Recently, a young San Diegan was selected by Forbes magazine as one of nine All-Star Student Entrepreneurs, setting up a feature of the recent San Diego State University graduate in the magazine’s online and print editions in August. 

What is the real difference between good and great when it comes to an entrepreneur? Why do some people choose to start a business, take on new challenges, evolve and thrive, while others accept the status quo? 

Silvergate Bank, which recently reported its highest annual earnings (2011) in its 24-year history, is a San Diego-based business bank that specializes in helping businesses grow through the provision of innovative, customized banking programs and products tailored specifically to each company’s needs. The bank has assembled a carefully selected team of small-business banking experts, all of whom are committed to providing customers with a fresh and approachable banking experience. 

Dave Alberga & Matt Landa 

Reid Carr 

Daniel Bradbury 

Small businesses that need money can’t get a loan, and those that can get a loan are finding a way around it. 

Steve Ogles first got into the camera business in the early 1970s because he wanted to take pictures of his friends surfing. 

Growing up in San Diego with a stepfather who was a general contractor, Bob Noble remembers reading The Daily Transcript at a young age and learning about construction, even before he understood what the word “architect” meant. When he did become an architect, stepping into construction and design-build projects was a natural transition. 

He sequenced the human genome in 2001, three years ahead of the public human genome project's schedule, using a “shotgun sequencing” method that is still the industry standard today.