This special section takes a look at investment opportunities, bank lending practices, economic forecasts and more.

  • Credit crisis may limit options for student loans

    College students and parents are scrambling to line up student loans for the fall amid fears the credit crisis might put the squeeze on such lending. How bad could it be? That depends on what kind of loan you are looking for.

  • 'I'm being deposed.' Why take the Fifth? Why not?

    Why should a civil practitioner care about criminal law or procedure? One answer: When your client's deposition is underway, he or she pauses before answering, and then surprises you with a request for advice -- about something private, embarrassing, buried, ugly. Better answer: When you are prepared for the possibility that a private, embarrassing item might become part of an answer and that it deserves protection.

  • Riding the retirement wave

    Since he retired from the light-freight business eight years ago, Billy Miles and his wife have been living off the income generated by his eight mutual funds.

  • Pinched consumers scramble for cash

    After a long binge of borrowing, U.S. consumers face a credit crunch and a sagging economy. To sustain their living standards, many Americans are doing what comes naturally: scrambling to raise more cash.

  • Agency lending for multifamily assets continues to shine in dark credit market

    In a time when most commercial real estate owners and developers are struggling to find capital, agency lending via Freddie Mac and Fannie Mae continues to provide both aggressive capital structures and pricing to successfully complete multifamily transactions. Over the past 12 months, CBRE Capital Markets has placed more than $2 billion in debt financing with Freddie Mac alone. For CBRE Capital Markets, Freddie Mac business plus a new Fannie Mae Delegated Underwriting and Servicing (DUS) license and alternative construction/bridge sources are filling the void left by the absence of Wall Street lenders.

  • Now enticing: convertible securities

    The scramble by big banks and brokerage firms to raise cash is creating a boom in convertible securities, and a potential opportunity for investors.

  • Energy costs take toll on profits

    The headwinds for corporate profits are gathering force.

  • In a rebound, small-cap is beautiful

    Like springtime crocuses, small-cap stocks flourish once the harsh cold of a bear market is over. If the market indeed is on a warming trend that'll last, they're worth a look.

  • Regaining confidence key to capital markets rebound

    The debt markets for commercial real estate have been contracting since July and remain relatively frozen for non-recourse, long-term mortgages -- a marked change from the credit ease enjoyed for the better part of a decade. Yet while experts attribute this credit crunch to the residential "subprime" fiasco, commercial real estate is still in good shape with mortgage delinquencies at historical lows.

  • San Diego's capital markets sluggish; investors in holding pattern

    The credit crunch is still a problem no matter what, but some asset classes are expected to fare better than others.

Capital Markets

Roundtables

  • Bankers debate age-old question: Does size matter?

    There was no doubt in the minds of the regional bank leaders attending The Daily Transcript's recent roundtable discussion that 2008 would be a rough patch in the economic world. The debate turned toward who would weather the storm better -- the big bank or the little bank.

Profiles

  • Senior VP aligns community, talent for Wachovia's commercial group

    Wachovia Bank has been expanding its financial footprint across the country and has set its sights on dominating California. According to Don Starkey, the senior vice president of the new commercial group in the San Diego market, Wachovia -- the fourth largest bank in the country -- should have no trouble succeeding.

National News

  • Credit crisis may limit options for student loans

    College students and parents are scrambling to line up student loans for the fall amid fears the credit crisis might put the squeeze on such lending. How bad could it be? That depends on what kind of loan you are looking for.

  • Riding the retirement wave

    Since he retired from the light-freight business eight years ago, Billy Miles and his wife have been living off the income generated by his eight mutual funds.

  • Pinched consumers scramble for cash

    After a long binge of borrowing, U.S. consumers face a credit crunch and a sagging economy. To sustain their living standards, many Americans are doing what comes naturally: scrambling to raise more cash.

  • Now enticing: convertible securities

    The scramble by big banks and brokerage firms to raise cash is creating a boom in convertible securities, and a potential opportunity for investors.

  • Energy costs take toll on profits

    The headwinds for corporate profits are gathering force.