Local experts answer tough questions on the economy and the future of commercial real estate in our quarterly Banking & Finance report.

  • New legislation makes SBA-504 loans more attractive for small businesses

    Small business owners can take better advantage of historic low interest rates and reduced property values thanks to the Small Business Jobs Act signed into law Sept. 27 by President Obama.

  • Expert Insights: Inflation and Deflation

    Lynn Reaser is chief economist of Fermanian Business and Economic Institute at Point Loma Nazarene University. She previously served as vice president of the National Association of Business economists and chief economist for the Investment Strategies Group for Bank of America.

  • Expert Insights: Inflation and Deflation

    Christopher Thornberg is an economic forecaster and founding principal of Beacon Economics. He was one of the earliest predictors of the housing market crash and the economic recession that has followed. In 2008, California State Controller John Chiang appointed Thornburg chief economist and chair of the Controller’s Council of Economic Advisors. Thornburg also currently serves on the advisory board of Paulson & Co. Inc. and previously served as an economist with UCLA’s Anderson Forecast.

  • Expert Insights: Commercial Real Estate

    Mark Read is senior managing director for CB Richard Ellis San Diego region. Read oversees 200 employees in four San Diego County offices. He previously served as managing director of the San Diego North division of CB Richard Ellis, and prior to that as managing director of the Jacksonville division. He also served as sales manager of the Rancho Bernardo division.

  • Expert Insights: Commercial Real Estate

    Steve Rosetta is executive managing director of the San Diego County operations of Cushman & Wakefield. Rosetta has been with the company since 1996 and serves on the management committee. He is also a member of numerous professional organizations, including CoreNet, the National Association of Industrial Office Parks, Society of Industrial and Office Realtors, Urban Land Institute and the Economic Development Corp.’s Next Generation Board. He also serves on the executive committee of the nonprofit HeadNorth Foundation, which he co-founded following an accident that led to the paralysis of his colleague and friend Eric Northbrook.

  • Complex credit card offers hard to compare

    NEW YORK -- It's becoming a little bit easier for credit card holders to understand the interest rates and penalty charges they face. That's because regulations that took effect earlier this year are having an impact. But a study released Monday said credit card offers are still far more complicated than a decade ago, which makes it harder for consumers to comparison shop.

  • Fed throws its weight into foreclosure probe

    WASHINGTON -- Raising pressure on banks, the Federal Reserve is wading into the investigation of whether mortgage lenders cut corners and used flawed documents to foreclose on homes.

  • Making sense of Google's seemingly kooky concepts

    SAN FRANCISCO -- In its self-proclaimed drive to make the world a better place, Google has immersed itself in far more than Internet search and online ads. But driverless cars and a wind energy farm in the Atlantic Ocean?

  • Shoppers may have the upper hand this Christmas

    NEW YORK -- The Christmas shopping season doesn't kick off for another three weeks, but America's retailers already are signaling they are prepared to discount aggressively if needed to entice shoppers still skittish about spending.

  • Fund investors scared, despite 3Q stock surge

    BOSTON -- What's it going to take to restore confidence? Investors in stock mutual funds have enjoyed gains in five of the past six quarters. Their funds finished up an average 12.5 percent over the past three months, bolstered by the best September in the market since 1939.

  • FOMC meeting minutes suggest Fed may soon target inflation levels

    Stocks rose for several days after the Oct. 12 release of minutes from the Federal Opening Market Committee’s September meeting, which indicates the government may soon take further action to stimulate the economy.

  • Economists, consumers, businesses still waiting for recovery as 2010 nears close

    A quick trip back in history to this time in 2009 would find just about every economist and analyst anxiously awaiting the start of the New Year. For indeed, 2010 would be the year that the economy and financial markets finally emerge from the depths of a nasty recession.

  • Weakening dollar, Asian market recovery driving commodity prices higher

    Commodity prices rose 1.1 percent during the past year, according to the Consumer Price Index for September.

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National News

  • Complex credit card offers hard to compare

    NEW YORK -- It's becoming a little bit easier for credit card holders to understand the interest rates and penalty charges they face. That's because regulations that took effect earlier this year are having an impact. But a study released Monday said credit card offers are still far more complicated than a decade ago, which makes it harder for consumers to comparison shop.

  • Fed throws its weight into foreclosure probe

    WASHINGTON -- Raising pressure on banks, the Federal Reserve is wading into the investigation of whether mortgage lenders cut corners and used flawed documents to foreclose on homes.

  • Making sense of Google's seemingly kooky concepts

    SAN FRANCISCO -- In its self-proclaimed drive to make the world a better place, Google has immersed itself in far more than Internet search and online ads. But driverless cars and a wind energy farm in the Atlantic Ocean?

  • Shoppers may have the upper hand this Christmas

    NEW YORK -- The Christmas shopping season doesn't kick off for another three weeks, but America's retailers already are signaling they are prepared to discount aggressively if needed to entice shoppers still skittish about spending.

  • Fund investors scared, despite 3Q stock surge

    BOSTON -- What's it going to take to restore confidence? Investors in stock mutual funds have enjoyed gains in five of the past six quarters. Their funds finished up an average 12.5 percent over the past three months, bolstered by the best September in the market since 1939.

Containing Report

Banking & Finance

Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.

Companion Reports

Banking & Finance Quarterly - January 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - November 2012

Local experts answer tough questions on the economy and investing in our quarterly Banking & Finance report.

Banking & Finance Quarterly - August 2012

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - May 2012

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - February 2012

Get an in-depth look at the state of our local economy, stock market conditions and community banking issues in this quarterly report.

Banking & Finance Quarterly - October 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - July 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - April 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - January 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - July 2010

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Archived Reports

Banking & Finance

Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.