See what local bankers, analysts, real estate experts and investment advisors have to say about the state of the financial markets.

  • Panelists forecast continuing unavailability of venture capital

    Investment experts had grim words for the local venture capital community recently, but they did acknowledge that the equity and debt market situation is slowly improving.

  • Credit unions largely avoid negative spotlight

    As their bigger bank brethren fend off public anger, credit unions have managed to shirk the spotlight.

  • Financial manager sees bailouts working, though slowly

    Brent Wilsey, president of Wilsey Asset Management, believes the Wall Street bailouts were necessary -- and that they're working to ease the credit crisis and other ancillary problems.

  • In declining market, residential developments benefit from receivership's protective role

    Last year marked an extraordinary rise in defaults in unfinished housing developments and condominium construction or conversions.

  • Rating system reflects banking industry struggles

    As in most sectors, 2008 did not smile kindly on the banking industry. This year may not see much improvement, some experts say.

  • Financial contrarian sees signs of life in listless economy

    Investment veteran Robert Fox admits his optimism has taken a battering of late.

  • Financial planner anticipates foreclosures in commercial sector

    When Alan Aiello, president of Evergreen Wealth Management, was a young worker on Wall Street, he asked a seasoned stockbroker for tips on what the markets were going to do.

  • Investment Quality Trends editor: Stock market undervalued

    Kelley Wright, for one, sees a light at the end of the tunnel.

  • SDSU finance professor bets on technology, health care

    Dan Seiver, a professor of finance at San Diego State University, doesn't advise investing locally, but the companies he thinks are strong do tend to have a presence in San Diego County.

  • How to use your return productively during unstable economy

    There is no doubt that 2008 was a year very different from any other when it comes to finances. Because of the rocky state of our economy and skyrocketing unemployment numbers (to name just a couple things that happened in 2008), filing your tax return could be more complicated than in years past.

  • Fed 'extremely uncomfortable' about bailouts

    While acknowledging that the Federal Reserve was "extremely uncomfortable" about last year's bailouts of big financial companies, Fed Chairman Ben Bernanke said Friday the central bank's strategy to ease the financial crisis is working.

  • Well-rated La Jolla Bank still feels sting of slow construction industry

    La Jolla Bank is the fourth largest bank in San Diego County with its more than $3.6 billion in assets, but that has not kept it from feeling the pain of the construction industry slowing in recent months.

  • Fast growth company draws attention of local lender

    With a hockey stick growth trajectory, up-and-coming San Diego business TV Ears Inc. lacked the historical information that most banks require to issue a new loan. The company, which manufacturers wireless listening devices designed to help people hear the TV clearly without turning up the volume, doubled its sales revenues to $14 million over a two-year period.

  • The benefits of relationship banking

    There is no doubt these are challenging economic times and, as a result, many business owners are examining the relationship they have with their financial institutions. A financial institution can play an important role in supporting the day-to-day business operations of the businesses that they bank. One of the many ways a business bank demonstrates its commitment to customer relationships is by understanding customer needs, even during times of uncertainty.

  • What business owners should know about borrowing money in today's economic environment

    With the current downturn in the economy and the financial crisis occurring in the United States, small business owners should recognize that credit is tight and it will be harder and more expensive to obtain credit for the foreseeable future. Due to a rippling-effect from home mortgage defaults, loans for small businesses and startups have been harder to come by in recent months.

  • Slowing economy prompts many to enroll in financial education courses

    Uncertain whether your investments will help you achieve your financial goals? What are the best ways to save for your children's college tuition and your long-term needs? Are there better ways to manage your debt? Even those who are years away from retirement are beginning to wonder whether they will be able to live the post-career life they envisioned. These pressing questions and the slowing economy have prompted many people to carefully review their financial situation and learn more about getting their financial life in order. The good news is there are ways to keep your financial goals on track.

  • Raising capital for life science companies amid economic turmoil

    Life science companies have typically relied on underwritten public offerings, PIPEs and licensing agreements to raise capital, but given the current economic conditions, more traditional financings are unavailable to many companies. As a result, alternative financing vehicles are beginning to gain traction both in Southern California and across the country. Following are explanations and examples of alternative financing solutions -- both the opportunities they present and their limitations -- that companies in need of financing may want to consider.

  • Investment Quality Trends manager: Stock market undervalued

    Kelley Wright, for one, sees a light at the end of the tunnel.

Banking & Finance Quarterly

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  • Fed 'extremely uncomfortable' about bailouts

    While acknowledging that the Federal Reserve was "extremely uncomfortable" about last year's bailouts of big financial companies, Fed Chairman Ben Bernanke said Friday the central bank's strategy to ease the financial crisis is working.

Containing Report

Banking & Finance

Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.

Companion Reports

Banking & Finance Quarterly - January 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - November 2012

Local experts answer tough questions on the economy and investing in our quarterly Banking & Finance report.

Banking & Finance Quarterly - August 2012

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - May 2012

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - February 2012

Get an in-depth look at the state of our local economy, stock market conditions and community banking issues in this quarterly report.

Banking & Finance Quarterly - October 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - July 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - April 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - January 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - October 2010

Local experts answer tough questions on the economy and the future of commercial real estate in our quarterly Banking & Finance report.

Archived Reports

Banking & Finance

Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.