See what local bankers, analysts, real estate experts and investment advisors have to say about the state of the financial markets.
Investment experts had grim words for the local venture capital community recently, but they did acknowledge that the equity and debt market situation is slowly improving.
As their bigger bank brethren fend off public anger, credit unions have managed to shirk the spotlight.
Brent Wilsey, president of Wilsey Asset Management, believes the Wall Street bailouts were necessary -- and that they're working to ease the credit crisis and other ancillary problems.
Last year marked an extraordinary rise in defaults in unfinished housing developments and condominium construction or conversions.
As in most sectors, 2008 did not smile kindly on the banking industry. This year may not see much improvement, some experts say.
Investment veteran Robert Fox admits his optimism has taken a battering of late.
When Alan Aiello, president of Evergreen Wealth Management, was a young worker on Wall Street, he asked a seasoned stockbroker for tips on what the markets were going to do.
Kelley Wright, for one, sees a light at the end of the tunnel.
Dan Seiver, a professor of finance at San Diego State University, doesn't advise investing locally, but the companies he thinks are strong do tend to have a presence in San Diego County.
There is no doubt that 2008 was a year very different from any other when it comes to finances. Because of the rocky state of our economy and skyrocketing unemployment numbers (to name just a couple things that happened in 2008), filing your tax return could be more complicated than in years past.
While acknowledging that the Federal Reserve was "extremely uncomfortable" about last year's bailouts of big financial companies, Fed Chairman Ben Bernanke said Friday the central bank's strategy to ease the financial crisis is working.
La Jolla Bank is the fourth largest bank in San Diego County with its more than $3.6 billion in assets, but that has not kept it from feeling the pain of the construction industry slowing in recent months.
With a hockey stick growth trajectory, up-and-coming San Diego business TV Ears Inc. lacked the historical information that most banks require to issue a new loan. The company, which manufacturers wireless listening devices designed to help people hear the TV clearly without turning up the volume, doubled its sales revenues to $14 million over a two-year period.
There is no doubt these are challenging economic times and, as a result, many business owners are examining the relationship they have with their financial institutions. A financial institution can play an important role in supporting the day-to-day business operations of the businesses that they bank. One of the many ways a business bank demonstrates its commitment to customer relationships is by understanding customer needs, even during times of uncertainty.
With the current downturn in the economy and the financial crisis occurring in the United States, small business owners should recognize that credit is tight and it will be harder and more expensive to obtain credit for the foreseeable future. Due to a rippling-effect from home mortgage defaults, loans for small businesses and startups have been harder to come by in recent months.
Uncertain whether your investments will help you achieve your financial goals? What are the best ways to save for your children's college tuition and your long-term needs? Are there better ways to manage your debt? Even those who are years away from retirement are beginning to wonder whether they will be able to live the post-career life they envisioned. These pressing questions and the slowing economy have prompted many people to carefully review their financial situation and learn more about getting their financial life in order. The good news is there are ways to keep your financial goals on track.
Life science companies have typically relied on underwritten public offerings, PIPEs and licensing agreements to raise capital, but given the current economic conditions, more traditional financings are unavailable to many companies. As a result, alternative financing vehicles are beginning to gain traction both in Southern California and across the country. Following are explanations and examples of alternative financing solutions -- both the opportunities they present and their limitations -- that companies in need of financing may want to consider.
Kelley Wright, for one, sees a light at the end of the tunnel.
The status of the homebuilding and home buying market was the topic of a recent roundtable at The Daily Transcript offices.
The prospect of navigating a changing industry through an economic downturn keeps bankers cautious, but many agree that their institutions -- particularly if free from toxic assets -- can survive, thrive and offer value to customers.
Alan Lane has another project on his hands: building up a local business bank during a downturn.
While acknowledging that the Federal Reserve was "extremely uncomfortable" about last year's bailouts of big financial companies, Fed Chairman Ben Bernanke said Friday the central bank's strategy to ease the financial crisis is working.
Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Local experts answer tough questions on the economy and investing in our quarterly Banking & Finance report.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Get an in-depth look at the state of our local economy, stock market conditions and community banking issues in this quarterly report.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Local experts answer tough questions on the economy and the future of commercial real estate in our quarterly Banking & Finance report.
Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.
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