O liability.