Take a closer look at the state of the economy, local banking issues and financial markets in this quarterly report.

  • Valuation: The sum of the parts often do not total the whole

    The business valuation industry is overlapped by those in academia, economists, accountants and financial analysts. Four principle entities have national governing bodies to instruct, convey designations and require adherence to organizational and national valuation standards: the Institute of Business Appraisers (IBA); the American Society of Appraisers (ASA) - Business Valuation Section; the National Association of Certified Valuation Analysts (NACVA) and the American Institute of Certified Public Accountants - Accredited Business Valuator Section. Combined, there are between 15,000 and 20,000 active and designated analysts in the United States.

  • White House pushes 'covered' mortgages

    The Bush administration hopes a bond-market invention popular in Europe -- securities called covered bonds -- could be a solution to the mortgage market's problems. But the structure may not be an easy sell.

  • Washington Mutual reports 2Q loss of $3.3 billion

    NEW YORK -- Washington Mutual Inc. (NYSE: WM)said Tuesday it lost a staggering $3 billion during the second quarter as the nation's largest savings and loan increased its loss reserves to more than $8 billion to cover souring loans in its mortgage portfolio.

  • Builders sue banks that pull financing

    The love affair between banks and builders during the housing boom has deteriorated into a series of divorces now spilling into the courts.

  • U.S. consumers trade down as economic angst grows

    Spurred by economic worries, American shoppers have quickly decided that cheaper is better. They are trading down to store brands from fancy labels, to small cars from SUVs, and to deep-discounters from full-service stores.

  • Borrowers look to community banks for construction, home loans in changing market

    If you already own the lot, getting a loan to build your dream home should be easy, right? In fact, obtaining construction loans is more difficult than getting a regular home loan, and many of the regular construction lenders are now out of the game entirely.

  • Hedge-fund stars still hit home runs

    Some hedge-fund stars of 2007 are having an encore year. In the process, they are defying skeptics who questioned whether they could keep their runs going.

  • Investors question financial sector rebound

    CHARLOTTE, N.C. -- Surprisingly large second-quarter losses at Wachovia Corp. (NYSE: WB) and Washington Mutual Inc. (NYSE: WM) have quickly revived concerns that the financial sector still has a long way to go before it recovers from the year-old credit crisis.

  • Credit crunch crimps commercial development

    With a vision of transforming downtown Seattle, the Clise family spent more than a century buying up key pieces of land. But the credit chaos has forced Al Clise to postpone his plans for a grand, 13-acre commercial and residential development.

  • 'Crafty' banking solutions sustain small businesses

    Paula Mello, CEO of Crafty Productions Inc., needed to find a way to fund her growing business, which designs and manufactures craft, jewelry and gift products for national retailers from Michaels to Wal-Mart. The company's celebrated design talent helped Mello to distinguish her business from other budding craft houses and land a banking partner that was poised to take the company to the next level.

  • Dispelling the top six myths about SBA 504 loans

    Business owners wishing to purchase real estate for their company's operations have an invaluable resource in the SBA 504 loan program. Despite the program's relative longevity, many people remain confused about the details. Dispelling some common myths about SBA 504 loans can break down perceived barriers between considering a loan and actually applying for one.

  • The case for selling assets during receivership

    The protective role of a receiver -- an independent third party appointment by the courts -- is not new to the realm of nonperforming loans, but was not often used until the late 1970s, when foreclosures of income properties hit peak levels. The demand for dealing with the subsequent turnarounds and sale of such properties demanded that lenders take early action to protect their interests when a default occurred.

Banking & Finance Quarterly

Profiles

National News

  • White House pushes 'covered' mortgages

    The Bush administration hopes a bond-market invention popular in Europe -- securities called covered bonds -- could be a solution to the mortgage market's problems. But the structure may not be an easy sell.

  • Washington Mutual reports 2Q loss of $3.3 billion

    NEW YORK -- Washington Mutual Inc. (NYSE: WM)said Tuesday it lost a staggering $3 billion during the second quarter as the nation's largest savings and loan increased its loss reserves to more than $8 billion to cover souring loans in its mortgage portfolio.

  • Builders sue banks that pull financing

    The love affair between banks and builders during the housing boom has deteriorated into a series of divorces now spilling into the courts.

  • U.S. consumers trade down as economic angst grows

    Spurred by economic worries, American shoppers have quickly decided that cheaper is better. They are trading down to store brands from fancy labels, to small cars from SUVs, and to deep-discounters from full-service stores.

  • Hedge-fund stars still hit home runs

    Some hedge-fund stars of 2007 are having an encore year. In the process, they are defying skeptics who questioned whether they could keep their runs going.

Archived Reports

Banking & Finance Quarterly - Summer 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Spring 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - 2015

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Fall 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Summer 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Spring 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Winter 2014

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - October 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - Summer 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - April 2013

This quarterly edition of Banking & Finance focuses on the latest in taxes and investments, as well as the financial impact of sequestration.