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The Daily Transcript asked three leading lending experts if underwriting standards had become too strict, and if so, when the pendulum might swing back. Here’s what they had to say: 
NEW YORK — Americans say they feel worse about the economy than they have since the depths of the Great Recession. And it's a bad time for a bad mood because households are starting to make their holiday budgets.
BOSTON — Investors have barely had a chance to recover from a summer of anxiety.
MEDFORD, Ore. (AP) — A credit union in Southern Oregon reports a spike in new accounts that appears related to local Occupy Wall Street demonstrators urging people to move their money out of big banks that got federal bailouts.
NEW YORK — Two companies with quirky names, Ubiquiti Networks and Zeltiq Aesthetics, made their public debuts earlier this month with listings on the Nasdaq Stock Market.
There hasn't been a lot of positive news out of the banking sector over the last few years, but by at least one measure San Diego's banks have been holding their ground over the last several quarters.
WASHINGTON — Two big questions loom over the Obama administration's latest bid to help troubled homeowners: Will it work? And who would benefit?
After months of debate and speculation, the Durbin Amendment has arrived and its effects are already being felt.
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Ask a small business owner about the current availability of credit and the response is near universal: there is none.
An economy plagued by uncertainty and lethargic growth isn’t without its bright spots, according to a panel of local economists, but that doesn’t mean there’s a great deal of room for optimism.
BOSTON — Investors have barely had a chance to recover from a summer of anxiety.
MEDFORD, Ore. (AP) — A credit union in Southern Oregon reports a spike in new accounts that appears related to local Occupy Wall Street demonstrators urging people to move their money out of big banks that got federal bailouts.
NEW YORK — Two companies with quirky names, Ubiquiti Networks and Zeltiq Aesthetics, made their public debuts earlier this month with listings on the Nasdaq Stock Market.
Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Local experts answer tough questions on the economy and investing in our quarterly Banking & Finance report.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Get an in-depth look at the state of our local economy, stock market conditions and community banking issues in this quarterly report.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Local experts answer tough questions on the economy and the future of commercial real estate in our quarterly Banking & Finance report.
The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.
Banking & Finance is a one-stop shop for The Daily Transcript's news on the local economy, market conditions, capital and funding issues, and investment concerns.
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