This quarterly report looks at the state of the economy, local banking issues and financial markets.

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Online banking advancements help small, mid-sized businesses

Technology innovation and the maturation of the Internet as a business tool have changed the banking landscape for small- and medium-sized businesses. From new Web-based services to enhanced online security, organizations across the country are engaging in a variety of electronic banking functions. Greater operational efficiency, costs savings and transactional security are just a few of the sizeable benefits the online banking arena affords today. 

Focus issues at 2008 shareholder meetings

Given the current economic downturn and changes in the reporting and regulatory landscape, this spring's annual shareholder meeting season is shaping up to be extremely challenging for management. During these uncertain times, emboldened investors will be demanding increased disclosure of risk management practices, board composition, executive compensation and other accounting-related issues. More than ever before, the focus will be on effective reporting and communication. 

Why hire a financial adviser: The '80-20' rule

What do successful athletes, business executives and performing artists have in common? 

Class of '08 faces a scramble for jobs

As the credit crunch roils financial markets and the U.S. economy sputters, new college graduates are plunging into the rockiest job market in recent years. 

Online sales expected to grow 17 percent in 2008, as slow economy hurts brick-based rivals

NEW YORK -- Online spending is expected to rise a robust 17 percent this year, despite a sluggish economy that has bruised many brick-based retailers, according to an annual survey released Tuesday. 

Avoiding bankruptcy in an uncertain economy

According to the New York Times, the rate of bankruptcy filings in February rose 18 percent from January and is up 28 percent from last year. There was an average of 3,960 bankruptcy filings nationwide each day in the month of February alone, according to bankruptcy data and management company Automated Access to Court Electronic Records. 

Boards of two area credit unions agree to unite

The boards of directors of First Future Credit Union and California Coast Credit Union have approved a consolidation of the two financial institutions, pending approval by state and federal regulators and members of First Future Credit Union. 

By failing to plan for your business, are you planning to fail it?

As an owner or executive of a successful small business, you are constantly engaged in the day-to-day tasks necessary to drive revenue. But as your business grows, so do your responsibilities and the demands to keep up with maintaining a larger company. The truth is, you may be so busy working in your business that you might be failing to work on it. 

Study dispels misconceptions of Latino community

While business strategies commonly mischaracterize U.S Latinos, a report conducted by the Tomás Rivera Policy Institute and sponsored by Merrill Lynch titled, "Increasing Wealth in the Latino Community," released findings that the Latino community is not only on its way to becoming the nation's largest population -- it also has the potential to be one of its most affluent. With a combined spending power into the trillion-dollar range, Latinos could have the power to influence the entire U.S economy in the coming years. 

Savers feel pinch of tight credit as banks slash rates on deposit accounts

Now it's savers who are feeling the credit crunch. 

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Profiles

CEO sees opportunities for credit unions amid economic uncertainty

Give James Harris a little credit. 

OC accounting, consulting firm adds San Diego office

Year-round tax deadlines, complicated audits and the threat of a recession do not faze Wayne Pinnell. 

Finance Videos

George Chamberlin on the Markets

May 20, 2013 -- Executive Editor George Chamberlin recaps last week's financial events and looks at the week's upcoming announcements.

Jerry Sanders on his goals for the Chamber of Commerce

April 23, 2013 -- George Chamberlin speaks with former Mayor Jerry Sanders, who's now president and CEO of the San Diego Regional Chamber of Commerce, about what his priorities are at the chamber.

Seltzer Caplan's David Dorne on taxes, investment

April 15, 2013 -- Executive Editor George Chamberlin speaks with David Dorne, a senior partner with Seltzer Caplan, about tax policies and the importance of prudent investment and planning.

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National News

Class of '08 faces a scramble for jobs

As the credit crunch roils financial markets and the U.S. economy sputters, new college graduates are plunging into the rockiest job market in recent years. 

Savers feel pinch of tight credit as banks slash rates on deposit accounts

Now it's savers who are feeling the credit crunch. 

Archived Reports

Banking & Finance Quarterly - April 2013

This quarterly edition of Banking & Finance focuses on the latest in taxes and investments, as well as the financial impact of sequestration.

Banking & Finance Quarterly - January 2013

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - November 2012

Local experts answer tough questions on the economy and investing in our quarterly Banking & Finance report.

Banking & Finance Quarterly - August 2012

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - May 2012

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - February 2012

Get an in-depth look at the state of our local economy, stock market conditions and community banking issues in this quarterly report.

Banking & Finance Quarterly - October 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - July 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - April 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Banking & Finance Quarterly - January 2011

The Banking & Finance Quarterly report takes an in-depth look at the local economy, market conditions, financial institutions and more.

Finance Videos

In San Diego, business is personal, too

Business clients of North Island Credit Union discuss the personal side of business in both relationships and accounts.

And I Went With Him

Business clients of North Island Credit Union discuss what they want and appreciate in a banking relationship.

It's a small town

Business clients of North Island Credit Union discuss the importance of a financial institution that is relationship, rather than profit, centered.

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