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  • Making the right charitable choice

    Snail mail is not dead. Want proof? Tally the number of “Dear Friend” letters you will receive this holiday season. Throw in e-blasts, social media and old-fashioned phone calls, and I suspect you will be “touched” by more than a dozen charities — some you know and many more you’ve never heard of.

  • Sobering numbers go with boomers' party

    Clichés are trite and overused phrases that have an annoying tendency to be true. Take for example “silver tsunami” and “graying of America.” These have become go-to phrases in just about all baby boomer news reports and speeches. I’m guilty of sliding these worn sayings into a few columns and community presentations myself.

  • Will surge of older workers take jobs from young?

    CHICAGO -- It's an assertion that has been accepted as fact by droves of the unemployed: Older people remaining on the job later in life are stealing jobs from young people.

  • Mayoral vote will affect how SD economy supports seniors

    San Diego’s next mayor will have a full agenda, no doubt about that. From revitalizing neighborhoods to funding pensions to working out managed competition for city services, our new chief executive must begin planning for the graying of San Diego — and I’m not talking about May gray. The number of San Diegans over the age of 60 will double by 2030 and represent one in four residents.

  • Do your homework to find the right charity

    Would you buy a car without taking it for a test drive or kicking the tires? Of course you wouldn’t, but many people make gifts to nonprofit organizations, especially during the holiday season, without taking a peek under the organization’s hood to make sure everything is in working order.

  • Baby boomers fueling wave of entrepreneurship

    ARLINGTON HEIGHTS, Ill. — Every passing month and unanswered resume dimmed Jim Glay's optimism more. So with no job in sight, he joined a growing number of older people and created his own.

  • How Congress’ intransigence harms seniors

    Washington’s no-limit poker game with the American economy as stakes ended when House Speaker John Boehner, R-Ohio, folded and allowed a vote in the House to reopen the government and avert a default by the federal government.

  • The special issues of LGBT seniors

    The Social Security Administration in August began processing claims for benefits for those in same-sex marriages, the latest in a chain of federal agency responses to the Defense of Marriage Act court decision. While this is a big step forward for the lesbian, gay, bisexual and transgender (LGBT) community and marriage equality, much remains to be done.

  • A push for harmony among workers, young and old

    CHICAGO (AP) _ There's a sense of urgency to the quest for workplace harmony, as baby boomers delay retirement and work side-by-side with people young enough to be their children -- or grandchildren.

  • Women face difficulties in retirement

    With longer life expectancies than men, women tend to live longer in retirement and have a greater chance of outliving their retirement nest egg.

  • Create safe workplaces through simple prevention

    As our work force begins to age and continues working past traditional retirement age, it is important for businesses, caregivers and families to take precautions to ensure safe environments.

  • AMN predicts health worker shortage

    Because of the aging baby boomers, the United States is poised to have unprecedented shortages of health care workers over the next decade, the head of San Diego’s AMN Healthcare Services (NYSE: AMN) told UBS Healthcare Conference attendees in New York this week.

  • Experts try to predict Gen Y's wants

    Generation Y is the new consumer, and targeting their wants and needs requires the ability to change.

  • Retiring boomers driving sales of small businesses

    NEW YORK — Baby boomers preparing for retirement are driving a surge in small-business sales, as they find more and more buyers confident enough in the improving economy to expand their own businesses through acquisitions.

  • Why you need an advance health care directive

    What kind of medical care would you want if you were too ill or injured to express your wishes? Without the ability to speak or write, or possibly even think clearly, how would you convey your wishes to your doctor or loved ones?

  • Sequestration affects everyone, including hungry seniors

    Sequestration is now officially the law of the land, thanks to Congress approving a continuing resolution – that includes the “fiscal cliff” cuts – to fund the federal government through Sept. 30. What does it mean? Simple. Partisanship on both sides trumps doing what is best for the American people and, as a result, millions will suffer.

  • Starting your encore career – where to begin?

    Last month, I wrote about Baby Boomers choosing their purpose-driven second careers later in life called the “Encore Career.” The concept stems from a book by Marc Freedman called “Encore: Finding Work That Matters in the Second Half of Life,” where he speaks to many examples of older adults changing careers later in life.

  • Men go under the knife to get ahead at work

    A flurry of patients are waltzing into Dr. Scott Miller’s plastic surgery office, requesting a fresher look. They aren’t trophy wives, but rather an unlikely candidate that’s worried about their appearance: male technology executives.

  • Baby boomers are choosing purpose-driven second careers

    In Marc Freedman’s book “Encore: Finding Work That Matters in the Second Half of Life,” he speaks to many examples of older adults changing careers later in life.

  • Is the 60/40 portfolio obsolete? 2 experts debate

    BOSTON (AP) -- Is it time to retire the idea of a 60/40 portfolio? The strategy has been generally regarded as a good starting point for most investors.

  • Heart-block test could get Volcano, St. Jude $2 billion gain

    Volcano Corp.’s test that shows which patients need heart stents could lead to a $2 billion market within a decade as more doctors use it to improve care, CEO Scott Huennekens said.

  • An open letter to Mayor Bob Filner

    Dear Mayor Bob Filner,

  • For businesses, choosing right charity can be mutually beneficial

    During the holidays, corporate giving can be essential to organizations and individuals who are in need, especially seniors and other at-risk groups during this time of year. Businesses, both large and small, use their resources to support those who may be less fortunate. This is not only beneficial to those receiving the help, but also can strengthen the dynamic internally in a business.

  • Baby boomers forgoing purchases blunt Bernanke stimulus

    John Rodwick cuts corners so he has money to spend on his seven grandchildren and cruise around the Rocky Mountains with his wife, Jean, in their blue-trimmed Roadtrek motor home.

  • Boomers, your vote is important in the 2012 election

    With the election just more than a week away, politicians and proposition committees are reaching out to voters age 50 and older to help seal their success on the November ballot. The 50 plus demographic, which includes millions of caregivers and their elderly parents, are intensely concerned about issues like Social Security and Medicare.

  • Baby boomers' future housing needs are unpredictable

    The 8,000 baby boomers turning 65 each day are unlike any generation before them – they are living longer, have more energy and are healthier than any 65 and older group in history, according to Urban Land Institute (ULI) real estate experts.

  • Wisdom in society and corporate culture

    Consider "Notes to our Sons & Daughters" as a small step in that process, an opening salvo in the much-needed conversation between the generations. We invite you to experience this art exhibit, featuring photographic works such as the one of Susan Lew, on the front cover.

  • Why it matters: Social Security

    A series examining issues at stake in the election and their impact on people.The issue:

  • Baby boomers may opt for communal living again

    PITTSBURGH — A generation of Americans who embraced communal living in the 1960s is again considering that concept and other ways to coexist as they near retirement.

  • UN urges protection for elderly as world grays

    TOKYO — The fast aging of Japanese society is evident as soon as one lands at Tokyo's Narita airport and sees who is doing the cleaning. Young people tend to take such menial jobs in other countries, but here they are often held by workers obviously in the second half-century of their lives.

  • Vanguard move highlights little-known index costs

    BOSTON -- Index mutual fund investors are a cost-conscious bunch. Rather than seek out managers with a good shot at beating the market, they parse tiny differences in fund expenses. Index funds are cheaper because no one is being paid to pick stocks. Every cent that doesn't end up in someone else's pocket counts, the thinking goes.

  • Not your grandmother's retirement

    It commences with receiving AARP brochures in the mail, continues by discussing Medicare benefits, and sadly includes the inability to read your own watch. The aging process as I'm learning very quickly is something none of us are immune too. And while I've yet to find a way to prevent it from occurring there are many steps which our society has been trained to take in order to ensure that these golden years of our lives our actually golden.

  • Reverse mortgages offer financing options for seniors, retirees

    Some seniors who were looking forward to blowing out 62 candles on their birthday cake and qualifying for a reverse mortgage were surprised to find out they didn’t qualify for one because the value of their home dropped.

  • Create an age-friendly work environment

    Bullying has been a topic in the news for a few years now. But bullying is rarely heard of among adults, and especially among older adults in the workplace.

  • Integral Senior Living adds Hawaii to portfolio

    Carlsbad-based Integral Senior Living, a senior living communities manager, said it recently added Paradise Retirement at Waikiki to its management portfolio. With this new property, ISL now manages 56 communities in 11 states.

  • Take a stand against ageism, see life’s journey through familiar faces

    Eleanor Roosevelt once said, “Beautiful young people are accidents of nature, but beautiful old people are works of art.” This could not be truer.

  • Americans switching to Roth accounts, saving more for retirement

    Americans have often been accused of doing a poor job of planning for their financial needs in retirement. However, two new reports suggest workers are doing a much better job of saving and investing for the future.

  • Baby boomers advised to test for Hepatitis C

    Everyone born during the baby boomer generation should be tested at least once for the Hepatitis C virus, according to new guidelines proposed by the U.S. Center for Disease Control and Prevention.

  • Inheritances require proper planning, open communication

    In 2004, the American Association of Retired Persons — now known as AARP — issued a report titled, “In Their Dreams: What Will Boomers Inherit?”

  • Elderly investors frequent targets of recent Ponzi schemes

    Another financial criminal is on his way to prison, where he will likely spend the rest of his life for running a $7 billion investment scam. R. Allen Stanford was sentenced on Thursday to 110 years in prison for operating a Ponzi scheme that promised investors safe investments and above average returns on their money.

  • Independa enters launch mode

    When Dan Chavez’s father suffered a hemorrhagic stroke in July 2010, the family thought Chavez — whose background is in health care information technology — would be best suited to be the caregiver.

  • Meals on Wheels gets started on new kitchen

    Meals on Wheels Greater San Diego will soon providing more meals to seniors, as construction started Tuesday on its new commercial kitchen.

  • Not your grandma's Peace Corps? Well, it can be.

    Older volunteers work on the same projects as younger volunteers -- including HIV/AIDS education, teaching English as a second language, agriculture, environmental awareness and more, Edmunson said.

  • Agency pairs 55-plus professionals with nonprofits

    WHITE PLAINS, N.Y. (AP) -- As she got older, Gail McDaniel felt she should be doing more to make the world better.

  • San Diego to lose vital service for seniors

    Each day, homeless seniors seek help at Senior Community Centers and with other social service organizations. Most of these men and women are good people who have done the “right” thing only to have life intervene. Health problems or loss of job are typically the culprits for senior homelessness.

  • The senior side of California

    In a past Daily Transcript article, I discussed the graying of America and California. In this article, I am going to focus more on the health and care aspects of the senior population.

  • Boomers, offspring will determine housing market through '30

    Through at least 2030, the housing market will depend on the desires and fortunes of two generations: baby boomers and a group primarily made up of their offspring, echo boomers, according to a recently released report prepared for the Washington, D.C.-based Bipartisan Policy Center.

  • An open letter to the San Diego mayoral candidates

    Dear San Diego mayoral candidates,

  • Older Americans Act's Nutritional Program celebrates 40th anniversary

    When I joined Senior Community Centers 17 years ago, our nutritional program provided a nutritious lunch each day, Monday through Friday, to San Diego’s low-income seniors. For many, it was their only meal of the day. I observed seniors saving the apple or banana from their tray to eat for dinner.

  • Few US cities prepared for aging baby boomers

    COLUMBUS, Ohio (AP) -- Few communities have started to think long term about how to plan and redesign services for aging baby boomers as they move out of the workforce and into retirement.

  • Baby boomers facing unique retirement, estate planning issues

    The increase in life expectancy has placed the baby boomer generation in the unique position of having to take care of their parents while simultaneously preparing for retirement and planning out what to leave for their children to inherit.

  • Medicare now covers nearly two dozen preventative screenings

    Here in San Diego, one in 10 people are over the age of 65, and that number will double by 2030 as more of the Baby Boom generation become seniors. This “graying of America” will put tremendous strain on our infrastructure, especially the Medicare system.

  • For boomers, it's a new era of 'work til you drop'

    LOS ANGELES (AP) -- When Paula Symons joined the U.S. workforce in 1972, typewriters in her office clacked nonstop, people answered the telephones and the hot new technology revolutionizing communication was the fax machine.

  • Injured boomers beware: Know when to see doctor

    CHICAGO (AP) -- When it comes to athletics, even the fittest baby boomers are finding aging bodies aren't as nimble as young ones, and they're more prone to minor damage that can turn serious if ignored.

  • Census numbers predict exponential growth in senior population

    In November 2011, the U.S. Census Bureau released statistics giving us a real snapshot of what the U.S. senior population looks like now and what is to come in the future. And it’s a warning for all of us.

  • Baby boomers have stronger impact on housing

    The baby boomer generation seems to affect housing construction more these days, leading home builders and remodelers to gear their business more toward that demographic.

  • 2012 Medicare debate is all about the baby boomers

    WASHINGTON (AP) -- Baby boomers take note: Medicare as your parents have known it is headed for big changes no matter who wins the White House in 2012. You may not like it, but you might have to accept it.

  • Saving for retirement a top New Year's resolution

    It’s getting to be that time again for New Year’s resolutions, the annual effort that often ends in futility. However, a new survey finds more Americans have rearranged their objectives for 2012 from surviving to thriving.

  • S.D. ranks No. 3 in retirement confidence

    Despite common belief, Americans are doing a pretty good job of saving and investing for their retirement. And a new report suggests people in San Diego are doing a better job of planning for their financial futures than most other people in the country.

  • Early investing, compounding key to a good retirement

    A new report from Ameriprise Financial finds people in San Diego are doing a better job of planning for their retirement than most other major metropolitan areas.

  • Invest in long-term care insurance for greatest peace of mind

    Baby boomers are often surveyed about their ability to finance their retirement, pay for their children's college educations and many other high-profile subjects.

  • Take advantage of company contributions to retirement plans

    It seems like a no-brainer: If your company offers a 401(k) or other employer-sponsored retirement plan and also matches a portion of your contribution, why wouldn’t you want to participate?


  • After 30 years, SCORE counselor still steering businesses, free of charge

    In an economy that has produced many start-ups, as some people have sought to turn misfortune into opportunity, Arnold Jaffa, 82, isn't the least bit interested in letting go of what he considers to be a major part of himself -- a desire to help people succeed.

  • Founder instills entrepreneurial spirit into DavisReed Construction

    Derek Davis, president and founder of DavisReed Construction, describes his company as fast-moving and adaptable, creative and quick thinking, with a more relaxed culture and an emphasis on the individual. If that sounds more like a startup than a general contractor with as much as $300 million in revenues, it’s by design.

Boomer Generation videos

Phillip Banks, Daniel Abbott on fiduciary services

Jan. 10, 2013 -- George Chamberlin speaks with Phillip Banks of Banks & Banks Fiduciary Services, and Daniel Abbott, a firm member with Seltzer Caplan McMahon Vitek, about the role of a fiduciary.

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October 11, 2012

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