This quarterly report looks at the state of the economy, local banking issues and financial markets.

  • Online banking advancements help small, mid-sized businesses

    Technology innovation and the maturation of the Internet as a business tool have changed the banking landscape for small- and medium-sized businesses. From new Web-based services to enhanced online security, organizations across the country are engaging in a variety of electronic banking functions. Greater operational efficiency, costs savings and transactional security are just a few of the sizeable benefits the online banking arena affords today.

  • Focus issues at 2008 shareholder meetings

    Given the current economic downturn and changes in the reporting and regulatory landscape, this spring's annual shareholder meeting season is shaping up to be extremely challenging for management. During these uncertain times, emboldened investors will be demanding increased disclosure of risk management practices, board composition, executive compensation and other accounting-related issues. More than ever before, the focus will be on effective reporting and communication.

  • Why hire a financial adviser: The '80-20' rule

    What do successful athletes, business executives and performing artists have in common?

  • Class of '08 faces a scramble for jobs

    As the credit crunch roils financial markets and the U.S. economy sputters, new college graduates are plunging into the rockiest job market in recent years.

  • Online sales expected to grow 17 percent in 2008, as slow economy hurts brick-based rivals

    NEW YORK -- Online spending is expected to rise a robust 17 percent this year, despite a sluggish economy that has bruised many brick-based retailers, according to an annual survey released Tuesday.

  • Avoiding bankruptcy in an uncertain economy

    According to the New York Times, the rate of bankruptcy filings in February rose 18 percent from January and is up 28 percent from last year. There was an average of 3,960 bankruptcy filings nationwide each day in the month of February alone, according to bankruptcy data and management company Automated Access to Court Electronic Records.

  • Boards of two area credit unions agree to unite

    The boards of directors of First Future Credit Union and California Coast Credit Union have approved a consolidation of the two financial institutions, pending approval by state and federal regulators and members of First Future Credit Union.

  • By failing to plan for your business, are you planning to fail it?

    As an owner or executive of a successful small business, you are constantly engaged in the day-to-day tasks necessary to drive revenue. But as your business grows, so do your responsibilities and the demands to keep up with maintaining a larger company. The truth is, you may be so busy working in your business that you might be failing to work on it.

  • Study dispels misconceptions of Latino community

    While business strategies commonly mischaracterize U.S Latinos, a report conducted by the Tomás Rivera Policy Institute and sponsored by Merrill Lynch titled, "Increasing Wealth in the Latino Community," released findings that the Latino community is not only on its way to becoming the nation's largest population -- it also has the potential to be one of its most affluent. With a combined spending power into the trillion-dollar range, Latinos could have the power to influence the entire U.S economy in the coming years.

  • Savers feel pinch of tight credit as banks slash rates on deposit accounts

    Now it's savers who are feeling the credit crunch.

Banking & Finance Quarterly

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Banking & Finance Quarterly - Summer 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Spring 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Fall 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Summer 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Spring 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Winter 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - October 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Summer 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - April 2013

This quarterly edition of Banking & Finance focuses on the latest in taxes and investments, as well as the financial impact of sequestration.