This week-long feature takes an in-depth look at the banking, financial and investment markets affecting local businesses, as well as San Diego’s community banks, credit unions and commercial lending institutions.
Equastone CEO Chad Carpenter, 42, was chosen as one of the "20 Rising Stars of Real Estate" by Institutional Investor News. The annual list recognizes the top 20 real estate professionals from all over the world deemed most likely to set the trends in the real estate industry globally.
A popular joke tells that economists have forecast nine out of the last five recessions. It seems that economists are always warning the general public of one risk or another that's supposed to undermine the health of the economy. Over the past few years, the risk most commonly cited by the more pessimistic members of the profession has been the housing market.
As the market for risky home loans was beginning to implode in February, Bear Stearns Cos. (NYSE: BSC) analyst Gyan Sinha hosted a conference call for 900 investors, telling them they had little to worry about. Unfortunately, there was a lot to worry about.
Judging by the sharp selloff of real-estate investment trusts in recent weeks, it is clear that some investors feel the good times have come to an end for these stocks.
During the past 18 months, Wall Street loan originators generated unprecedented lending volume while taking a large portion of the market share from conventional lenders. However, with interest rates fluctuating as much as 75 basis points since January and tighter underwriting trends emerging in the commercial mortgage backed securities market, Wall Street conduit lenders have recently scaled back lending activity as the market evolves. Additionally, traditional lenders such as life insurance companies and agencies such as Freddie Mac are becoming more active.
SALEM, Ore. -- Aside from being Oregon's capital city, Salem doesn't have much to boast about. Most downtown restaurants close by 7 p.m. and Lefty's -- the only cool bar in town, according to local college students -- is known for its karaoke fundraisers.
While most people want to own a home, young singles and couples often find it impossible to scratch together enough cash to make the purchase. More established folks, too, sometimes discover that the down payment for their dream house is just too big a nut to crack.
Strong cross-border acquisitions helped boost global investment in real estate to a record high in the first six months of this year, although investment growth in the second half is expected to slow.
It's a fact that women, on average, live longer than men, and living longer means the cost of retirement will be greater. However, living longer does not have to mean living poorer or even running out of money: a reverse mortgage may be structured to provide an income for life.
The number of homes in San Diego County that changed hands as a result of delinquent mortgages jumped in June by the greatest margin since January, according to county records released this week.
"We don't just hang them on the wall," said Vince Siciliano, president and CEO of 1st Pacific Bank, describing the five-pillar values system on which the seven-year-old bank bases its business practice. "We expect people to hold them up as a way to measure how we're doing."
As the market for risky home loans was beginning to implode in February, Bear Stearns Cos. (NYSE: BSC) analyst Gyan Sinha hosted a conference call for 900 investors, telling them they had little to worry about. Unfortunately, there was a lot to worry about.
Judging by the sharp selloff of real-estate investment trusts in recent weeks, it is clear that some investors feel the good times have come to an end for these stocks.
SALEM, Ore. -- Aside from being Oregon's capital city, Salem doesn't have much to boast about. Most downtown restaurants close by 7 p.m. and Lefty's -- the only cool bar in town, according to local college students -- is known for its karaoke fundraisers.
Strong cross-border acquisitions helped boost global investment in real estate to a record high in the first six months of this year, although investment growth in the second half is expected to slow.
This week-long feature takes an in-depth look at the banking, financial and investment markets affecting local businesses, as well as San Diego’s community banks, credit unions and commercial lending institutions.
This week-long feature takes an in-depth look at the banking, financial and investment markets affecting local businesses, as well as San Diego’s community banks, credit unions and commercial lending institutions.
This week-long feature takes an in-depth look at the banking, financial and investment markets affecting local businesses, as well as San Diego’s community banks, credit unions and commercial lending institutions.
All week, The Daily Transcript will take a special look at banks, credit unions, lenders, financial advisors and investors.
All week, The Daily Transcript will take a special look at banks, credit unions, lenders, financial advisors and investors.
All week, The Daily Transcript will take a special look at banks, credit unions, lenders, financial advisors and investors.
All week, The Daily Transcript will take a special look at banks, credit unions, lenders, financial advisors and investors.
All week long, The Daily Transcript will take a look at San Diego's community banks, credit unions and commercial lending institutions. We'll explore such finance topics as how to value your business and how to finance small businesses. Information on initial public offerings, available capital, and real estate and personal investing will also be featured.
Throughout the week of Oct. 11, The Daily Transcript has been discussing how San Diego businesses are affected by banking, finance and investment markets. Today, Oct. 15, we culminate our week-long Banking, Finance & Investing feature with the Banking & Finance Quarterly Report.
Throughout the week of Oct. 11, The Daily Transcript will discuss how San Diego businesses are affected by banking, finance and investment markets. Today, Oct. 14, we will focus on investing.
 |
 |
 |
 |
 |