Read about the latest trends and outlooks on the industry as they relate to your business.

  • Employee benefit minefields: Ensuring against false expectations

    Around this time of year, many companies start to take a hard look at their budgets, policies and practices. This is especially true this year, a time many perceive as a "soft" economy. With payroll and employee benefits as one of the largest expense items a company incurs, it is often these areas that employers will look at in order to meet austerity goals.

  • Disaster preparedness necessary, but sometimes overlooked, in construction industry

    For three weeks last fall wildfires ravaged Southern California. After only two days, nearly 350,000 homes were under mandatory evacuation. In all, some half-million acres were destroyed, along with 1,600 homes and a handful of commercial buildings. Either directly or through friends and family, nearly everyone in the region was affected.

  • California commissioner accuses insurer of widespread violations

    SAN FRANCISCO -- UnitedHealth Group Inc. (NYSE: UNH) could face up to $1.3 billion in fines because its PacifiCare unit allegedly handled claims unfairly after it was taken over by the nation's second-largest health insurer.

  • Key committee rejects Schwarzenegger's health reform effort

    SACRAMENTO -- Gov. Arnold Schwarzenegger's ambitious effort to reform the state's health care system ran aground Monday, after the Senate Health Committee rejected the bill he negotiated with Democratic leaders.

  • Housing slump starts California wildfire victims on fast recovery

    SAN DIEGO -- The housing slump is spreading gloom through the economy, but it's turned out to be a silver lining for thousands of Southern Californians who lost homes in last October's wildfires.

  • Long-term care insurance through executive carve-outs provides tax benefits

    Picture this. You are sitting around the conference table with other top-level decision makers in your company or practice, wrestling with the following issues:

  • $1.8 million judgment revives fears of mold litigation

    As pollution legal liability insurance has become readily available in the marketplace and rates for property and casualty coverages have fallen dramatically, more and more insureds have looked to their brokers to secure coverage on their behalf. While the driving force behind the purchase of pollution coverage is often lender or contractual requirement, the recent Cameron v Merisel Properties, Inc. case highlights the reality of pollution risk.

  • Supreme Court decision limits ability of shareholders to bring lawsuits against business partners

    A recent U.S. Supreme Court decision reaffirmed limits on the ability of shareholders of a company accused of securities fraud to bring lawsuits against its business partners. A different outcome would have added substantial additional costs to securities litigation and D&O insurance, and would have complicated the relationships between public companies and their business partners.

  • The insurance audit: Who's watching the store?

    Protecting the family-owned business for the next generation is something that keeps many business owners up at night. How does one protect a firm's critical assets and income stream that have been built up through years of hard work?

  • California commissioner accuses insurer of widespread violations

    SAN FRANCISCO -- UnitedHealth Group Inc. (NYSE: UNH) could face up to $1.3 billion in fines because its PacifiCare unit allegedly handled claims unfairly after it was taken over by the nation's second-largest health insurer.

  • Barney & Barney to merge with Bay Area firm

    Barney & Barney LLC, San Diego’s oldest and largest privately held brokerage, announced Friday that it will combine with Saylor & Hill Co., an Oakland, Calif.-based insurance brokerage.

Insurance Outlook

Profiles

  • Niche insurance agency focuses on special events, nonprofits

    Insurance is more than a business to Curtis Moring Jr. -- it's a way he gives back to the community. As president of Curtis Moring Insurance Inc., he focuses on nonprofit organizations and the environment -- as well as operating the brokerage that sells more than $12 million in coverage annually.

General Videos

Comic-Con 2010: 'Kingdom of Loathing'

July 22, 2010 -- Erin Stack, "office guru" for Asymmetric Publications, talks about "Kingdom of Loathing" and the conference's potential change of venue.

National News

Archived Reports

Insurance Outlook - Feb. 2007

This special report, in collaboration with Barney & Barney LLC, discusses hot-button issues that affect the insurance industry, San Diego businesses and consumers today.

Insurance Outlook - 2005

In this special report, The Daily Transcript has partnered with Barney & Barney to take a closer look at the insurance industry. Topics include workers' compensation, employee health benefits and D&O liability.